Asi nekunaka kwakasiyana-siyana kwevanhu vakawanda vanofanira kusarudza kubva, iyo ndiyo yakakodzera kuti mutengesi asarudze? Ndicho chidzidzo chatinoongorora munyaya ino.
Ndechipi Chikwata Chine Kodzero Yebhizimisi Rangu?
Zvakakosha kunzwisisa kuti kune marudzi akasiyana evanhu vakawanda uye mumwe nomumwe anouya nesimba rake. Tichatarisa pamhando ipi neipi yevanhu vakawanda, tondedzera kuti inoshanda sei, uye ona kana iri mutsva wakanaka webhizimisi rako.
Equity Crowdfunding
Kuti uwane bhizinesi kubva pasi kana kuti ugozvipa nemari kuti iwedzere kukura, vashandi vezvemabhizimisi vave vachitendeukira kune vamwe kunze kwevatengesi. Muchiitiko ichi, vanotengesa chikamu chemabhizimisi avo kumudzimai (kana boka revatengesi) mukudzorera kwekuita kwavo. Crowdfunding ine zvinyorwa zvayo zvemhando iyi yekubhadhara: kuwanda kwevanhu vakawanda . Mumuenzaniso uyu, vatengesi vanogona kuisa mari shoma se $ 500 dzimwe nguva kutenga mari shoma mubhizinesi. Makambani akafanana AngelList, OurCrowd, Seedrs, nevamwewo vatungamiri munzvimbo ino.
Pros
- Mari yakawanda yemari : Kana ichienzaniswa nemamwe marudzi evanhu vakawanda, kubhadhara mari yakawanda kune kukwanisa kuwedzera mari yakawanda yemari. Kunyange zvazvo izvozvo zvisingaiti nguva dzose, munhu anoongorora vatengesi vanogona kunyora zvinogona kuita zvishoma kudengana kunoonekwa mune dzimwe nzira dzekubhadhara mari, semubairo-based crowdfunding, somuenzaniso.
- Mumwe mutengi / mutengesi : Kana uchikwanisa kubuda uye kukwidza $ 1 mamiriyoni kubva kune vashandi vemazana 100 kunze kwevanhu vakawanda, iwe uchava nevanhu 100 vanokuudza zvaunofanira kuita. Vamwe vavo vachava nemazano makuru; vamwe havazoiti. Kana iwe ukasimudza mari iyi kuburikidza ne crowdfunding, mapurisa evanhu vakawanda anosimudzira vose vatengesi uye mari yavo mune imwe nhengo. Izvi zvinoreva kuti iwe unongova nemari imwe chete yekukurukurirana pamwe chete uye mumwe wevateresi pafurafura yako yepamusoro.
Cons
- Kwete hutachiona : Iye zvino, nokuda kwezvikonzero zvakasiyana-siyana kusanganisira US urongwa hwehurongwa husina kubvumirana zvizere nevanhu vakawanda, hausi chaizvo, vazhinji vane nzara vazhinji vevatengesi vari kutsvaga mapurisa evanhu vakawanda, vachitsvaga kambani uye yakakurumbira kambani yekubhadhara. Zvakaoma kuti tive nekutengesa nehuwandu hwevanhu vakawanda.
- Y ou're achitengesa chikamu chekambani yako : Pane chirevo chokuti zviri nani kuti uve nechechi chiduku mukambani yakakura kudarika imwe huru mune bhizinesi duku asi iyi ichisarudzo chomunhu oga. Unoda kunze kwevatengesi here?
Makomborero-Akavakwa Crowdfunding
Kana iwe uchiziva Kickstarter kana Indiegogo kupfuura iwe unofanirwa kuva nemafungiro ayo zvikwereti -based crowdfunding ndezvose . Mumuenzaniso uyu, muzvinabhizimisi anogadzira chirongwa chevanhu vakawanda chekuunganidza mari yechigadzirwa kakawanda kwete kupfuura pfungwa.
