Bhizimisi vadzidzisi vakaita semapurani, vanachiremba, uye vadzidzisi vemakombiyuta vanozvibata sevadzidzisi mumunda wavo.
Vanhu ava vanotarisirwa kuti vasangane nemitemo yekuchengetedza inowanikwa mumabhizimisi avo. Iko mitemo inowirirana neunyanzvi. Mune makambani akawanda, vashandi vanotarisirwa kuita semunhu anonzwisisa mumamiriro ezvinhu akafanana neanodzidza dzidzo uye ruzivo.
Pamwe chero bhizimusi chero ripi zvaro rinoita basa kana kupa mazano pakutsinhanisa mari inogona kuve nekodzero yekudzidzira. Heano muenzaniso.
Muenzaniso E & O Nyaya
Petro ane peerless Programming, kambani duku inopa kombiyuta purogiramu mabasa kumabhizinesi. Peerless inokura mapurogiramu epurogiramu anonyanya kugadzirwa kune mumwe mutengi. Kambani iyi inobhadharwa nehutsika pasi pechirevo cheS ISO chemitemo yepamutemo . Peerless haina zvikanganiso uye kusvibiswa kwekuvharwa kwekodzero.
Anenge gore rakapfuura, Peerless Programming yakashandiswa kuumba mazano ekutsvakurudza uye nzira yekucherechedza ye Harry's Hardware, neketani shoma rezvitoro.
Peerless yakasika sarudzo ndokuisimudza mumabhuku. Basa rakapera mwedzi mitanhatu yapfuura. Iye zvino Harry's Hardware yakatsigira Petro zvakasimba. Mhosva iyi inotaura kuti purogiramu yepakombiyuta Peerless yakasikwa haigoni kushandiswa nokuti yakazadzwa nemabhugi. Izvo zvinotaurawo kuti Peerless yakakundikana kuongedza zvakakwana purogiramu uye kuti kusaregererwa kwaro kwaita mari yeHarry zviuru zvemadhora munguva yakarasika basa.
Harry inotsvaka $ 100,000 mukukuvadza kuripa .
Kutongwa kwaHarry hakusviki kuvharwa pasi pePeerless Programming's general responsibility policy. Chimwe chikonzero, kutyisidzira kwaHarry kushaya mari. Iyo kambani haina kutsvaga kukanganisa kwekukuvara kwemuviri , kuora kwepfuma kana kuti munhu wega uye yekuparadzira kukuvara . Uyezve, kukuvara kwakange kusina kukonzerwa nechiitiko apo izwi iroro rinorondedzerwa mumatongerwo emitemo. Sezvo pasina kuvharwa kwemhosva kunoenderana nehutano hwavo hwemhosva uye pasina zvikanganiso uye kuvhara kwekusiya, Peerless icharamba yakabhadhara kubhadhara kana kugadziriswa muhomwe. Inofanirawo kubhadhara mari ipi zvayo yemitemo iyo inowedzera.
Marudzi eE & O Policies
Mitemo yakawanda yeE & O yakagadzirirwa kune mamwe marudzi ehutano. Semuenzaniso, vashanduri nevanjiniya E & O mitemo yakagadzirirwa kugadzira vashandi. Saizvozvowo, masayendisiti emitemo inyanzvi dzakagadzirirwa varairi, uye mazano emishonga ekunyengedza mazinyo akaitirwa vanachiremba vemazino. Kana imwe fomu yebhizimisi isiripo, anishuwarenzi anogona kupa hupfumi hweE & O uchishandisa mutemo wezvakawanda zvehutano hwemudzidzisi. Iyi isiri yeruzivo fomu yeE & O inowanzoshandiswa kusimbisa "vasiri vetsika" vadzidzisi sevatariri, vafambi vekufamba, uye vatariri vekuvaka.
Nhengo Dzakasiyana dze E & O Mitemo
E & O mafomu ekuparidzira haana kuenzaniswa kuitira kuti akasiyana kubva kune rumwe rudzi kuenda kune rimwe, uye kubva kune imwe inshuwarisi kuenda kune inotevera. Kunyange zvakadaro, mitemo ine zvinhu zvakawanda zvakajairika.
Mhosva-Yakagadzirwa
Zvikanganiso zvizhinji uye zvisizvo zvisiri izvo zvinopomerwa-izvo zvinoreva, zvinoreva kuti vanovhara zvirevo zvakaitwa munguva yehurongwa. Kuti kudai kwakafukidzirwa, inofanirwa kuitwa pamusoro penherensi panguva yemutemo.
Mimwe mitemo inogadzirisa kuparidzira kune izvo zvataurwa zvakagadzirwa uye zvichitaurirwa munguva yechirongwa. Izvi zvinoreva kuti zvikwangwani zvinoputirwa chete kana zvikaitwa pamusoro peaishuwarenzi uye zvichitaurirwa kune inshuwarisi munguva yemutemo.
Mazano mazhinji eE & O anotsanangura zuva rekudzoka. Kana zuva rekudzoka rakarongwa mumatauriro ako emitemo, sarudzo yako inosanganisira zvikonzero zvinokonzerwa nezviito, zvikanganiso kana kuregererwa kwakaitwa kana kuti mushure mezuva iroro.
