Zvinyorwa Zvinyorwa zveTough Self-Employment Tax Mibvunzo
1) Ndinofanira kutora kukodhwa kwehofisi yeimba here?
Kwaiva nenguva iyo kunyora chikamu cheimba yako nekuda kwebhizimisi kwaizowedzera kukanganisa kwako kwekuongorora. Uine makore anopfuura makumi mashanu emabhizimusi anobva kuhofisi yeimba, iyo haisisiri iyo, saka usatya kutora kudhokwa kwehofisi yeimba. Ingoyeuka kuti iwe unogona kunyora chete nzvimbo yaunoshandisa chete uye nguva dzose yebhizimisi rako. Dzidza zvakawanda nezvekubviswa kwehofisi yeimba .
2) Ndinokwanisa here kunyora-kurega motokari yangu sebhadharo rebhizimisi?
Chero mari ipi zvayo yaunayo inofanirwa iwe kuti uite bhizinesi inogona kuva kubhadhara mutero kwebhizimisi , iyo inosanganisira kufamba kwebhizimusi mari . Iwe unokwanisa kubva pane chikamu chemotokari yako inoshandiswa mune zvebhizinesi. Kuti utore kunyora, iwe unofanira kuratidza kushandiswa kwemabhizimisi emotokari kuburikidza nehutano hwakachengetwa . Iwe wakapiwa zvingasarudzwa zviviri kuti utore kuderedza motokari yemabhizimisi , iyo inonyanya kukosha ndeyokutarisa mileage yako uchishandisa logbook kana bhizinesi yebhizinesi .
Gore roga rega, IRS inopa mileage yezinga. Ingoita kuti uwedzere huwandu hwemairenda ane chokuita nebhizimisi iwe wakatsvaga kuti uwane kuderedzwa kwako. Chechipiri chisarudzo ndechokushandisa mari chaiyo mari. Nokuda kwaizvozvo iwe uchada kuchengeta zvinyorwa zvose zvine chokuita nekuchengetedza nekuchengetedza motokari yako.
3) Ndeapi rudzi rwekutsvaga kwandinogona kutora kuti ndizvishandise?
Zviviri zvezvinoshandiswa pakuzvipira ndezvekuti 1) kugamuchira mari yako yakawanda uye 2) kubhadhara mitero yakabatanidzwa nemabasa.
Izvi zvinogona kuita nguva yemitero zvishoma zvakanyanya, nokuti iwe unofanirwa kubhadhara mitero yebasa rako uye yekuchengetedzwa kwehutano iwe waanoshandira kazhinji anowedzera iwe. Asi zvakasiyana nebasa remaitiro, unogona kutora mari yakawanda yausingakwanisi mubasa. Semuenzaniso, haugone kurega kutora mari yako kune rimwe basa, asi iwe unogona kutora mafambiro ane chokuita nebhizimisi. Inenge chero mari ipi zvayo inokosha yekushanda bhizimisi rako inodonhedzwa, inosanganisira kuwanikwa kwako kweInternet, mari yekudhinda, nezvimwewo. Hezvino 15 dzinowanzoshandiswa kubhadhara mitero .
4) Ndingapedza makore mangani ndisina kuwana purogiramu pamabhizimisi angu epamba?
IRS inonzwisisa kuti dzimwe nguva mabhizinesi, kunyanya kutangira kana panguva yekutambudzika kwehupfumi, inogona kunge iine kurasikirwa. Kune zvikamu zvakawanda zvebhizimisi iyo IRS inofunga mukusarudza kana iwe une bhizinesi kana chido chekuita . Zvimwe zvinonyanya kukosha ndezvokuti kana iwe usingashandisi sebhizimisi, sekuumba bhizimusi sarudzo, une chinangwa che kugadzira purogiramu, iwe unobatanidzwa mumabasa ekuvaka bhizinesi rako, nezvimwe. Kana uri kuita sebhizimisi, ipapo IRS inowanzoona kuti iwe unayo. Kana iwe uine kurasikirwa netsika mumakore anopfuura maviri kubva mumakore mashanu ari kushanda, iwe unomhanyira njodzi yekuonekwa semabhizimisi ekudyidzana. Saka, chaizvoizvo, unoda mukana wekushandisa mumakore matatu kana mashanu.
