Iko Mvura Inokonzerwa Nedzidziro Yako Chekuita?

Ko kambani yenyu inoshandisa zvikepe kuti iite bhizinesi rayo here? Kana mhinduro yacho iiwa hongu, mutemo wako wekamanikiti wepamusoro haugone kukudzivirira pamusana pezvikonzero zvine chokuita nebhaji. Maitiro mazhinji emitemo ane kusagadzikana kunopedza kubhadharwa kwezvikwereti zvinobva kunze kwekushandiswa kwemvuracraft. Zvisinei, kubviswa kune zvimwe zvisiri izvo zvinopazve kugoverwa kwemamwe marudzi ematauriri. Ichi chinyorwa chichatsanangura kuti ndezvipi zvingataurwa zvakafukidzwa uye izvo zvisiri.

Kukosha Kwemhosva Inishuwarenzi

Inishuwarenzi yemhosva inokosha kana kambani yako inoshandisa zvikepe zvebhizimisi. Inishuwarenzi inokosha kana chikepe chacho chiri chekambani yako kana mumwe munhu. Kana iwe kana mushandi ari kuongorora chikepe, unogona kungoerekana waita njodzi. Iyi njodzi inogona kukuvadza mumwe munhu kana kukuvadza mumwe munhu. Zvinogona kukonzera kukanganisa kwechikepe pachako. Kana mumwe akakuvadzwa akakwidza iwe kana iwe wakasimba mukukuvadza kana kukuvadza, kudai hakukwanisi kuvharwa nehuwandu hwehutano hwako kunze kwekuti inowira kunze kwekunze kwekuregererwa kwemvura.

Watercraft Kusagadzikana

Yakawanda mitemo yemitemo inosanganisira kubviswa kweHurcraft, Auto kana Watercraft. Kuvhiringidzika kunowanikwa pasi peKutika A, Bodily Injury uye Property Damage Liability. Inoshanda kune kukuvara mumuviri kana kukanganisa kwemuviri kunobva kunze kwehuyo, kugadziriswa kana kushandiswa kwemhando ipi zvayo yemvura iyo iwe (kana kuti imwe yeripi) inenge iwe kana inoshanda.

Inoshandawo kune chero ipi zvayo inogadzira iwe (kana kuti chero ipi zvayo inshu) kubhadhara, kukwereta kana kuisa kune mumwe munhu.

Kuvharwa kwemvura kunoshandiswa kune mubati wechikepe uye chero munhu ari kutarisira kana kutarisa munhu iyeye. Somuenzaniso, fungidzira kuti yako yakasimba iri kutora pikiniki yevashandi pane imwe cabin cruiser.

Iyo picnic inoitika pagungwa pedyo nehofisi yako. Bill, mutungamiri wekambani yenyu, vanofambisa ngarava yacho pakati pegungwa uye vanodonha anchor.

Iawa mupikiniki mushandi anonzi Mako anosarudza kutora chikepe chacho. Apo Bill asiri kutarisa, Mark anosimudzira anchor. Bill haaone kuti chikepe chiri kufamba kusvikira maminitsi gumi gare gare, apo Mark akakanganisa makondohwe mubhasikiti yekambani muchikepe, achikuvadza mumwe wevatakuri vayo. Uyo akakuvara anotasva Bill anotarisira kusaregerera, achitaura kuti njodzi yacho yakaitika nokuti Bill akakundikana kutarisira zvakanaka Marko. Kunyange zvazvo sutu yakakonzerwa nezvikwereti zvekuregererwa kwekutarisira, kwete kuregeredza kushandiswa kwechikepe, inodzivirirwa nekuregererwa kwemvura mumatongerwo emitemo yako.

Coverage Yakapiwa Zvisiri

Kuvharwa kwemvura kunokwana zvitatu. Izvi zvisiri izvo zvinopa kugoverwa kwemhando dzezvitsanangudzo zvinotsanangurwa pasi apa.

Ndejeti paNzvimbo Dzako

Mutemo wako wekutakura unobatanidza kukuvadzwa kwemuviri kana kukanganisa kwemuviri kunobuda kunze kwezvikepe zvave zvichiendeswa kumahombekombe uye zviri panzvimbo yako. Somuenzaniso, fungidzira kuti yako yakasimba ine bhasikoro duku raunoshandisa kutora vatengi pane dzimwe nguva kuenda kunobata hove. Munguva yekuwa kwemwedzi uye yechando, unochengeta chikepe shure kwehofisi yako.

