Nzira yekushanda nayo uye yakachengeteka nekambani kadhi makadhi
Mabhizimusi iye zvino anotarisana nenjodzi huru iyo inowanikwa nevashambadzi nevanyengeri. Ichangobva kuwedzerwa kushandiswa kwemari uye makadhi emakadhi mune bhizinesi yakanyatsovhura nzira huru yevanonyengeri kuti vatore kutonga kwekambani dzekambani uye vanoita kutenga zvisingakoshi uye kugadzira mishonga iyo muridzi webhizimisi isingazivi. Izvi zvakanyatsoita kuti mabhizimusi arasikirwa nemabhiriyoni mumari yekubhadhara kuburikidza nekubhadhara kutenga kana zvikwereti ivo vasina kumbobatanidzwa.
Saka, zvakakosha kune chero bhizimisi wemabhizimisi ane makadhi makadhi kuti varambe vakangwarira pazvinouya kushandiswa kwebhizimisi ravo makadhi makadhi. Zvinosuruvarisa, zvisinei, vese vadzidzisi vemabhizimisi vane kodzero yekuziva kana kadhi ravo rechikwereti rakashandiswa zvisina kunaka kana kwete. Nhasi, tinoda kuisa pachena zviratidzo gumi zvekunyevera kwekambani kushandiswa kwekadhi rechikwereti uye zviito zvipi zvingaitwa nemuridzi webhizimisi kuti azvidzivirire zvimwe zvinokuvadza zvingave zvichikonzerwa.
Zvikanganiso paKwereta Kwenyika Yako Kwereti
Ichi ndicho chimwe chezvinhu zvinowanzoonekwa kuti kadhi rako rechikwereti riri kushandiswa nevechitatu kunze kwekubvumirana kwako. Pose paunowana kadhi yako yekadhi yemwedzi kana mwedzi, kana mushure memwedzi mitatu kana nguva chero ipi zvayo zvichienderana nekwereti yako yekwereti, zvinonyatsokurudzirwa kuti iwe upinde neshoko racho uye uongorore kushandiswa kwega kwega nekushongedza nekuzadzika.
Kana ukaona zvikanganiso pane zvekutaura kwako, usangofunga kuti zvikanganiso zvakagadzirwa nekadhi kadhi. Kufunga kwakadai kunogona kukutsausa uye kukonzera kukanganisa mune ramangwana.
Kana wakaziva kuti kadhi yako yekadhi yekwereti ine mhosho yakadai sekutenderwa kusina kutenderwa kana chero magetsi ekutengeserana, iyo iyo mutsvuku mutsvuku iyo kadhi rechikwereti yekambani yako yakashandiswa zvisina kunaka. Kana izvi zvikaitika, taura nekadhi kadhi rechikwereti pakarepo uye utaurire dambudziko rekupfuurira mberi. Iwe unorayirwawo kuti uchinje mapepa ako epasi pakarepo iwe paunodana kadhi yemugovera kuti udzivise zvimwe zvinokuvadza.
Zvikanganiso Pamusoro Pechikwereti Chako
Maererano nehuwandu hwemamwe makambani ekuzivikanwa kwekudzivirira, kana munhu anonyengedza achiwana ruzivo rwekadhi rako rekwereti ivo vachaenda mberi uye kutanga kutanga kubvunza nezvekwereti yako. Chechipiri, vazhinji vavo vachazarurawo nhoroondo itsva vachishandisa kadhi yekambani . Chinhu chakanaka ndechokuti kana vasina kushandura email yako, mharidzo yako yechikwereti ichazozivisa izvozvi zvose ruzivo. Apo mharidzo yako yechikwereti inowanikwa kwauri, tora nguva yako uongorore zvakakwana kana mushumo une zviratidzo izvi. Kana pane nhoroondo itsva kana kubhadhara chikwereti chausina kuita, pakarepo sangana nechokuchengetedza chikwereti chekukwereta chinokutora nemashoko ekukwereta uyewo kutaura nekambani yekadhi yemakadhi kuti uite mamwe mabasa.