Kuenderera mberi kwebhizimisi kurasikirwa (zvinoreva iwe kunyora-kure kupfuura iwe unogadzira), asiya iwe uri pangozi yakakura yekugamuchira kuongorora kweRS. Nezvo zvakati, unogona kubvisa zvaunofarira-bhizimusi mari kusvika pamari yaunowana. Kana iwe wakagamuchira $ 1000 asi waine $ 1,500 muzvikwereti kubva mune bhizinesi rako rekushandira, iwe unogona kutora $ 1 000. Zvisinei, kana iwe ukasangana nezvinodiwa zvebhizimisi, unogona kutora $ 1,500 uye kutora $ 500 kurasikirwa. Enda kune IRS kuti uwane ruzivo pamusoro pebhizimisi nekutamba.
5) Ndinoda mapeti ezvinyorwa zvangu zvose here?
Ehe. Kuchengetedza risiti yezvose zvinodhura uye kubhadhara kunokosha nokuti mutoro wehupupuriro unogara newe kana ukaongororwa. Pane zvakasiyana-siyana zvekutsvaga zvirongwa zvaungashandisa kurwisana nemari yako yose. Iwe ungada kushandisa bhizinesi rekugadzirisa software kuti ikubatsire kuronga mari yako uye mari, uye kuti uite mitsara yemitero iri nyore nyore.
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6) Kuwana mari yakawanda sei ini ndingagamuchira kunze kwekuti ndive nekutaurira iyo?
Hapana. I IRS inoda kuti iwe upe Zvose zvaunowana. Zvichienderana nemhando yebhizimisi rekumba iwe unogona, unogona kugamuchira fomu 1099-MISC. Zvisinei, kana iwe uchitengesa zvigadzirwa zvako kana mabasa ako zvakananga, iwe haungagamuchiri chero mutsara wemashoko ekuwana. Asi izvi hazvirevi kuti haufaniri kutaurira zvawakawana. Zvakakosha kuchengetedza zvose zvekuwana iwe unogamuchira kubva mubhizinesi rako uye ugozviudza zvose.
7) Ndinofanira kukwereta mutori wenhoroondo kuti andibatsire nemitero yebhizimisi yangu yemusha here?
Kwete hazvo. Zviri kwamuri kuti musarudze kana kana musingatsvaki rubatsiro rwekunze apo iwe unogadzirira iwe wega uye yebhizimisi mitero. Kana iwe uine ruzivo rwakawanda rugadzirisa bhizimisi rako rezvemabhizimisi, zvinogona kuva hutsva hwekutsvaga kutsvaga rubatsiro rwegore rokutanga kana maviri. Kudyirwa kwezvemari uye mutero wekombiyuta kunogona kubatsira kana iwe usina bhajeti yeAcentant kana wezvemitero. Cherechedza kuti mabhizimisi ekugadzirisa uye mitero yemitero inotengesa mutero.
8) Ndezvipi mapegi ekuongorora mabhizimisi edzimba remusha?
Iwe haufaniri kutendera kutya kwekuongorora kunokudzivirira iwe kubva pakutanga bhizinesi remba. Zvisinei, iwe unofanira kutendera kutya kwekuongorora kunokukurudzira kuti uchengetedze-kusvika-zvino pamatare ekutere uye wakatendeseka mukuita kwako. Hezvino zvinhu zvishomanana zvinogona kuita kuti IRS ida kutarisa zvakanyanya pamitero yako:
- Zvokudya, Kufambisa, Zvokuvaraidza - Kazhinji manzendo ekufambisa evanhu anowanzobatanidza mubasa rebhizimisi, izvo zvinogona kuita kuti IRS ione.
- Mitsva - Maererano neSBA, mari yakawanda inowanikwa iwe inowirirana kune ngozi yakawanda yekuongorora.
- Cash Business - Nokuti hapana purogiramu yemapepa paunogamuchira mari, zviri nyore kuti usapika. Somugumisiro, IRS inopokana nemabhizimisi emari.