Rimwe zuva, mutengi anouya kumusangano uye anounza mwanakomana wake ane makore matanhatu. Iwe nemutengi ari kutaurirana uye hausati wamboona kuti mwana wacho akazorora kunze. Mukomana ari kutamba pachikepe paanowira, achiputsa gumbo rake. Kana mutengi achikumbira kubhadharwa kubva pane yako yakasimba nokuda kwekukuvara kwemwanakomana wake, mutemo wako wemhosva unofanirwa kuvhara kudai.

Non-owned owned Ndege

Nzira dzakawanda dzinokonzerwa nemitemo inobata kukuvadzwa kwemuviri kana kukanganisa kwemuviri kunobuda kunze kwechiitiko chinosanganisira mvuracraft iyo isiri yevhesi vese. Izvi zvinowanikwa pasi pemamiriro maviri. Chokutanga, mvuracraft haigone kudarika ukuru hwakataurwa mumutemo. Mitemo yakawanda, kusanganisira yakasikwa ye ISO, inopedza kubhadhara kune zvikepe zvisingasviki mamita makumi maviri. Zvisinei, vamwe vatsigiri vanopa mazano kana kuwedzerwa kugoverwa kwekugoverwa kunofukidza zvikepe kusvika mamita makumi mashanu kana kupfuura.

Chechipiri, zvisizvo zvisiri zvemvura zvinowanzovharwa chete kana zvisingashandisi kutakura vanhu kana zvivako zvekubhadhara. Somuenzaniso, fungidzira kuti iwe unodha chikepe chemafambisi 25 kwebhizimisi nekukoka vanhu vashanu kuti vafambe mugwagwa. Kuti uzvidzire mari yekubhadhara, iwe unotengesa muenzi mumwe nomumwe $ 25. Chikepe hachizofukidzirwa nokuti iwe wakapa mari yekuendesa vanhu.

Chikamu chebasa

Yakawanda mitemo yemitemo inobhadhara chikwereti iwe unofunga pasi pesitrosi yehu inshuwarisi yehudziri, kuchengetedza kana kushandiswa kwemvuracraft. Somuenzaniso, ngatiti iwe wakakodha chikepe chemafambisi 25 kubva ku Les Bateaux. Chibvumirano chekubhadhara chine chinyorwa chekubhadhara. Zvinoda iwe kuti udzikinise chikwata chekurenesa chero upi neupi wekukuvadzwa kwemuviri kana chivako chemhosva iwe unokonzera kune wechitatu. Kana iwe uchikuvara nekukuvadza mumwe munhu kana kuparadza pfuma yeumwe munhu paunenge uchishanda chikepe chakakodzwa, uye iyo yakakuvara inotsvaka kubhadharwa kubva kune Les Bateaux, mutemo wako unofanirwa kubhadhara mari yekubhadhara avo vakakuvadzwa.

Kwete Mukana wekukuvadza kwechikepe

Chibvumirano chekuvakira mvura chinogona kuita kuti iwe uve nemhosva yekukanganisa kupi zvako kwaunokonzera kukonzera iyo pachayo panguva yekushandira kwechibvumirano. Kukuvadza kwakadaro hakuna kuvharwa nehutano hwemhosva. Izvi ndechokuti mitemo yemitemo inosanganisa kukanganisa kweimba yeimba yako, kubhadhara kana kubata. Vanodzivisawo kukanganisa kwezvivako mukutarisira kwako , kuchengetedzwa kana kutonga .

Watercraft Endorsement

Ngatitii yako yakasimba inoshandisa mvura iyo iwe nguva nenguva unoshandisa mabhizinesi, zvakadai sekunakidza vatengi. Mufambisi wako angave achida kuwedzera iyo mvura yepamusoro pemitemo yako yepamusoro kuburikidza nechikepe chinotsigirwa. Izvi zvinotsigira mvuracraft iwe iwe pachako, kushandisa kana kukwereta. Kana kubvumirwa kusina kuwanika, iwe uchada kutenga inshuwarisi yemutoro yveshuwarenzi.