Kubva pakugamuchirwa nyore nyore kune mibayiro yakanaka, makadhi aya ane zvose
Zvechokwadi, mamwe makadhi angave akakodzera zvakanyanya kune zvinodiwa zvebhizimisi rako pane vamwe. Zvichida kukoshesa kwako chikwereti chinhu chiduku nokuti unenge uchitanga-bhizinesi rako harina kana rakasimba, rakachengetwa rekodi-uye muchiitiko ichi, iwe unoda kubvumirwa nyore.
Zvose izvi zvinogona kukonzera kugadzirisa nzira iri nyore yekuwana bhizinesi rekwereti yemari uye izvo zvaunofanira kuisa.
Mafungiro Paunoshandisa Bhizinesi Credit Card
Iwe wakangodaro wakagamuchira chikamu chakanaka chekadhi yemakadhi echikwereti mumakero semuridzi webhizimisi. Iwe unogona kunge wakambofunga kushanda asi wakanzwa uchinetseka nezvose zvingasarudzwa. Mhando dzakawanda dzebhizimisi makadhi emakadhi anouya nemabasa akasiyana siyana, zvinoshandiswa, uye zvinobatsira.
Kufanana nekadhi kadhi rechikwereti, bhizinesi rechikwereti rechikwereti rinoshandisa zvido zvekuda, izvo zvaunogona kuita kana iwe uine chikwereti mushure mekubhadhara kwese. Iwe uchave pachena unoda kuchengetedza zvakaderera zvingaita.
Mamwe makadhi anotengesa mari yegore negore uye kunyange mari yemwedzi. Zvechokwadi, iwe haugoni kubhadhara izvi, asi iwe unogona kugoverana kune zvimwe zvinhu, zvakadai sokubvumirwa nyore.
Chikwereti mitemo inowanzosimbiswa nesimba rezvikwereti zvako pachako uye chikwereti chako chekwereti, asi kubatsirwa kukuru kwebhizimisi makadhi emakadhi ndeyokuti iwe unogona kukwanisa kuwana zvikwereti zvakawanda zvekwereti kana uchienzaniswa nezvamungawana pane kadhi.
Izvi zvinogona kunyanya kukosha kana kambani yako ichida kutenga kutenga kukuru pakutanga kana nguva nenguva kune zvimwe zvinhu zvakadai semidziyo kana kuverenga.
Makadhi ekukweretesa emabhizimisi anopa mhando dzakawanda yemigumisiro uye zvinokurudzira, zvakare, zvakadai sokuderedza mari, mararamiro ekufambisa, motokari yekurasiza zvidhi, uye nezvimwe.
Mamwe makadhi anopa mari-kumisikidzwa mibairo zvichibva pazana yekutengeswa kwekambani. Vose avo vane kadhi rechikwereti vanoda bhizimisi idzva uye vanofanira kukwikwidzana kune yenyu uye yevamwe vatengi. Ichi ndicho chikonzero ivo vanopa zvinhu izvi ... asi zvinyorwa zvinongobatsira chete kana iwe uchizozvishandisa. Ndezvipi zvakanaka zvinotenderera makiromita kana pasina munhu ari mukambani yako ari kuzobhururuka?
Tanga nekuita kuongorora kutendeseka kwezvinodiwa zvako, nzira dzako dzokubhadhara, uye zvikwereti zvako-zvose zvako uye zvebhizimisi rako. Iko ruzivo rwaunounganidza runofanira kukutungamirira iwe paunogadzirira kuisa bhizinesi rechikwereti kadhi kana makadhi.
Makadhi eCharus vs. Zvimwe Marikero
Zvinogona kuva nyore kuti muridzi wemabhizimisi awane chibvumirano chekusachengetedzwa kwemabhizimisi emakadhi emakadhi kudarika mabhizimisi emigwagwa yekwereti kana zvikwereti zviduku zvebhizimisi.
Sekuwedzera bhonasi, bhizinesi makadhi makadhi anopa kuwandisa kukuru pane nguva yekubhadhara mari. Bhizimisi ane maitiro akawanda ekubhadhara panguva imwe neimwe yekubhadhara. Haana kukwana kune yakagadzirirwa mwedzi miviri. Kadhi rechikwereti rebhizimisi rako rinogona kukupa mari inodiwa "pillow" mumatambudziko apo mari yaunokwereta iri kuwira shure uye bhizimisi rako rakapfupi pamari mari kana kutengesa kunonoka.
Vazhinji vezvizimisi vanoona kuti vanofanira kutenga kana kubhadhara invoice paIndaneti nevatengesi, vatengesi, nevamwe vadzidzisi. Bhizinesi kadhi rechikwereti rinobvumira kambani yako kuti isashandise kubhadhara zvikwereti zveInternet uye kutengesa kutengesa.
Kazhinji kambani makadhi emakadhi anopa makadhi makadhi ekushandisa mukutarisa mabhuku avo, pamwe chete nekugumira kwemakore ekugadzirisa nyaya iyo inogona kukubatsira iwe kana kuti nhamba yako yemabhengi uye kugovera yako mari yekubhadhara mutero uye zvimwe zvinangwa. Izvi zvinogona kupawo nzira iri nyore yekuchengeta nhamba yevashandi kushandisa.
Kana kadhi yemupaiti achikwira kune bhizinesi rezvemarikiti, iyo inogona kuva nzira yakanakisisa yokutanga kugadzira faira yekwereti yebhizimisi yebhizimisi rako uyezve inowana imwe mutsara wechikwereti uye zvichida inoderedzwa mutengo wekufarira.
Mhando yemakadhi
Pano pane maitiro maviri emabhizimisi emakadhi makadhi: akachengeteka uye asina kuchengeteka.