Kana uchitaura nezvesangano rebhizimisi rekupa chikwereti, taura zvakajeka pane zvikwereti zvinonyengera. Iwe unogonawo kuenda mberi uye kumutsa kuchenjerera kwekunyengera pabhuku rako kana kuti kugadzira chikwereti chekukwereta pa account yako.
Aunti Yenyu Ive Yakarambwa
Ichi chimwe chiratidzo chekuyeuchidza kuti zvirokwazvo kunyengedza ari kunyanya kushandisa account yako pasina ruzivo rwako. Mamwe makambani emakadhi echikwereti anowanzocherechedza zvinonzi nekambani yekambani nemakadhi ayo ekwereti uye pose paine kuchinja mumamiriro ekutengeserana, mutori wemakadhi anogona kukonzera akaunti yako kuitira kuti akupei kuti pane chimwe chinhu chakaipa kana kuti panzvimbo kusagadzikana munhoroondo yako. Kana izvi zvikaitika, iwe unofanira kutanga wekumbira chikumbiro chekukwereta kune dzimwe nyika kubva kune chero zvikwereti zvekwereti uye uone kana pane zvikwereti izvo kadhi rako rekwereti rakashandiswa pasina ruzivo rwako.
Kana izvi zvikaitika, zvingakubatsira zvikuru kuti utaure nekadhi kadiki pakarepo kuti uone kuti hapanazve kutengesa kunobvumidzwa kubva pakadhi rako rechikwereti. Izvi ndizvo zvinodanwa chikwereti. Kuongorora kuchazoitwa kuitira kuti uone kana nhoroondo yacho yakanyangarika. Saka kambani yacho, saka, ienderere mberi uye ivhare kadhi kuitira kuti kusawedzerwa kwezvekutengesa kunogona kuitwa nemunhu anonyengera.
Chikwereti Vanounganidza Kudana
Dzimwe nguva dzimwe dzisingazivikanwi dzinogona kuramba dzichibva kuvanhu vakasiyana-siyana kunyanya kubva kune masangano ekuunganidza zvikwereti vachikumbira mari yavo. Chinhu chakaipa ndechokuti semuridzi webhizimisi, iwe hauna chiziviso kuti zvikwereti izvi ndezvipi. Uyewo hauzivi kuti bhizimisi rako rakawana zvikwereti izvi. Pese apo nyaya yakadaro inomuka munguva yekushanda bhizinesi rako, zvingava zvakanaka kutanga utange kubvuma kwechikwereti. Iwe unogona kutumira tsamba yekuongorora kune chikwereti mutora achibvunza kuti chikwereti chiri chii kana zvichiitika pamwe nezvimwe zvinhu zvingakubatsira kusvika pasi pezvakaitika. Kana iwe uchifunga kuti iwe hausi iye ane mhosva yekwereti, enda mberi undopikisa chikwereti uye gare gare upe ruzivo rwehupfumi hwehuzivi kune hurumende dzakakodzera kuti uwedzere kuongorora. Zvingava zvakanaka kuti iwe ubvunze mari yechikwereti kubva kumabhadharo ezvitengo kuitira kuti uone kuti hapana mabhuku ekunyengera akazarurwa.
