The Pros and Cons
Zvimwe zvekukwira Pamba Yenyu Yenyika
Pane zvakawanda zvakabatsiro zvekukwira imba iwe wauri kugara.
Imwe Chikwata Chekutengesa uye Dzivisa Kuitisa Mari
Kazhinji, paunotenga zvivako semari yekutsinhanisa, uri kutenga pfuma pamwe neimba yaunogara mairi. Mune iri imba yemhuri flip, iwe unenge uine mhosva yekubhadhara zvose zvinotakura zveimba yacho. Tichifunga kuti unoda mari yeimba, izvi zvinotakura zvinosanganisira mwedzi wepamwedzi kutora chikwereti, mari yemitero, inshuwarisi, zvigadzirwa, nzvimbo yekugadzirisa , Realtor mishandira uye yekuvhara mari. Iwe haungangodaro uine mari iyi pane pfuma flip, asi iwe unenge uinewo mutoro wekubhadhara zvikwereti izvochete paunogara iwe wekutanga.
Kana iwe ukasarudza kugara mumusha uri kuedza kufundira; iwe unofanira kungofunganya nezvimwe chete zvemari. Iwe uchabhadhara chikwereti, mitero, uye inshuwarisi pane imwe imba.
Save on Taxes
Iwe unogona kudzivisa kubhadhara mari inobhadhara mutero kana iwe uchigara munzvimbo yacho kwemakore maviri emakore apfuura mushure mekunge mazvitenga nzvimbo.
Unozivikanwa seChitsa 121 Kuregererwa, kana iwe uchitengesa imba yako, unogona kudzivisa kubhadhara mitero pa $ 250,000 yepfuma huru kana iwe uri kuisa sewe pachako kana kuti $ 500,000 yemari inowanikwa kana iwe wakaroorwa uye uchiisa pamwe chete.
Pasina Muedzo Wokutengesa Nokukurumidza
Mune imwe tsika pfuma flip, chinangwa ndechokutenga, kugadzirisa uye kutengesa nokukurumidza.
Munyaya iyi, inogona kunyanya kunetseka kana iwe usingagoni kuwana mutengi nokuti iwe uchiri kukwanisa kubhadhara chikwereti uye zvimwe zvinoshandiswa pamba. Paunenge uri kugara mumba iwe uri kuedza kufambisa; iwe hauna zvikwereti izvi zvakare kuti uone.
Iyo nguva yakareba inogona kukubvumirawo kutarisa mabhaga pazvinhu zvekugadzirisa uye makontrakta mari. Vanyengeri vanogona kunge vane nguva inononoka, saka vachave vakagadzirira kukupa mutengo uri nani kana iwe ukwanisa kuwana basa iri panguva iyoyo. Sezvo pasina nguva inopera, iwe unewo nguva yekutenga kuzotenga kuti uwane mutengo wakanakisisa wezvinhu.
Sweat Equity
Iwe unogona kukwanisa kuwedzeresa pfuma yako inokwanisa kuburikidza nekuita basa iwe pachako, panzvimbo yekuhaya vamwe kuti vaite. Sezvo iwe uine zvishoma makore maviri usati wazotengesa imba, une nguva yekuita basa racho rakapedzwa.
Iwe unofanirwa kutarisana neguta rako kuti uone kuti zvipi zvaunobvumirwa nemutemo kutora iwe pachako uye zvipi zvirongwa zvinofanira kupedzerwa neunyanzvi hwemvumo. Mamwe maguta achabvumira vagari vepamba kuti vaite basa, zvakadai semagetsi nemafuta, uye vamwe vanongobvumira basa iri kuti riitwe neruzivo rwemvumo.
Inogona kukuchengetedza mari yakawanda kana uchikwanisa kuita izvi kuita iwe pachako, uchifunga kuti une ruzivo rwekuzviita nenzira yakarurama uye yakachengeteka.
Kunyange kana iwe ukazadzisa basa iwe pachako, iwe unogona kunge uchibhadhara mari yakati uye wotora mvumo. Guta rekuongorora richauya zvakare mushure mokunge basa rapera kusimbisa kuti basa racho raitwa nenzira yakarurama.