Kambani yako inotenderwa kubvumirwa nekadhi rakachengetwa nokuti iwe unopikira mari, iyo inowanikwa mari inoshandiswa, iyo inochengetedza account.
Nekadhi risina kuchengeteka, chibvumirano chako chinonyanya kushandiswa nesimba rekwereti yako semuiti wekutarisira uye kukwereta kwekambani yako. Izvo zvikwereti zvikwereti zvinotarirwa kuti zvigamuchirwe zviri munharaunda ye680-pamwe nechekuchengeteka kwebhizimisi makadhi emakadhi.
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Iye zvino zvaunobata pane zvaunoda uye izvo zvaunogona kukodzera, tarira mazano mashoma.
Capital One Spark Classic yeBhizinesi
Iri kadhi rinokodzera kumabhizimisi maduku. Kubvumirana kunenge kwakangofanana kune avo vakangovhura masuo avo uye zvichida havakwanisi bhizimisi rekwereti yemari chikoro. Kana uri wezvikoro zvako, Capital One inoti ichishanda nevhizimisi vemabhizimisi vane "muvhareji" chikwereti. Iri kadhi rinopa mhedziso yemugumo wegore uye mamwe mimwe mienzaniso yakashandiswa yekushandisa, uye iwe unogona kuwana makadhi kuvashandi vako pasina mari yakawedzerwa. Iwe uchatora 1 muzana mari yakadzoka pamutengo wose, uye hapana mari yegore negore.
Bhizinesi reAmerica Bhizimusi Rinobatsira Mahadharo emari Cash Card
Bhizinesi reBhizinesi reAmerica rinouya nemabhonasi akanaka: Kana iwe uchibhadhara mari inenge $ 500 mumazuva ekutanga makumi matanhatu, Bhizinesi reAmerica richabhadhara chirevo chako ne $ 200. Funga pamusoro pazvo-uri kuwana $ 200 zvakakwana mune zvigadzirwa kana mazano zvekusununguka. Izvi zvinoita kuti ive kadhi yakanaka yekutanga. Iwe uchiri kuwana 1 muzana mari zvakare kumashure kwekutengesa kwakawanda mushure mekutangira kwemazuva makumi matanhatu, pamwe ne3 muzana pahofisi yezvitoro uye magasi uye 2 muzana mumaresitorendi. APR haibvumiri kusvikira mushure mekutanga mapfumbamwe ekubhadhara maitiro.
Kwose Kadhi yeVisa
Zvose Visa inopa nzira yekushandira yaungada kuita muhope dzako, uye inokanganwira zvishoma-kupfuura-yakanaka chikwereti. Zvechokwadi, iwe uchabhadhara zvishoma nokuda kweizvi. Pane imwe nguva yekutanga yekubhadhara mari pamwe chete nemari yegore negore pamusoro pemari yepamwedzi inotanga mushure megore rokutanga. Chikwereti chako chechikwereti chichava chekuita pakutanga, $ 300 chete kana zvichida zvishoma, kusvikira iwe uzvigadza iwe, asi Total Visa inoshuma kune zvitatu zvikwereti zvekubhadhara chikwereti kuitira kuti iwe utange kutanga kuvaka chikwereti chako uye chikwereti chekambani kuti zvive nani. Bhizimisi rako rinofanira kuva nekodha yekuongorora kuti iwane.
Tsvaga Ink Business Cash Credit Card
Kana iwe nebhizimisi rako mune purogiramu yakaisvonaka yekwereti, Inki inogona kuva nzira yekuenda nayo. Basa rekushandira uye kukodzera zvinogona kunge rakanyanyisa, saka iwe unogona kusagamuchirwa nyore, asi Chase inopa mishonga yakawanda yemari yekudzorera kana iwe ukapfuura nechisungo ichi. Kana ukashandisa $ 3 000 pamakadhi mumwedzi mitatu yokutanga, uchawana $ 300 mari zvakare, uye iwe uchawana $ 1,250 kubva pa $ 25,000 yekutanga yaunoshandisa pahofisi yepahofisi, Indaneti, uye mafoni-maitirwo-kwete nguva imwe chete asi yose gore. Iwe uchawana 2 muzana mari yakadzoka pamari yakafanana inoshandiswa mumaresitorendi nemagetsi, uye 1 muzana pane mamwe ose akatenga. Hapana Apri mumwedzi gumi nemaviri uye hapana mhete pamakadhi anowanikwa kune vashandi vako.
Milestone Mastercard
Dare reClassestone Mastercard rinewo mukurumbira wekukanganwira matambudziko ekukweretwa asati asvika kana kusina mvumo yekwereti uye kukubvumira iwe nebhizimisi rako chero zvakadaro. Iri kadhi rakafanana nebhizimisi rebhizinesi rinopiwa neHotel Visa, asi rine zvishoma zvinonakidza kusiyana. Panzvimbo yekugara yakadzika, inoenderera mberi gore rose, Milestone ichaongorora chikwereti chako chinomira gore rega roga uye kuchinja mari yacho zvakakodzera. Kana chikwereti chako chichivandudza, unogona kutarisira kuti mari inodonhedzana. Mari yegore negore inotangira $ 35 kusvika ku $ 99. Iri kadhi rinoshumawo kune zvikwereti zvekwereti, uye rinopa kuchengetedzwa kwenhema.
The Bottom Line
Chengetedza iwe pachako uye bhizimusi chikwereti zvikwereti usati waita bhizinesi rechikwereti rechikwereti , uye kana zvikoro zvako zvakaderera, funga kuzarura kambani nemumwe wevashoma-kune-mukuru-chikwereti chikwereti kana kuwana bhizinesi rekwereti rekwereti rekwereti kutanga kutanga mabhizimisi akanaka chikwereti chenhoroondo.