Kunyanya kudyara kwemafuti kunogadzira kubuda kwemari uye izvo zvinoumba zvikwereti.
Imba & imari yekuisa mari inoita kuti zvikwanise kubuda kwemari, pamwe nekubatsirwa nemitero yakatarwa uye dzimwe dzimba dzekutsvaga dzimba. Dzidza munyaya ino nyaya dzakasiyana-siyana pamusoro pekuti hupfumi hwekuwedzera hunowedzera sei kubuda kwemari, kuti vanovandudzirwa sei, uye kuti vanokweretesa vanoshandisa sei kuratidzira kuongorora mari inoyerera pamutengo wekutenga.
Zvivako uye kuwedzera kwemhuri-mhuri inonzwisisika nhanho inotevera kune vasina mhuri vanobhadhara vashandi vemusha. Kushandisa 1031 Tax Deferred Exchange, varairiya ava vanogona kuwedzera purogiramu kubva kutengeswa kwemhuri imwechete yemhuri muzvikwereti zvemhuri dzakawanda uye kuenderera mberi kwekubhadhara mari inowanikwa.
01 - Zvikonzero nei Vashandi Vanosarudza Imba & Multifamily Inopa
Mazana makumi ezviuru zvevagari vemhuri vasina kugadziriswa vashandi vanobhadhara dzimba vanofadzwa nemhando dzose dzezvikomborero zvekutsvaga kwezvivakwa zvemaimba. Kuyerera kwemari pamwe chete nemitero yakabhadhara uye kukoshesa kwekukosha pane nguva ndezvimwe zvikamu zvikuru.
Asi, vazhinji vavo vangangotengesa dzimba idzodzo uye vanoenda kune imwe imba uye kuisa mari zhinji kana vakanyatsonzwisisa kubatsirwa kwehupfumi hwehuwandu. Imari yekubhadhara inoshandiswa zvakasiyana. Munhu mumwe nomumwe wezvikwereti chikwereti zvikwereti uye zvinhu zvinowanzotarisa zvishoma nezvishoma kune mari chaiyo inoyerera iyo nzvimbo inotarisirwa kupa. Dzidza kuti zvinhu zvinoshanda sei munyaya dzino.
02 - Imba & Multifamily Kubhadhara - Mazororo uye Kurasikirwa Kwechikwereti
Kunyange zvazvo mari inopera muimba uye kuisa mari yakawanda inoumbwa nemari yose uye mari yezvinhu zvemari, nzvimbo uye kukwereta kwekwereti zvinokonzera chikamu chemaripo musati mava nemukana wekuwedzera kukwira kwemari kuburikidza nemari yekutengesa zvinhu. Dzidza pano pamusoro pekugara uye kukwereta chikwereti kubva mukutengesa uye kuparidzidzira mafambiro kuburikidza nehupfumi hwemabasa ekudzivirira.
Kunyange kukanganisa kwemwedzi mumwe chete kusingatarisirwi mubhadharo kunogona kuita chidimbu chakakura mu ROI, Kudzokera Pakutengeswa. Dzidza kuti ungaderedza sei kurasikirwa nekuda kwekugara uye kusina kubhadhara kwerenda, kana iwe uchatorwa muhomwe yako yehomwe.
03 - Cash Flow muImbai & Multifamily Inopa
Kuve nenhamba huru yezvikwereti zvekubhanda mune imwe nzvimbo kazhinji kunowedzera kukwira kwemari yakawanda pamubato pane iyo muzvinamari achaona kuburikidza nekugara kwekugara kune imwe mhuri kushandiswa kwemhuri kunopararira kunharaunda.
Iyo yakawanda nhamba yemakamuri pasi pedenga rimwe chete kana mune imwe nzvimbo, zvakanyanya zvakakosha zvehupfumi hwehuwandu. Semurima wekumba wekumba wemhuri imwe chete iwe haugoni kuwana mazano ekutengesa nevatengesi kuti 100 unit unit apartment inobatsira. Dzidza pano pamusoro pehupfumi hwehuwandu, uye kuti ungashandise sei mumabasa akawanda ekutengesa nekugadzirisa kuderedza mari imwe neimwe uye nokudaro kuwedzera kukwira kwemari imwe neimwe.
04 - Ratios Zvinoshandiswa kuImba yeGean & Multifamily Kuisa Mari yekugadzirisa Zvisarudzo
Kushandisa Break-Even Ratio uye DSCR (Debt Service Coverage Ratio), vanokweretesa vanogona kutora mufananidzo wekushanda uye kukwira kwemari yeimba kana yezvirongwa zvakawanda, uye ukuru hwebhadharo iyo inoyerera mari inogona kutsigira.
Vatengesi havatauri zvakanyanya kune mumwe munhu mamiriro emari yemari uye zvinhu mumamiriyoni emhuri ekubhadhara chikwereti. Dzidza munyaya ino nezve nzira yakasiyana iyo iyo maonero maviri aya anotarisa kubuda kwemari uye chirongwa chekubhadhara mari.
05 - Vanokweretesa uye Imba & Multifamily Financing Zvisarudzo
Pane zvakawanda zvekushingaira kwakakodzera kunoitwa nevose mutengi uye mukwereti muimba yekuchengetedza mari nekushandisa mari. Zvinenge zvese kutengeswa, kushambadzira, kutungamira uye mari inoshandiswa mumutsetse mune zvinyorwa zvemari zvinongororwa. Dzidza pano kuti vanokweretesa vanotarisa sei imba kana kuti mabasa akawanda mukuita zvisarudzo zvekutengesa.
Shandisa zvinhu zvawakadzidza pano kuti usarudze kana iwe uchida kuenda kune imwe nzvimbo yakawanda. Hazvisi zvechisarudzo chemari pane chimwe chekuzvipira, kuwedzera uye kutarisana nematambudziko.