Iwe Rega Kuwana Emails Kubva kuMuchengeti WeKadhi
Zvinowanzoita bhizinesi rako kuti muchengeti wekadhi anowana zviziviso pamusoro pezvokutengeserana kana chero ruzivo rwakabatana nekodhadhi yako kadhi rekwereti. Izvi zvinofanira kuitika kakawanda kuti zvive nyore kuti uchengetedze teresi uye dzevhapi dzevhareta yako. Zvisinei, panogona kusvika pane imwe nguva apo emaimeri asiri kuuya mubhokisi rako rekunyora asi iwe uri kuita zvakasiyana-siyana nekadhi rechikwereti. Iyi ndiyo mutsara wekutsvaga mutsvuku uyo mumwe munhu akashandura ruzivo rwekadhi rechikwereti rekambani. Panzvimbo pekuti iwe uwane ma-mail, emaimeri akaendeswa kune email yebenzi. Kana izvi zvikaitika, tinokurudzira kuti iwe unosangana nekadhi rakakonzera uye positi hofisi isati yatora chikwereti chekuita chimwe chinhu. Kana ukanonoka, unogona kuguma kubhadhara zvikwereti zvisati zvamboitika nekambani yako.
Zvikwereti zvisina kujairika paKodhadhi yako yeKadhi
Vanyengeri havana hanya kana zviito zvavo zvichikuisa iwe mune zvinetso zvezvemari izvo zvinogona kuisa kambani yako pakunzwira tsitsi kwevakwereta. Kana chikwereti chekwereti chikwereti chikabata zvido zvekadhi rako rechikwereti, vanogona kuenda mberi uye vanoramba vachikurukura nevakweretesa vako vachikumbira zvimwe zvinhu pamarikiti nechivimbiso chekubhadhara chikwereti mukati mehumwe nguva. Izvi zvinogona kukubata iwe zvisingashamisi kana uchiongorora repoti yako yechikwereti. Kadhi yekodhi yako yekambani inogona kuuya nekutengesa kusingazivikanwe kwausina kumbobvumira. Izvi zvinogona kuitwa nenzira mbiri, mutengesi achishandisa kadhi rekubiridzira kana kuenda kuInternet uye uchishandisa nhamba yako yekadhi yemakadhi. Kana uchinge wakaziva chimwe chinhu chakadai chakaitika, taura nekambani yekambani yemuiti pamwe nemutengi kuti anyore mabheji. Kana izvi zvaitika, iwe unofanirwa kutarisa chikwereti chako chekwereti uye iva nechokwadi chokuti mutengesi haana kuzarura maakisi matsva.
Credit Report Inobvunzurudza Kubhizimisi Isingazivikanwi
Kazhinji, zvikwereti zvikwereti zvine zvinyoro zvishoma uye zvakaoma mibvunzo. Mibvunzo yakadzama ndeye mibvunzo yakagadzirirwa zvinangwa zvekutsvaga nevanokwereta kana mibvunzo yakaoma mibvunzo yakagadzirwa newe kana kuti mbavha yekuziva. Apo mvumo yako yechikwereti ine mibvunzo yakaoma, inyevero yekuti kune umwe munhu ave achikumbira chikwereti muzita rako. Uku ndiko kuzarurirwa kwechokwadi kuti mumwe munhu ane zvakadzama zvekadhi rako rechikwereti uye saizvozvo wakanga achipindira ku account yako uye achiita zvekutengesa pasina ruzivo rwako.
Kana iwe ukaona mibvunzo yakadaro pamushumo wekwereti yako, zvingava zvakanaka kuti iwe uise wakangwarira pa kadhi rako rechikwereti uye unyeverwe chero bhizimisi chero risina kubvumidza chero mutengesi kunze kwekuti iwe uchitsigira zvizere. Bhizimisi roga roga rinofanira kumirira kuti kambani yako ione zvikwereti zvekwereti zvakabvunzwa zvimwe, zvinofanira kufuratira mibvunzo. Mushure mokunge izvi zvaitika, zvingava zvakakosha kuti iwe ubvunze bhizimisi rekwereti rebhizimisi rekambani yako kuti uone kana pane zvimwe zviratidzo zvekubiridzira zvakabatana neakaunti yako.
