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IRS Mafomu uye Mabhuku
Vadzidzisi vemabhizimisi mashomanana vanogona kudzidza kuti ndeapi mapurogiramu emishuwarenzi ari mutero inotsvitswa kuburikidza nekubvunzurudza IRS Publication 535 , Mari dzeMabhizimisi. Chitsauko 6 chebhuku rino chinotaura nezve inshuwarisi. Inosanganisira pepa rekuti vanhu vanozvishanda vanogona kushandisa kuti vaverengere kuderedzwa kwavo kwemarikiti yemishonga yehutano uye yezinso.
Zvimwe zvinhu zviviri zvinobatsira zvinonzi IRS Publication 334 , Mutero Wekutengesa KwemaBhizimisi Makuru, uye IRS Publication 15-B , Mutero weVashandi weMutero kuFing Bene Beneits. Zvinyorwa 334 zvakagadzirirwa vanhu vanozvishanda kana vashandi vepamutemo. Kuparidzirwa 15-B yakagadzirirwa kudzidzisa vashandi pamutero wemutero wezvimwe zvipo.
Dzivisa Zvinetso NaRS
Gore roga roga vamwe vadzidzisi vemabhizimisi vashoma vanoedza kudzivisa kubhadhara mitero vachishandisa zvirongwa zvakasiyana-siyana zvekudzivirira mitero. IRS inoziva zvirongwa izvi. Kuwedzera kwaro kukanganisa kwakaita kuti mitero yekuisa mitsara ive yakaoma kune vadzidzisi vemabhizimisi vakatendeseka.
Iyo nzira inogona kunge yakanyanya kuoma kune mhando dzemabhizimisi akanyorwa pasi apa. Kuti udzivise zvinetso ne IRS, mabhizimisi aya anofanira kutsvaga nyanzvi yemitero yakakodzera kuti avabatsire kugadzirira kudzoka kwavo. Imwe nyanzvi yezvemitero inogona kuvimbisa kuti kubhadhara mari yepayimusi yakarurama uye yakaverengwa zvakajeka.
- A Single Member Limited Limited Liability Company kana S Corporation Shareholder. Tsvaga nyanzvi yemitero inoziva ikozvino IRS kutonga uye zviratidzo.
- Sole Proprietorship. Imwe yezvibatsiro zvekushanda bhizinesi semugove wega ndiye kukwanisa kudhara mari yemishonga yehutano yehutano pamutero wako wekudzokera. Vanhu vanozvidzivirira vanogona kubvisa mihorosiyamu yavakabhadharwa kwehutano, mazino, uye kwenguva refu inshurensi yekuchengetedza ivo nemhuri dzavo. Mitemo inotsanangurwa muZvirevo 535. Kusiyana kunogona kushanda. Nokudaro, kuderedzwa kwako kunofanira kuongororwa nenyanzvi yemitero inonzwisisa mamiriro ako.
- Akaparadzanisa Entities. Mamwe mabhizimusi anoita zvirongwa zvakasiyana kuitira kuti vaderedze ngozi yavo. Semuenzaniso, kambani inogona kusimbisa chechipiri iyo inotenga motokari uye inovashandira zvakare kumakambani evabereki. Tsvaga nyanzvi yemitero usati waumba sangano idzva. Kumbira nyanzvi kuti atsanangure kuti zvikwereti zvemishandirapuri zvaunogona kutora.
Zvikomborero Unogona Kuzvitsausa
IRS inobvumira kuderedzwa kwe "mari yakawanda uye inodiwa yehushuwarisi" sebhadharo yebhizimisi chero bedzi mari iyo inoshandiswa mune zvebhizimisi, bhizimisi kana basa. "Imari yaunowanzo" ndiyo inowanzozivikanwa uye inogamuchirwa mumhando yako yebhizimisi.