- Zvikwereti zvakanyanya
- Kutaura kuti 100% kushandiswa kwebhizimisi yemotokari yako - Sezvo vazhinji vepamabhizimisi vekumba vanoshandisa motokari yavo yega uye yebhizimisi, zvinogona kuva nengozi kutora motokari yako inoshandiswa chete nebhizimisi. Izvi ndezvechokwadi kune zvimwe zvikwereti zvakadai sefoni dzenhare uye Indaneti, umo iwe unowanzozvishandisa kune zvebhizimisi uye yega. Pane kudaro, ona chiyero chepanguva chinoshandiswa sebhizimisi, uye uchitore icho.
- Kudzoka kwako kune kunze kwenhamba yemitemo. I IRS dzimwe nguva inomhanyira kuongorora kusinganzwisisiki kuenzanisa kudzoka kune vamwe. Kana yako yakawanda zvakasiyana nekudzoka inonzi yakangofanana neyako, inogona kuiswa muchengeti wekuongorora.
9) Ndinofanira kuva nehurumende yemutero wenhamba (FEIN) yebhizimisi rangu remba here?
Kana iwe uri wega-wega usina mushandirwi kana mumwe chete-nhengo LLC pasina vashandi, haudyi FEIN - unogona kushandisa nhamba yako yekuchengeteka kwevanhu. Chero ipi zvayo imwe yebhizimisi yakagadzirirwa inoda FEIN. Nezvo zvakataurwa, sezvo FEIN nhamba dzakasununguka, hazvikuvadzi kuwana imwe. Zvichienderana nemhando yebhizimisi rekushandisa iwe unotamba, unogona kubvunzwa kuti upe nhamba yako ye Social Security. Kana iwe une bhizinesi FUNGA, unogona kupa izvozvo panzvimbo iyo, uye chengetedza unhu hwekuchengetedzwa kwehuwandu hwevanhu.
10) Sei ndichiri kubvunzwa nemuteereri kuti azadze W-9 Form?
IFomu yeW-9 ndiyo fomu yeHRS yakashandiswa inoshandiswa nekambani apo vanoda kuti iwe uvatumire nhamba yako yekubhadhara mubhadharo (ingave nhamba yako yekuchengeteka kwevanhu kana FEIN). Izvo zvakafanana neW-2, kunze kwekuti inoshandiswa kune vekambani vezvimiririra , vadzidzisi, nevamwe vashandi vanozvishanda. Iyi fomu inobatsira kambani kunyatsozadza fomu 1099-MISC yemutero, iyo inotumira kwauri pakupera kweJanuary kuitira kuti uite mitero yako. Inotumirawo kopi kune IRS.
11) Bhizinesi rekugara nguva dzose rinofanira kubhadhara mitero pakupera kwegore here?
Kwete nguva dzose. Vanhu vanozvipira vanofanirwa kubhadhara chero mutero wemari yega yega uye mutero wekuzvimirira unozopera pakupera kwegore. Uyu mutoro unogona kuderedzwa nemitengo yakasiyana-siyana yemitero . Nezvo zvakati, pane zvinhu zvakawanda zvinopinda mukuti kana kwete iwe kuguma uchibhadhara mitero. Kutanga, kana uri muimba yevaviri kana yakawanda, mitero yakabhadharwa nemamwe nhengo (kana basa rako) inogona kukanganisa mitero yaunokweretesa mubhizinesi rako uchifunga kuti dzimwe nhengo dzakakodzera kubhadharwa. Chimwe chikonzero ndechokuti bhizimisi rako rakaita sei. Chengetedzero yekutengesa kana munhu asina kuroorwa LLC, inogona kuisa Purogiramu C uye inotora mitero yako kazhinji. Zvisinei, zvikwata kana kubatana zvinoda bhizinesi kuti ipe mitero. Pakupedzisira, mabhizinesi epamba anofanirwa kubhadhara mitero yakatarwa . Kunyange zvazvo mushandirwi aizotora mitero kubva pamari yako pane imwe nguva yebhadharo, semudzimai webhizimisi rekumba, unoda kutumirwa mumutero wekufungidzira kane nguva pagore. Paunoita mitero yako, iwe unobvisa zvawakatumira kune zvakafanana nekutora kwaunobhadhara kubva kune waunoshandira.
