Chikonzero nei Bhizimisi Rinodiwa Isina Kudzivirirwa Minesheni yeBusiness Credit

Kufumura 'denga rakavanzika' rediki duku rebhizimisi

Sezvo chero bhizimisi chero ripi zvaro rebhizimisi raizobvuma, kunyange pfungwa dzakanakisisa munyika yebhizimisi dzimwe nguva dzinozviwana dzichiri mune chinzvimbo apo mari haisi nyore kuuya nayo. Uye mukukura kwebhizimisi, mabhizimisi maduku mazhinji anoziva kuti inoda mari kuti iwane mari. Nezvinhu izvi zviviri zvinokonzera zvinogona kuita kana kuputsa bhizimisi riri kuuya, kutendeukira kumabhizimisi asina kuchengetedzwa emakwereti mitsara inogona kuva danho rakakosha kune chero mupi webhizimisi webhizimisi kuti afunge.

Inowanzozivikanwa semabhizinesi asingateteki emari yechikwereti, vanhu vakawanda munyika yebhizimisi vakabva vashandura kuidana iyo 'chivigiro chakavanzika' chenyika duku yebhizimisi. Izvi zvinokonzerwa nekuti ivo vanouya ne plethora yezvibereko iyo chivimbiso chekuti haukwanise kutendeuka navo.

Usati wapfuurira kune zvikomborero zvebasa rinokosha rebhizimisi rechikwereti, zvakakosha kunzwisisa kukosha kwayo kune rimwe bhizinesi duku. Uyu ndiwo mutsetse wemabhizimisi asina kubhadhara chikwereti chinongorongedzerwa kumabhizimisi maduku ane vavariro dzekubatsira kuti vawane zvido zvavo zvenguva pfupi . Izvi zvinogona kusanganisira kutenga zvinyorwa zvakawanda zvinodiwa, kugovera uye kuvhara chero imwezve mari yekushandisa.

Zvose izvi zvinouya shure kwekuti chero mhando ipi yebhizimisi inogona kuve nedambudziko rekupedza mari pane imwe nguva yekushanda. Panyaya iyi, kunzwisisa zvikomborero zvekuwana rudzi urwu rwekwereti chikwereti zvakakosha, kunyanya kumabhizimisi maduku uye ari kuuya.

Iye zvino, hezvino zvimwe zvezvinyorwa zvinokosha zvebasa risina kuchengetedzeka mari dzekwereti uye kuti vanogona sei kubatsira bhizinesi.

Kwete Kubatana, kuchengetedza kana zviwanikwa zvinodiwa

Izvi zvichida chimwe chezvinhu zvakakosha zvakabatsiro zveuyu rudzi rwebhizimisi chikwereti. Ichokwadi kuti mabhizimisi maduku mazhinji haakwanisi kupa zvibvumirano zvinonyanya kubvunzwa kuti zviwane zvikwereti, kurega zvimwe zvinhu zvinooneka zvinodiwa nevakawanda vanokweretesa.

Nenguva isipi, mabhizimisi asina kuchengetedzwa kwemakwereti emakwereti haadi kuti vadziri vemazinesi vhizimisi vabvumire chero chinhu chipi nechipi chavanokweretesa kuitira kuti vaonekwe kuti vanobvumirwa.

Nhamba Inofadza Inofanirwa

Kana pane chimwe chinhu chinokosha chakanaka chero muridzi wemabhizimisi wekambani anofanira kutarisa asati awana chikwereti, inofanira kunge iri rudzi rwemari inofanirwa yaanofanira kuripira. Nzira dzebhizimisi dzisina kuchengeteka dzinonyanya kuzivikanwa nevanobhadhara vane pangozi yepamusoro nekuda kwezvavanoda chaizvo. Mune dzimwe nguva, mabhizimisi asina kuchengetedzwa achauya nekunaka uye ekuderera kwechikwereti kudarika zvikwereti zvebhizimisi zvemabhizimisi.

Kwete Mutero weMwedzi kusvikira Mutero Unsecured uri Mukushandiswa

Hazvifaniri kuvhiringidzika nezvikwereti zviduku zvebhizimisi , mabhizimisi asina kuchengetedzeka asingatauri mutero wemwedzi wekubhadhara pamudzidzi webhizimisi kunze kwekuti mari iri kushandiswa. Izvi zvakasiyana zvachose nemhando ipi zvayo yemari yechikwereti, iyo iwe unowanzotarisirwa kutanga kubhadhara mari pakarepo mushure menyasha yemazuva makumi matatu kana zvikwereti zvave zvichishandiswa kana kwete. Ichi ndicho chimiro chinoita kuti mabhizinesi asingachengeteki ave akakwezva zvikuru kunyanya kuvaridzi vephizimisi.

Kuenderera mberi Kuwana Kuda

Nzira dzebhizimisi dzisina kuchengetedzeka dzinouya nekunaka kwemashoko emashoko anowirirana anobva pachiitiko chokuti iwe unogona kuakwanisa kuwana hupenyu hwebhizimisi rako. Izvi zvinokosha kumabhizimisi maduku nekuti vanoramba vachida basa rekushanda nekushanda mabhizinesi asina kuchengeteka ndiwo akakwana solution.

Zvakakosha kuyeuka kuti mabhizimisi asina kuchengeteka akasiyana zvakanyanya nezvikwereti zvemabhizimisi maduku. Unsecured bhizinesi bhizinesi rinogona kuwanikwa nekuda kwezvinangwa zvakasiyana siyana asi zvikwereti zviduku zvebhizimisi zvinowanikwa kune chimwe chinangwa.

Uine izvozvo mupfungwa, unogona kuwana mabhizinesi asina kuchengetedzwa nguva isati yaitika iwe usati wadikanwa kuishandisa sezvo iwe usingakwanisi kubhadhara mari yepamwedzi kusvikira watanga kuishandisa. Ichi chimiro chekwereti chekwereti iyo inogona kuita kuti mabhizimisi maduku abudirire uye asingakwanisi kutadza; saka zvinogona kuenzaniswa seimwe yevakachenjera uye vakangwara vanofambisa kuti muridzi webhizimisi anogona kutora.