Vabatsiri vemishandirapamwe iyi vanowanzotanga kutenga-chibereko pamitengo inobatsira.
Pros
- " Mari shoma ": Muzvikwereti-based crowdfunding, hausi kutengesa chikamu chebhizimisi rako - uri kuunza vateere vekutanga nevatengi. Izvozvo hazvirevi kuti izvi zviri nyore mari - iwe uchiri kudikanwa kugadzira chigadzirwa uye uchitumira icho kune zvingava zviuru zvekumirira vanhu vakawanda vanovatsigira.
- Zvakapfuura zvinopfuura mari : Mabhizimisi mazhinji anotora mubairo-vanhu vasingafariri kwete nokuti yakaratidza kuva nzira inobatsira yekubhadhara chigadzirwa chitsva kana bhizimusi. Iyo inovakawo vateveri vane utsinye, vanhu vanofadzwa kuva vatsigiri vekutanga vebhizimisi renyu. Makambani akadzikiswa ari kutendeukira kune vanhu vakawanda kuti vaongorore michina nevateereri vavo kuti vaone kana vachizobudirira pavanotanga.
Cons
- Kubudirira kunogona kunge kuri kuderera kwako : Tiri kuverenga pamusoro pemamwe mapato evanhu vakawanda vanokwidza mamiriyoni emadhora uye vakanganisa. Izvi zvinoitika sei? Zvakanaka, kune imwe, kusimudza mari inongova chikamu chekutanga chemipiro-yevanhu vakawanda. Iwe uchiri kufanira kugadzira uye kutumira chigadzirwa. Izvozvo zvakaratidza zvechokwadi ZVINOKOSHA kune dzimwe nyanzvi dzokutanga uye yekutanga-makambani.
Marketplace Lending
Vanhu vakatendeukira kune vakawanda vanoda kukanda mabhanki uye kukwereta mari kuti vabhadhara zvinhu zvakadai semakadhi emakadhi kana kuti vadzokerezve makikani avo. Vezera rekuona chikwereti (ikozvino kunonzi, misika yekukweretesa) ikozvino kugamuchira mamwe mabhizinesi maduku ari kutendeukira kunzvimbo dzakadai seLendingClub kutora chikwereti chemabhizimisi.
Pros
- Zviri nani kudarika mabhengi (dzimwe nguva) : Nevezera rezera rekuona chikwereti, iyi fomu yevanhu vakawanda inogona kukwidza mari yezvikwereti pamabhangi. Uyezve, mabhizimisi angave akaoma nguva yekuwana chikwereti kubhangi anogona kuwana kubudirira ne crowdfunding. Dzimwe nguva. Icho chichiri kutanga uye chakanaka nokuti chinogona kushanda kwebhizimisi rako hazvirevi kuti pane mumwe munhu kunze uko anoda kukukwereta mari.
Cons
- Zvimwe chikwereti : Marketplace chikwereti ichocho chete ... chikweretesa. Izvozvo zvinoreva iwe une imwe chikwereti chaunoda kudzorera. Iwe unogona kuwana zvikwereti zvakanaka asi iwe uchiri kuda kubhadhara chikwereti ichi.
Donation-Based Crowdfunding
Kana iwe uri usingaiti purogiramu, iwe une fomu yako pachayo ye crowdfunding. Izvi hazvirevi kupa kupa mibayiro (sezvaunoita nemubairo-based crowdfunding). Donation-based crowdfunding ndiyo nzira inowanikwa muInternet yekupa - kwete mari inobatsira mapoka evanhu vakawanda, vanogoverana pakati pevatsigiri vanofarira, uye iwe unokwidza mari. Heano ndiyo nzvimbo dzakanakisisa dzevanhu vakawanda dzekubhadhara zvipo uye zvisingabatsiri.
Saka, ikoko iwe unayo. Crowdfunding inouya nenzira dzakasiyana-siyana dzakasiyana-siyana, imwe neimwe ine zvigaro zvayo uye zvakashata. Ndeupi wauri kuenda kusarudza?