Kana iwe usingabhadhara mitero yakatarwa, asi mutoro wako wekutere uri pasi pe $ 1 000, iwe uchave wakanaka. Asi kana iwe unokwereta $ 1,000 kana kupfuura, unogona kutarisana nemitengo uye mari yakawedzerwa.
12) Ndeupi Self-Employment Tax uye izvi zvinowedzera kune mitero yaunogara ndichatarisa pakupera kwegore?
Hungu zvakasiyana. Mutero wekuzvipira unobhadharwa pamusoro peimwe mitero yaunogona kubhadhara. Ndiyo maitiro ekuzvitsvaga kwemutero weFICA , iyo inowanzobhadharwa nevashandi ve Social Social and Medicare. Inokonzerwa nemutero wako wemari kubva kubasa rako pachako. Ita yeChechi yeC, fomu yako yemutero, kana nyanzvi yemutero inogona kukubatsira iwe kuti uite kuverenga. Nhau yakanaka ndeyokuti hafu yemutero wako wekushanda iwe unotsvaga.
13) Ndingakwanisa here kunyora mari yangu yehutano inshuwarheni?
Kana iwe uri wekushanda iwe, kuripa iwe inshuwarhu yehutano inshuwarisi uye uve nebhizinesi rebhizimusi, iwe unokwanisa kubhadhara mari yakazara yemishonga yako yemainishuwarenzi yehutano semunhu akatengesa iwe pachako. Kana iwe ukaputsa mubhizinesi rako kana kuti uine kurasikirwa, iwe unokwanisa kuramba uchitora zvimiridzo zvepainishuwarenzi yehutano semari yekurapa mune imwe nzvimbo yefomu yako yemitero.
14) Chii chingave chandichawana kuongororwa?
Maererano neSBA, pasi pe2 muzana yezvekudzoka nemari inobva ku $ 25,000 kusvika ku $ 100,000 inowanikwa. Inokwira kusvika kune 2 kubva muzana kune avo vanoita zvakawanda, uye vanodonha kusvika 1 muzana yevaya vanoita zvishoma kudarika $ 25,000. Mari inenge isiri iyo chete inowanikwa muongororo, saka unoda kuve nechokwadi kuti usadzivisa kuongorora mutsvuku mutsvuku (ona mibvunzo # 8).
15) Chii chandingatarisira kana ndikawana mabhuku?
Chokutanga, kuiswa muongorori hazvirevi kuti kune chimwe chinhu chakaipa. I IRS nguva dzose inoongorora inodzoka uye inofananidzwa nevanoratidzirwa maitiro. Kana, kana mumwe munhu wawakaita bhizimisi ari pasi pekuongorora, kudzoka kwako kunogona kuiswawo saizvozvo. Cherechedza kuti kana iwe uri kuongororwa, IRS inokutaurira nekutumira, kwete nefoni. Muzviitiko zvakawanda, IRS ichakumbira ruzivo rwakadai semisiti kana matanda. Inongova 25% yehutano hwe IRS chaizvoizvo inosanganisira musangano-chiso nechiso musangano, uye mamwe mazana makumi mashanu ezana makumi mashanu nemashanu ndeye kuongorora kwemasuo. Zvisinei, kana ruzivo rwaunotarisirwa kugovera rwakanyanya kutumira tsamba, unogona kukumbira kusangana-chiso nechiso. I IRS ichadzokorora ruzivo rwako uye ichaita chisarudzo pamusoro pekuti iwe hauna chikwereti here.
Zvinonzwisisika: Handizi nyanzvi yemutero kana muteresi mutero. Idzi ruzivo rwakapiwa apa runofanira kushandiswa semutungamiri mukuru. Kuti uwane mibvunzo chaiyo pamusoro pemitero yako, tapota taurira muongorori wemitero kana kutarisa kune mahofisi eHRS.