Muenzaniso
Fungidzira mamiriro ezvinhu anotevera. Iwe une nzvimbo yekudyara yakakurumbira muHillville.
Zuva rechishanu musi weChishanu, uye vamiriri vako vari kumhanyira kuzoshumira vatengi vako vekudya kwemasikati. Jill, rimwe remaseva ako, ari kuenda kuimba yekudyira nekapu itsva yekofi paanoerekana avhara Bheti, imwe sevha, neheta yake. Bhuku rekofi rinobhururuka kubva muruoko rwaJill uye kofi inopisa inopera pasi nechemberi yaBhet. Bheteri inotsigira zvakapetwa zvechipiri zvekutsvaira zvinoda kugara muchipatara.
Bheti inounganidza zvikomborero pasi pebasa rako rekubhadhara vashandi Anotarisawo kutumira mhosva kuJill. Beth anotenda kuti Jill akashandisa mushonga wekofi, uye kuti kusaregererwa kwake kwakakonzera njodzi iyo yakaguma nekukuvadza kwaBet. Ko Bheti sue Jill nokuda kwekukuvara kwebasa here? Mhinduro ndeyekuti kwete.
Exclusive Remedy
Vazhinji vehurumende vakagadza mitemo yemishonga inongorambidza vashandi kuti vasaiti vamwe vashandi kuti vakuvadze basa. Mitemo iyi inoda vashandi kuvimba nevashandi mari yekubhadharwa semishonga yavo yega (iyo chete inopa mari yekubhadhara) nokuda kwekukuvadzwa kunowanikwa mubasa.
Mitemo yemakemikari isina kukwana inonyanya kurongwa kuchengetedza vashandi kubva kune mhosva kune vakuvadzwa nevashandi. Vashandi vanozadzisa basa ravo rokutenga vashandi kubhadhara mari inonyanya kusunungurwa kubva kumashandi evashandi. Zvisinei, mitemo inodzivirira vashandi pamwe chete. Kana mitemo yekodzero yega yega isinapo, vakuvadzwa vangave "vanopinda kaviri".
Ndiko kuti, vanogona kuwana vashandi mari yekubhadhara mari uye kukuvadza kune waanoshandira kana kuti mushandi pamwe chete nekukuvara kamwe.
Kusiyanisa
Kunyange zvazvo vakawanda vashandi-kushandiswa--vashandi vakagadziriswa nemitemo yekubhadhara vashandi, pane zvimwe zvisiri izvo.
Supervisors uye Mahofisi
Mamwe mashoma anotendera vashandi vakakuvara kuti vasungirire vatariri kana vakuru vakuru pasi pemamwe mamiriro ezvinhu. Kuti aise mhosva, mushandi akakuvara anofanira kuratidza kuti mutariri wacho aifanira kukwereta mushandi basa rake rekuchengeta, uye kuti akavhara basa iro. Mushandi anofanirawo kuratidza kuti kuputsa kwebasa ndiko ndiko kukonzera kukanganisa kwake.
Somuenzaniso, Bob anoshandiswa semhizha ye Marvelous Manufacturing. Bob anozivisa mukuru wake (Jeff) kuti kuchengetedzwa kwechigadziro pane chimwe chigadzirwa chemishonga hachina kushanda. Jeff anoudza Bob kuti ashandise midziyo yacho chero ipi zvayo. Bob akakurumidza kukuvadzwa paanenge achishandisa iyo midziyo. Bob akafambisa suti yakanangana naJeff nokuda kwekukuvara mumuviri. Bob anoburitsa kuti Jeff akanga asina hanya nokuti aiziva nezvebasa rekushanda asi akundikana kutora chero chiito chekudzivirira Bob. Mune hurumende iyo inobvumira avo vaishanda navo basa, Bob angabvumirwa kupomera Jeff.
Nyika dzakawanda dzinogadzirisa zvipfeki nevashandi vanotaura kuti mutariri wacho asina hanya akakundikana kupa nzvimbo yakachengeteka yebasa.
Basa rekupa nzvimbo yakachengeteka yebasa rinowira kumushandi , uye haigoni kupiwa kune mushandi (kusanganisira mutariri).
Motokari Njodzi
Vamwe vanoti vanobvumira zvipfeko pakati pevashandi apo mumwe mushandi akakuvadzwa mumotokari yemotokari inokonzerwa nekuregererwa kwemumwe mushandi. Somuenzaniso, fungidzira kuti Sandy naSue vashandi veAce Accounting. Rimwe zuva, Sandy naSue vari kuenda kuhofisi yevatengi mumotokari inoshandiswa nevashandi vavo. Sandy iri kutyaira uye Sue ndiye mutakuri wake. Sandy iri kumhanya-svetuka nechepamusoro apo iyo inorasikirwa nekutarisira yemotokari. Motokari inokanda muti, uye Sue akakuvara. Sue anounganidza zvikomborero kubva kumutemo wekubhadhara kwevashandi vake uye anokonzera mhosva pamusoro peSandy.
General Liability Mitemo
Zvose zvinowanzotarisana nematongerwo emitemo ane vashandi pamwe chete (kushanda pamwe chete).
Kuregererwa uku kunowanikwa muchikamu chinzi Ndiani An Insured . Inotaura kuti hapana mushandi ane inshumo pamusoro pekukuvadzwa mumuviri kana kukuvadza kwevanhu uye kushambadzira kune mushandi pamwe chete kana iyo yekupedzisira ichikuvadzwa munguva yebasa rake. Mune mamwe mazwi, Mushandi A haasi inshuwaridhe kana iye akatongwa neHashandi B kuburikidza nekukuvadzwa mumuviri kana kukuvara kwevanhu uye kushambadzira kunoitwa neHurumende B pane basa.
Mumuenzaniso wekare, Bob akakuvadzwa nekuda kwekuregererwa kwemutungamiriri wake. Fungidzira kuti kukuvara kwakaitika munharaunda inobvumira zviyero pakati pevashandi. Sevashandi veMakasikisi Manufacturing, Jeff ndiye akachengetedzwa pasi pechirangaridzo. Nokuda kwekushanda pamwe-mushandi, zvakadaro, Jeff haafaniri kuvharwa naSot's suit.
Zvemabhizimisi Auto Policies
Sezvakataurwa pamusoro apa, mamwe maitiro anobvumira vashandi kuti vasunge vamwe vashandi nokuda kwekukuvadzwa kunotsigirwa muzviitiko zvemotokari. Asi, vatyairi vevashandi vangave vasina ruzivo rwezvikwata zvakadai pasi pevashandi vavo vekutengesa motokari.
Nzira dzakawanda dzekutengeserana kwemagetsi dzinosanganisira kushanda pamwe chete nemunhu anoshingaira akafanana neaya anowanikwa mumatongerwo emitemo. Mumitemo yemotokari, kuregererwa uku kunowanikwa muchikamu cheChitatu pasi pekuchengetedzwa kwemotokari . Inogumisa kugoverwa kwekukuvadzwa kwemumuviri kunotsigirwa pamabasa nemumwe mushandi pamwe chete nomushandi wehupfighi.
Kubviswa kweHellow Employee Exclusions
Nharaunda yezvikwata zvevashandi pamwe chete inokosha kana nyika yako ichibvumira zvipfeko zvakadaro. Vamwe vatsigiri vanobvisa vashandi pamwe chete navo mubasa guru uye mitemo yemabhizimisi yekutengeserana kwekambani yepamupi shoma. Kushandurwa uku kunowanzoitwa kuburikidza nekubvumirwa .