Bogus Accounts in Your Credit History
Dzimwe nguva tinowana bhizinesi rezvemabhizimisi mushure mokunge titaure nguva yemwedzi mitatu kana izvo uye izvi pazvinoitika, vazhinji vedu tinowanzofungidzira kuti zvinhu zvose zvakajairika uye saka hazvirevi nguva yekuongorora zvakananga nezvezvenhoroondo yacho. Ichi chinhu chakaipa zvikuru kushambadzira bhizimisi haafaniri kutora. Izvi ndechokuti kusaziva kunogona kuparadza bhizinesi rako. Mabhizimisi mazhinji akadonha nekuda kwekuti vashandi vebhizimisi vaisafuratira kuti chii chinyorwa chenhoroondo yechikwereti.
Pose paunowana gwaro rekwereti ngwarira zvikuru uye usvinudze meso ako kuti uone chero zvikwereti zvisingakanganwi zvausina kumbovhura. Kana nyaya dzakadaro dzichionekwa, iwe unofanira kuziva kuti muchengeti ave achinyanya kushandisa kambani yekambani yekwereti nekuda kwezvakanaka. Kana wakaziva kuti pane zvinyorwa zvisina kururama zvakabatana neakaunti yako, unofanirwa kuonana nekambani yemarikiti pakarepo uye unovaudza pamusoro pezvinyorwa zvipi mumashoko ako ndezvokunyengera. Iwe unofanirwawo kusungira kero yako kusvikira zvose zvitsvaga zvaitwa uye mutengesi wacho akavharirwa uye haachagoni kuwana maakaunti yako.
Zvikwereti Kubva Midzi Isingazivikanwi
Paunenge uchishanda nekambani, kazhinji nguva mabhizimisi vakawanda vanotarisana nevanokweretesa chete uye kwete vose vanokweretesa mumusika uyo anotarisira kupa zvikwereti kumabhizimisi . Paunenge uchiziva zvizere nevatengi vako, zvino zvingave zvakakunakira iwe kana zvasvika pakutsanangurwa kwehupoti yako yechikwereti. Kana mushumo wenyu wechikwereti uine zvikwereti zvinenge zvamirira kubhadharwa kubva kune vasina chavanoziva chikwereti kana vane chikwereti iwe usingazivi, zvino izvi zvinofanira kukuudza kuti mumwe munhu pane imwe nzvimbo, munyaya iyi, mutengesi, ave achishandisa kadhi rechikwereti rekambani kukumbira zvinhu kubva kune vamwe vasiri chikwereti kwete nekambani yenyu.
Kana izvi zvikaitika, zvingava zvakanaka kuti iwe uudze izvi kuvakweretesi mukutengeserana kwepamutemo uye zivisa kuti havafanire kubvumira kana kuti kutopa michina kune chero gwaro rakabata zita rekombiki yako. Chechipiri, zvinokurudzirwa kuti iwe usvike kune kadhi rechikwereti rekambani kune matanho akakodzera kutorwa uye uone kuti account yako yakachengetedzwa zvakare. Aya matanho achaita kuti ave nechokwadi chokuti kadhi rechikwereti kambani yako inoshandisa inongoreva chete bhizinesi rakagamuchirwa rinoshanda chete.
Kushanda Kushanda Kunobva Kubhadhara Kwako
Vatengi vebhizimisi vanoedza zvakaoma kuti vaone kuti chikwereti chemakambani avo chakasimba zvakakwana kuti zvibvumirwe zvikwereti nyore. Zvisinei, kana chikumbiro chako chechikwereti kana bhizimisi rekodhi yemabhizimisi matsva chiri kuramba iwe unogona kusara unofunga kuti chii chakakanganisika. Zvinosuruvarisa, iyi ingave nguva iyo iwe unoona kuti yako purogiramu yako yekwereti yakave yakakanganisa. Nechikwereti chinokanganisa uye chikwereti chakaderera pamusana pekukanganisa kwako pachako, zvingava zvakaoma kuti iwe upe imwe kadhi rimwe chete. Ichi ndicho chikonzero zvakakosha kuti ugare uchitarisa mapepa ako emari uye bhizinesi pamakero anogara.