Crowdfunding seNew Form For Charity
Midzi yeCrowdfunding yakadzika murudo.
Microfinance: The Early Form of Crowdfunding
Izvi ndizvo zvekuti zvizhinji zvatinoziva pamusoro pekuunganidza vanhu vakawanda zvakabva pamafambisa epakutanga. Microfinance, yakagadzirirwa pane zvakawanda zvenyika chaiyo yeNobel Prize winner, Muhammad Yunus. Yunus neGrameen Bank vakawana nzira inobudirira yekurwisana urombo munyika inobereka-kwete nekupa rudo asi nekuzvipira zvipo.
Microfinance inopa varimi vemunharaunda, vatengesi, uye vanotengesa madhora maduku kuti avabatsire kukura mabhizinesi avo. Mushure mekunge vatengesa mari kune vanhu, masangano emari midzi inopa rubatsiro uye kutungamira kubatsira vadzidzisi vadzidiki vanobudirira mumabhizimisi avo, vachibatsira kubhadhara mari yezvikwereti. Microfinance inoshanda munzvimbo umo vanhu vasingakwanisi kuwana rubatsiro rwebhengi rwemagariro. Vanokwereta vanowanzokurudzirwa kuti vabatane nemapoka evezera, izvo zvakaratidzwa kubatsira kubatsigira mabhizimisi maduku nevashambadziri.
Microfinance Inouya Pasi Pano: Crowdfunding Inouya Alive
Indaneti inoshandiswa zvakakwana nemasangano ekubhadhara mari: asi masangano ehurumende asiri ehurumende anokwanisa kuvhara vashandisi vachitsvaga zvikwereti, Indaneti inopa ruzivo rwekutsvaga kwemari kunotarisira imba. Kunyanya, mararamiro ehupenyu hwevhidhiyo, izvo zvinoita kuti zvive nyore kwazvo kugovera mapurogiramu akakodzera neshamwari dzako nemhuri, inokurudzira kupa kupa zvikonzero zvinokurudzira mukati memasangano madiki akaoma.
Muna 2005, Kiva.org yakazarura mikova (yakaita) mikova kune vanopa. Kushanda nevanobatsirana navo munyika dzakawanda, vabatsiri vanogona kushandisa nzvimbo yacho kuti vaone vadzidzisi vezvakanaka uye vape mari shomanana ne $ 25 pamusana wekwereti iyo inowanzobhadhara zvakare mumakore mashoma.
Izvo zvikwereti zviduku zvakabatanidzwa pamwe chete kuti zvibatsire kuumba mukana munyika yose.
Kubvira muna 2005, Kiva.org ine:
- Vapei : vanopfuura mamiriyoni 1 vanopa
- Mari
- Kubhadhara chidimbu : ine 99% yekubhadharwa mutengo
- Global inosvika : Inoshanda munyika 73
(Chinhu)
Kukura kweMari-Kubva Crowdfunding Market
Maererano neMassolution's Global Crowdfunding Report, mitsva yevanhu vakazvipira-fundfunding inofanira kunge inosvika $ 1 biliyoni gore negore.
Chipiri chinotevera chikamu chemari yezvipo. Izvi zvinotarisana nemakakiti emubairo: miitiro yakawanda yekugadzira iyo inoshandisa mubairo wevanhu vakawanda uye inokurudzira vanobhadhara kuti vape mari shoma shoma, kazhinji zvisingasviki $ 25, pasina kutarisira kwekudzoka-kunze kwekuziva kwekubatsira kwechikonzero chakanaka. Vapei vanowanzogamuchira kukuvongai mune purogiramu kana mapepa eminara. Nzvimbo dzemazuva ano dzinopa rubatsiro runowanzokumbira zvipo zvokutsigira basa ravo rose, uye zvadaro vanozvisarudzira kuti vangagovana sei mari. Masuo eCrowdfunding anogona kusimudzira mari kumapurogiramu ega, zvichireva kuti vabatsiri vanogona kupa purojekiti yekusarudza kwavo.
Zvipo Zvidzidzo Kudzidza Kwatingaita Mutambo weCrowdfunding Wakawanda, pane chaizvoizvo zvipo zvezvipo-based crowdfunding platforms pasi pose zvinopa ruzivo rwemagariro evanhu.
Zvipo Zvidzidzo Dzidza Sei Kutamba Mudhora Wechikwata
Nezvizhinji zvemasangano evanhu vanoita kuti vabatsirwe kupa mari kune zvikonzero zvezvipo zvekusarudzwa kwavo, simba revanhu vakawanda rave risina kurasikirwa pazvipo. Kutaura zvazviri, kukura kwekupa paIndaneti kunodarika kukura kwekutengesa paIndaneti.
Kunyange zvazvo boka revanhu vakawanda richiri doro duku mumvura ye $ 300 mabhiriyoni inopiwa gore negore, rubatsiro rwehutano huri kutarisa kune vanhu vakawanda kuti vatarise vateereri vaduku vanoda kufambidzana nemasangano nemasangano.
"Kupa mari shoma pabasa guru ndiro nzira yavanogona kunzwa nayo sevari kuita chimwe chinhu," akadaro Cody Switzer, The Chronicle of Philanthropy 's web editor.
Uye kunyange zvazvo zvipo zviri kutarisa kune vanhu vakawanda kuti vadzikwike nevatambi vakakurumbira vachida zvipo zvakafanana, zvipo-based crowdfunding zvinodawo zano rakanaka rekubudirira pakutsvaga mari.
Kiva.org 'inogona kunge yakave yakatangwa muna 2005, asi vanhu vakawanda vanove vachiri mumazuva ekutanga. Vopa uye zvipo zvinobatsira chete sezvo mitsva mitsva yekupa zvipo kugovera inofanirwa semasangano ehupfumi uye e-commerce inoshanduka.