Mhosva dzinokonzerwa nezvikanganiso kana kukanganisa kunoitwa zuva risati rasvika hazvifukidzwi. Zuva rekudzorera rinofanira kuva zuva rokutanga remutemo wako wekutanga wekutaura weE & O. Iko inofanira kuramba yakafanana nguva imwe neimwe nguva yako hurongwa hunovandudzwa.
Insuring Agreement
Iko kugoverwa kwemitemo yako inopa inotsanangurwa muchibvumirano chekusimudzira . Iri gwaro rinowanzotanga nemashoko okuti "Tichabhadhara." Chibvumirano chekusimudzira ndicho chirevo chinotsanangura zvinoshandiswa nemu inshuwarisi kuti apiwe mubhadharo wepamusoro.Ichiitiko cheE & O chibvumirano chekusimbisa chinotaura chimwe chinhu chakadai:
"Tichabhadhara nekuda kwekurasikirwa kweshuwasi iyo iyo inshurensi inobvumirwa nemutemo kubhadhara chero zvipi zvayo zvakatanga kuitwa munguva yehurongwa iyo inobuda pane chisina kururama."
Izvi zvinoreva kuti mubhadhadziro achabhadhara zvinokuvadza kana kugadzirisa iwe unofanirwa kubhadhara nekuda kwekudavira kwechiito chakakanganisika. Mashoko okuti "kuripa nokuda" anoreva kuti mubhadhari wako achabhadhara mari idzi mberi pane kukubhadhara iwe.
Izwi rinokuvadza rinowanzoreva chiito chisina hanya, kukanganisa kana kusakanganiswa kwawakaiti wakaita kana uchiita kana kukundikana kuita mabasa ehupenzi. Nhepfenyuro dzehutungamiri dzinogona kurondedzerwa mumatsanangudzo emitemo . Zvimwewo, rudzi rwehutano rwakapoteredzwa runogona kurondedzerwa mune kuzivisa. Muenzaniso "software consulting services". Tsanangudzo yehupfumi hwakabatanidzwa inokosha nekuti inogadzira mhando yemabasa ayo akafukidzwa nemutemo wako. Iva nechokwadi chokuti tsanangudzo yacho yakanyatsoratidza zvinoshandiswa nebhizimisi rako rinopa.
Kudzivirira
Chimwe chezvinhu zvakakosha zvakanyanyobatanidzwa mumutemo weE & O ndekuchengetedzwa kwezvidziviriro . Mutemo wacho unofanirwa kutaura kuti mubhadhadziro achakudzivirira pamatongerwo emhosva. Kana kudzivirirwa kusina kufukidzwa, iwe uchave wakanamatira kubhadhara mari yekudzivirira kubva muhomwe yako. Zvichienderana nemutemo, mari yekuchengetedza inogona kuvharwa mukati kana kunze kwemiganhu. Mari yekudzivirira zvikwereti inogona kuva yakawanda. Nokudaro, mutemo unobatanidza kudzivirirwa kunze kwemiganhu inopa kubatsirwa kwakanaka.
Exclusions
Kufanana neinishuwarenzi yose, mafomu eE & O ane zvingabvumirwa. Heano zvimwe zvikonzero zvinowanzowanikwa muE & O mitemo.
- Kukuvara kwechirango
- Kusatendeseka, unyengeri kana mabasa ezvimhosva anoitwa newe kana imwe inshuwarisi
- Mabasa akaipa awakanga uchiziva asati mutemo wakatanga zuva
- Mabasa akaipa kana zvirevo zvawakataura pasi pesimboti yapfuura
- Kukuvadzwa kwechimiro kana kuora kwepfuma
- Mutoro unofungidzirwa pasi pesungano
- Nharo dzemhosva
- Nharo dzawakagamuchira zvisiri pamutemo
- Kusakwanisa kuchengeta inshuwarisi
- Kusarura kunobva mukurudzi, zvepabonde, ruvara, chitendero, nezvimwewo.
- Kusvibiswa
Iri haisi rondedzero yakakwana. Mutemo wako unogona kusanganisira zvimwe zvisiri izvo.
Mienzaniso uye Kuchengeta
Mazano mazhinji eE & O ane muganhu wega uye chikamu chakawandisa. Muganhu wega wega unogona kushanda kune umwe neumwe wekutaura kana pane chimwe chinhu chakaipa. Iyo inomiririra zvikuru mubhadhadziro achabhadhara zvinokanganisa kana zvigaro zvinotangira kubva kune chimwe chirevo kana chakaipa. Zvose zvikwereti ndiyo inonyanya kubhadhara mubhadhadzi wekodzero yekubhadhara zvinhu zvose zvinokuvadza kana kugadziriswa kubva kune zvese zvakataurwa munguva yehurongwa. Kana kudzivirirwa kwezvikwereti kunotarisana nemiganhu, munhu mumwe nemiganhu yakakwana ichasanganisira mari yekuchengetedza zvakare.
Mimwe mitemo yeE & O inosanganisira kuchengetedza , rudzi rwekuregererwa. Kuchengetedza ndiyo chikwereti chaunofanira kubhadhara kunze kwehomwe yekutaura kumwe. Zvichienderana nechinangwa, kuchengetedza kunogona kushanda kune zvinokanganisa chete kana kukanganisa uye kuda mari.