Mari inoshandiswa "inokosha" kana yakakosha uye yakakodzera (asi kwete zvinokosha) yebhizimisi rako. Zvinyorwa 535 zvinorondedzera zvinotevera sezvinobvumirwa kubhadharwa kwepayamu premium:
- Inishuwarenzi inobatanidza moto, dutu, kuba, njodzi, etc. (commercial property inshuwarisi)
- Chikwereti cheshuwarisi chinokonzera kurasikirwa kubva kumabhizimisi madhaka madhaka
- Girai muzvipatara uye inshuwarisi yezvehutano kune vashandi, kusanganisira inshurensi yenguva refu
- Inishuwarenzi yemhosva
- Inishuwarenzi isina kubhadharwa inobatanidza mutoro wako pachako nokuda kwekuregererwa kwehupfumi kunokonzera kukuvara kana kukuvadza kune varwere kana vatengi
- Vashandi vanobhadhara inishuwarenzi yakagadzwa nemitemo yehurumende iyo inosanganisira chero zvipi nezvipi zvekukuvadzwa mumuviri kana zvirwere zvebasa zvinotambudzwa nevashandi mubhizinesi renyu, pasinei nemhosva
- Mipiro kune inishuwarenzi yehurumende yerushuwarenzi yehurumende kana iyo inofungidzirwa mitero pasi pemutemo wehurumende
- Pamusoro penishuwarenzi iyo inobhadhara mari yepamusoro yebhizimisi yaunayo munguva dzakareba dzekuremara dzinokonzerwa nekukuvara kana kurwara
- Auto inshuwarisi nemamwe inshuwarisi yemotokari inoshandisa motokari dzinoshandiswa mubhizimusi rako nokuda kwekodzero, kukuvara, nezvimwe kurasikirwa. Cherechedza kuti iwe unokwanisa kudhara motori yemainishuwarenzi yemoto chete kana iwe uchishandisa mari chaiyo yekushandisa yekufungidzira mari yemotokari. Iwe haugoni kubvisa purogiramu dzemotokari kana iwe ukatora muyero wakaenzana wekodzero yemadhora .
- Inishuwarenzi yehupenyu inotakura vatariri vako nevashandi kana iwe usingaregi kana zvakananga mubhadhari pasi pegvumirano
- Inishuwarenzi yekushungurudza kwebhizimisi inobhadhara mari yakarasika kana bhizimusi rako rakapfigwa nekuda kwemoto kana chimwe chikonzero
Zvikomborero Hamungagoni Kurega
Mamwe mapeimisi emishuwarenzi ebhizimisi haabvumi. IRS mitemo inorambidza mabhizimisi kubva pakuderedza zvinotevera:
- Zvikwereti zvakabhadharwa kuti zvigadzirire wega-inshuwariti inotarisirwa
- Zvikwereti zvakabhadharwa nehurongwa huripo huripo huripo huripo huripo huripo huripo huripo huripo huripo huripo huripo huripo huripo huripo huripo huripo
- Mamwe inshuwarano yehupenyu uye premiumity premiums
- Zvikwereti zvakabhadharwa painishuwarenzi kuti uwane chikwereti
Iyi inongororongwa yezvakabviswa uye zvinyorwa zvakabudiswa ne IRS. Izvi zvingagadziriswa kubva gore negore uye zvinotarisirwa kunze. Uyezve, chokwadi chokuti kuderedzwa kunorondedzerwa mubhuku re IRS hazvirevi kuti rinoshanda kwauri.
Zvikomborero zvinowanzoderedzwa mugore rebore ravanoshandisa. Iwe haugoni kubvisa mirimiro yawakabhadhara kare. Somuenzaniso, fungidzira kuti wakatenga purogiramu yemuvhu inoshandiswa kwemakore matatu emakore. Iwe haugoni kubvisa purogiramu yose mukati megore rokutanga mutemo uri kushanda. Pane kudaro, iwe unogona kutora chikamu chetatu chepayimusi mune imwe neimwe yemakore matatu.
Yakarongwa naMarianne Bonner