Nhamba dzemari dzepamusoro-soro ndeye chigadzirwa chakakurumbira chinoshandiswa nevashambadzi venyika yepamusoro pakuenzanisa kwezvivako. Inoshandiswawo kubatsira kubatsira kugadzirisa zvakakodzera kutengesa uye kutengesa mitengo yekutengesa zvinhu. Kana ukashanda nevashambadzi venyika, vamiririri nevatengi vanofanira kukwanisa kuvabatsira pakusarudza kururamisira kwekubhadhara mutengo wemari yekuwana mari.
Zvekutengeserana uye dzimba dzekuvakwa kwekugadzirisa mari inoshandiswa kunowanikwa pamatare ekutibatsira pakunongororwa kwezvinhu.
Kuziva mutengo unobvunzwa uye mari yepamusoro yemari yakafanana inogona kukubvumira kubatsira mubatsiri wako kuti aone mari yakabhadharwa ichazodiwa kururamisa mutengo wakabhadharwa. Hasi varairi vemarudzi ose vari kukurumidza kutora mazana, uye iwe unogona kuratidza kukosha kwako uye unyanzvi kana iwe uchigona kuvabatsira kushandisa makero ematengo emitengo kana kukosha.
Dambudziko: Nyore
Nguva Yakakodzera: Maminitsi mashanu
Heino Ndezvipi:
- Tora chikwata chemari yezvikwereti zvekufananidza-kutengesa zvinhu munzvimbo yacho.
- Wedzera huwandu hwehuwandu hwehuwandu nehuwandu hwenzvimbo kuti uone mari yekushandisa inowanikwa mari inenge ichidiwa kuti inzwisise mutengo.
Muenzaniso: Chikwata chemukati chezvienzanidzo zveimba yakakura ndeye 12%, kana .12, uye kukumbira mutengo wezvinetso pasi pekutengesa kutenga $ 300,000.
$ 300,000 X .12 = $ 36,000 mumari yakawanda iyo yaizodiwa kuti itsigire iyi yekukumbira mutengo.
Zvaunoda:
- Calculator
Zvimwe paNyaya iyi
Izvo ndizvo zvakakosha.
Kubatsira pakunzwisisa kuti nei zvikwereti zvinoshandiswa nevatengesi vemabhizimisi, regai titarise huwandu hwekutsvaga mari yezvizhinji zvemhuri .
Economy of scale: Multi-family properties, kunyanya zvivako, inopa zvimwe zvinoderedza kuderedza mari inokonzerwa nehupfumi hwehuwandu. Nezvikwata zvakawanda pane imwe nzvimbo uye kazhinji pasi pedenga rimwe, pane mari yekuchengetedza muzvinhu zvose kubva kumasisita ehurumende kusvika kugadziriswa.
Izvo zvinodhura zvakanyanya mari imwechete yekuvaka dzimba.
Kudzidzira kunobatsira kwemajeri kurasikirwa: Kana iwe uri neimba imwe chete-yemhuri yakabhadhara uye isina misi kwemwedzi miviri, uri kurasikirwa ne100% yemari yako yokubhadhara. Kana iri duplex, iri 50%, uye ina-plex ndeye 25%. Asi, kana iwe uine 100 unit unit apartment complex, iyo unit imwe isina chaipo kwemwedzi miviri inongokurasikirwa iwe 1% pamwedzi mune mari inotora mari!
Vatengesi vanoshandisa Cap Rates: Paunenge uchiwana chikwereti paimba yako pachedu, zvose zvine chokuita nekwereti chenhoroondo yako uye mari yako. Apo zvinosvika pakukweretesa kwekutengesa, zviri zvakawanda pamusoro pemari yekuwana uye kuvhara mari yekubhadhara mari. Iko kunowanzoita varidzi vemazana vakawanda, uye zvikwereti zvadzo zvisingatombofungidziki mune dzimwe nguva. Nhepfenyuro yemari yeimba yacho ndiyo inonyanya kukweretesa nzira. Kana imba yacho iri mumamiriro ezvinhu akanaka uye nhamba dzichishanda, ipapo chikwereti chinowanzoitika munzvimbo dzakawanda.
Saka Mabhuku Akagona Kuonekwa Sei?
Chinhu chacho ndechekuti chikwata cheimba chinenge chiine zvinhu zvakawanda zvinobatanidzwa. Kunyanya, mari yehutungamiri nekushanda, pamwe chete nemari inowanikwa, ichasarudza mari yakawanikwa. Saka, kana zvikwereti zviri pasi pekutengeserana kwemari kana kuti mari yacho yakakwirira kudarika iyo inofanirwa kuve, iyo purogiramu inogona kunge isina kunyatsoratidzira kukosha kweimba yacho.
Iyi ndiyo nzira iyo mabhenji akafukurwa nevatengi. Ngatitaurirei kuti muridzi wepurazi yepaimba akavenga kuvona uye kubvunzurudza vashandi vatsva. Muridzi uyu ave achifara kudzvinyirira zvikwereti kuti varambe vachibhadhara vashandi muzvikamu. Saka, zvikwereti zvinogona kunge zviri pasi pevamwe vashandi vangave vachida kubhadhara iye zvino. Kutenga chivako uye kubvumira zvikwereti zvinopera, kukwidza zvikwereti uye kutora vashandi vaizoshandura mari yakawanda yakawanda uye iyo purogiramu.
Kune rumwe rutivi, kana varidzi vemazuva ano vasingatarisiri mari yavo, mari inogona kunge yakakwirira kudarika yavanoda kuva. Ngatiti ivo vari kubhadhara kupfuura zvinodiwa kuti vatungamiri, vashandi, uye kugadzirisa mari. Kungoita kuti mari idzi dzive mumutsetse zvinogona kuita kusiyana kukuru.
Chidzidzo apa ndechekuti chikwata chechikwata chiyero chekushanda, kwete chivimbo chekukosha.
Tarisa mari yekubhadhara uye mari yekuwana mukana.