Iyo Nyaya Yakawanda yeCrowdfunding uye Maitiro Aungaita Sei?
Mushumo weMassolution's Global Crowdfunding Report inotarisira kuti vanhu vakawanda vave mamiriyoni emadhora mabhiriyoni emakumi maviri nemakumi maviri nemashanu, asi nenzira dzakasiyana-siyana, vanhu vakawanda vanoda kutanga.
Izvozvi mahofisi ekubvunzurudza anotarisira kuti mabhizimisi awedzere pane imwe purogiramu yegore yezana yezana yezana pamusoro pemazuva ekupedzisira.
Saka chii is crowdfunding? Kune zvikamu zvishoma zvepamusoro.
Reward-Based Crowdfunding
Crowdfunding inofanana nemipiro-based based sites like Kickstarter uye Indiegogo. Nekupa mubayiro-based basedfunding, vanhu vanogona kupa mari kune imwe shanduro yekugadzirwa kwehupirwo, ruzivo rwekambaniki yezvigadzirwa muhuturo, kana kumuimbi wemhanzi anobudisa album itsva.
IWatchwatch Pebble yakagadzira tech industries ichicherechedza apo yakagamuchira mari inopfuura $ 2.6 mamiriyoni mumazuva matatu chete evanhu vakawanda vanoita basa panzvimbo yakakurumbira yevanhu vakawanda, Kickstarter .
Peer-to-Peer Chikwereti
Zvose zvinokweretesa mari kune shamwari kana mwana? Nzvimbo itsva dzekudzidzira dzimba dzakadai seLending Club dzinobvumira vanokwereta kuti vawane mari kunze kwemitambo yebhangi. Vanhu vanoda kuzviisa pangozi yekukweretesa mari kune vamwe vanhu vanogona kugadzira zvikwereti zvikwereti zvekubhadhara pakudhinda kwebhokisi.
Lending Club, iyo iyo 800-pound peer-to-peer chikweretesa gorilla, iri chaizvo inokweretesa mabhiriyoni emadhora gore negore. Prosper ndiye mutambi mukuru munharaunda iyi, zvakare.
Donation-Based Crowdfunding
Dr Muhammad Yunus akakunda Nobel Prize muna 2006 nokuda kwebasa rake mune microfinance. Pane kuvimba nerudo kubatsira vashandi varombo, Yunus 'Grameen Bank inopa zvikwereti zviduku kumabhizimisi emunharaunda kuti vabatsire kubhadhara zvinhu zvakadai sekutsvakurudza kwenguva pfupi.
Gadzirai mari yakawanda pamwe chete nevanhu vakawanda muIndaneti uye munowana nzvimbo dzakadai saKiva.org, iyo yave iri kubhadhara varimi vepinzvimbo shomanana mumakambani anotakura kwemakore anopfuura gumi, uye GoFundMe.
Equity Crowdfunding
Chikamu chiduku chiduku chevanhu vazhinji, chikwata chevanhu vanoita sarudzo asi chinopa mikana yakawanda yekuchinja nzira iyo vanhu vanoita mari yavo. Equity crowdfunding inobvumira kudyara kwechokwadi mumakambani ega.
Kubatana kwevanhu vakawanda AngelList iri kuvaka izvo vazhinji vanodana Android ye venture capital apo mamwe makambani akaita se CircleUp ne OurCrowd anowanzoita sangano rekutsvaga mari inowanikwa muInternet iyo inopa vashandi mari yekuwana mari yekutanga mumatambo ekutanga ne $ 400. FundersClub imwe imwe zita guru mukuwanda kwevanhu vakawanda. Kubudiswa zvizere-Ndiri shamwari paTeCrowd.
Real Estate Crowdfunding
Vashandi vezvematongerwo enyika vakawana mukana wekuunganidza vanhu vakawanda. Nzvimbo imwe neimwe yemahombe yevanhu vakawanda vanoita sangano rinotarisa kutora nzira yakasiyana. Vamwe vanhu vakawanda vanotora zvikwereti kuti vatenge zvivako kana kupa zvikwereti kune vatengi vematoro.
MuMosic vanhu vakawanda vanoita mabasa ezuva. Vamwe vatambi vepamusoro munzvimbo ino vanosanganisira Fundrise, Realty Mogul, uye Crowdstreet.
Human Capital Crowdfunding
Kufarira kuisa mari kune vatambi vematunhu?
Crowdfunding inoita izvi zvichibvira. Pakutanga gore rino, Fantex akaita mafungu apo yaakazivisa kuti yaizova IPO-ing investments iyo inotarisa brand value yepamusoro nyeredzi nyeredzi. Unoda mari yekoroji pasina kubata chikwereti? Ungatengesa chikamu chemari yako yeupenyu huripo yekubhadhara chikoro nhasi? Yakavakwa nevekare yeGooglers, Upstart inokuita kuti udzidze dzidzo yako.
Hapana mubvunzo kuti crowdfunding ichaona zviso zvakasiyana-siyana sevashambadziri uye vanhu vanovatsigira vachiedza neramangwana rezvemari yebhizimisi . Tangova pakutanga.