Mari Inoshandiswa uye Inhare Inowanikwa uye Bhizimisi Mitero
Kufarira Pamabhizimisi Matswende
Mabhizimusi anogona kutora chikwereti kune zvikwereti zvakatorwa kune bhizinesi, zvinangwa, kusanganisira rekugadzirisa mari yebhizimisi pfuma, chikwereti chemari, uye mitsara yechikwereti.
IRS inoti iwe unogona kutora chikwereti pane zvikwereti zvebhizimusi kana:
- Iwe unobvumirwa nemutemo kune chikwereti ichocho. Kana iwe ukaongororwa , iwe uchada kupa mapepa ekuratidza maitiro echikwereti uye zvinyorwa. Somuenzaniso, mutemo weUCC-1 unowanzotarisirwa pamabhadhara.
- Zvese iwe nemutengi unoda kuti chikwereti chibhadzwe. Iwe unofanirwa kuratidza kuti uri kubhadhara uye kuti uyo anenge achikweretesa ari kuisa iyo mahomwe. Munhu-kune-munhu chikwereti asina chero chiitiko chingangodaro chiri kukanganisa.
- Iwe nemunhu anokwereta ane wezvokwadi-ane chikwereti. Ndiko kuti, kune zvombo-kureba kwekutengesa ; hausi iwe iwe nehanzvadzi yako uyo akakwereta iwe mari uye haadi kudzorerwa.
Kuchenesa Mhando dzeBhizimusi Kuda mari
Kana bhizimusi rako richikwereta kutenga chimwe chinhu, iwe uchabhadhara chikwereti pachiyero.
Inofanirwa Kufarira. Nezvikwereti zvebhizimisi pfuma, unogona kuguma uchibhadhara chikwereti kubvira musi wekugadzirisa kusvika pazuva rokuvhara, sechikamu chekuvhara kwako kwekuvhara.
IRS inotaura kuti kana iwe uchibhadhara chido, unofanirwa kugovera kufarira pamusoro pemakore emitero iyo inofarira inoshanda. Iwe unogona kutora gore negore chete chido chinoshanda kune gore iroro.
Kufarira mari kune chikamu chemari yezvinhu zvakatengeswa. Ndinoshuva pamusoro pekutenga kunoitwa pachikwereti nokuda kwekutenga mabhuku kunofanira kuiswa mumari yako yezvinhu zvakatengesa kuwanda.
Investment interest interest. Kazhinji, kuderedzwa kwako kwekubhadhara mari yekubhadhara kunoshandiswa kumari yako yekutsvaga mari. Izvi zvinoreva kuti mari yekufarira inogona kuve yakakura kudarika mari inowanikwa kubva mukutsvaga. Asi, iwe unogona kukwanisa kutakura mari yakawanda yekutora mari kune mitero yemwaka yemberi.
William Perez, Nyanzvi yeUkwereta Mutero, ane ruzivo rwakawanda pamusoro pokudhura bhizinesi uye hupfumi hwekutsvaga mari.
Iwe Haugoni Kudzinga Capitalized Interest
Iwe haugoni kubvisa chikwereti icho chinofanirwa kutorwa, ichocho, chikwereti chinowedzerwa kune chikwereti chikuru chechikwereti kana kutora chikwereti. Izvi zvinotarisirwa mari inofanira kuderedzwa pamwe chete nedzimwewo mari dzebhizimusi yefaji.
Bhizimisi vs. Personal Interest Expenses
Kuda mari yezvikwereti zvemunhu pachake hazvikwanisi, kunze kwekubhadhara chikwereti chechikwereti. Asi kana iwe uine chikwereti chemabhizimisi akasiyana-siyana uye mari yako yega , iwe unogona kutora chikamu icho chiri chebhizimisi.
Chimwe chiitiko chakanaka chebhizinesi pamwe chete uye kufarira mari yega yega inoshandisa mari yebhizimisi reimba. Bhizimusi chikamu chemhuri yekubhadhara chikwereti, pamwe chete nemitero yemitengo, inodonhedzwa sebhizimusi mari.
Ndekupi Kwaunogona Kuona Iyi Imari
- Kune vega proprietors uye vasina nhengo-LLC, ratidzai mari iyi mu "Dhathosi" chikamu cheChechi C C mundima 16. Cherechedza kuti mari yekuda mari inoparadzaniswa pakati pekubhadhara chikwereti uye zvimwe zvose zvinodiwa.
- Nekubatana pamwe ne-multiple-member LLCs, ratidza idzi mari mune "Zvimwe Zvokutsvaga" chikamu cheFomu 1065
- Kune zvikwata, ratidzai mari idzi mune "Zvimwe Zvokutsvaga" chikamu cheFomu 1120.
Kuti Uwane Mazano Akawanda pamusoro Pechibereko Mari Inowanikwa uye Inoshandiswa
IRS mitemo yekuderedza kufarira yakaoma. Ona IRS Publication 535 kuti uwane mamwe mashoko pamusoro ... uye IRS Publication 550 pamusoro peInvestment Interest Inowedzera uye Inhare Inowanikwa.
Zvinonzwisisika
Ichi chinyorwa chinopa ruzivo rwehuwandu, uye hazvifananidzi kuve mutero kana mazano emutemo; Ini handiri muteresi wemutero kana muongorori wekugadzirira mutero. Tarisa ku IRS mabhuku uye kurukura nezvekubviswa kwetero nemudzidzisi wako wezvemitero.