Haasi basa rose richada mvumo. Zvakare, mitemo iyi inogona kusiyanisa maererano nemataundi ako etaundi uye ehurumende. Somuenzaniso, mamwe maguta achakumbira iwe kutora mvumo yekuisa fence yakakomberedza imba yako, asi vamwe havazoiti.
Cons of Flipping Your Primary Residence
Pane hutsika huzhinji hunofungidzirwa paunenge uchifambisa nzvimbo yako yekugara.
Ita Kuti Umirire Pane Akashata Makore maviri Kuti Atengese
Chimwe chakakosha chekugara mumusha uri kuedza kufambisa ndechekumirira kwemakore maviri kubva pazuva rawakatenga imba kuti uitengese.
Kana iwe uchitengesa dzimba usati wagara mairi sewe hugaro hwekugara kwemakore maviri, iwe uchafanira kubhadhara mutero kune chero mari ipi zvayo yaunowana pane imwe nzvimbo.
Imisika yemugove inogona kuchinja nokukurumidza zvikuru. Kusakwanisa kuisa imba iyo kutengeswa apo misika yemugoti inopisa inogona kukudhura iwe mukuru. Muzvivako, kunyange kutarisira mwedzi mishomanana kunogona kuva musiyano mumakumi ezviuru zvemadhora mune zvingabatsire.
Kurarama MuRenovation
Chimwe chisingazozivi kuti iwe uri kurarama mune imwe nzvimbo yekuvaka, uye inogona kunyanya kunetseka. Kuva nezvikwangwani munzvimbo yako yega yekugara kunogona kukwegura nekukurumidza zvikuru. Iwe unogona kutarisana nemibvunzo yakadai sokusava nedzimba dzemvura kana kuti mvura, inofanira kubva kunze kwemba kwevhiki imwechete apo denga rinogadziriswa uye rakasvibiswa uye kurwisana nevakandarani kana vatengesi kana basa risina kuitwa zvakanaka, kutorawo zvakare kwenguva refu kana zvinhu zvisina kururama zvakapiwa.
Inogona Kukuvadza Imba
Kana uri kutenga pfuma kuti uite flip , zvisinei ndezvokuti, hapana munhu achararama munzvimbo iyo usati waiisa iyo kutengeswa. Paunenge uchigara mune imwe nzvimbo uye uchiedza kuifukisa kuti uwane purofiti, unoisa pangozi kukuvadza kugadzirisa kwawakaita. Zvigadzirwa zvakavezwa masvingo zvinogona kukurumidza kusvibiswa, marble counters zvinogona kutanga kuvhara, uye magonhi emakadhi anogona kusimisa kupfiga zvakarurama. Kana uine mhuka dzemhuka, unogona kutanga kuona kumira kwemavara pamusoro pekunge uchangobva kupera.
Tanga kuzvigadzirira
Paunenge uchishandura flip, iwe unoda kukumbira kune vanhu vazhinji. Imwe ingangodaro dambudziko rekugara mune flip ndeyekuti unogona kutanga kugadzira imba iwe pachako, uye chimiro chako chingave chisingafariri munhu wose. Iwe unogonawo kunge wakanyanyisa kubhadhara mari nokuti iwe uchange uri kushandisa kicheni ichocho kana mudzimba dzekugezera kusvikira imba inotengeswa. Iwe unogona kutsvaga mari inodhura yeCalacatta marble pamusoro peCarra marble, asi munhu wekupedzisira angasaziva mutsauko.
Bvisa Basa
Kurarama mumusha, uri kugadzirisa zvinogona kukutungamirira kuti urege kuita basa chaiyo. Kuziva kuti haugone kutengesa imba kwemakore maviri zvinogona kuita kuti iwe uise chikwata chiri pasi pemugwagwa. Iwe unokwanisa kuzviwana uri mukugadzirisa kuedza kupedzisa mapurojekiti akawanda masvondo asati aisa nzvimbo yacho kutengeswa.
Unofanira Kufamba
Tichifunga kuti unogona kutengesa dzimba yacho, uchafanira kuwana imwe nzvimbo kuti ugare. Kufamba kunonetsa, uye zvinogona kunyanya kuomesa kana uri kuedza kuwana chimwe chinhu chikuru pamusha uye unoita imwe nzvimbo yekugara yekugara flip.