Nzira yekuziva sei kadhi yakanaka yekambani yako
Somuenzaniso, kana bhizimisi rako rinopedza mari yakawanda pamafambiro ekufambisa, zvino ingadai iri pfungwa yakanaka yekuzviwanira bhizinesi rebhizimisi rinopa mabhonasi ekufambisa. Kana iwe ukashandisa mari yakawanda pakutengesa zvishandisi zvehofisi, ipapo iyo yakanakisisa kadhi yakabudisa ichava iyo iyo inokupa mabhesi emari ekudzorera pamakadhi emakwereti.
Izvi zvinoreva kuti pamberi pemumwe muzvinabhizimisi webhizimisi akanyoreswa chero ipi zvayo yemakadhi echikwereti, pane chikonzero chekuongororongedzwa kwakakwana kwekuti bhizinesi rinopedzera sei maererano neshoko rekufambisa, inopa pamwe nemarongerwo embairo.
Iko kune makadhi aya anonyatsoreva kupa zvikwereti vadiki vebhizimisi savvy kusimudzira kana zvasvika pakubhadhara mari yebhizimisi sezvo vazhinji vavo vasina mari yegore negore, vachida kutora mutengo uye vane marudzi akasiyana emaropafadzo avo vadzimai vebhizimisi vanogona kufara . Hezvino kutarisa nokukurumidza pane gumi gumi zvakanakisisa zvemabhizimusi makadhi emakambani maduku.
IAmerican SimplyCash Plus Credit Card
Iri ikadhi rakanaka kune vashandi vemazinesi maduku.
Inopiwa neAmerican Express uye haina mari yegore negore yakabatanidzwa nayo. Chokutanga pane izvi, kadhi rechikwereti rinokupa marudzi akasiyana emabhonasi anokodzera zvose zvinodiwa nevatengi vebhizimisi. Kana munhu webhizimisi achishandisa $ 5,000 mumwedzi mitatu yokutanga, iwe unowanzowana $ 200 statement credit bhonus.
Kana iwe uchienda mberi uye ukashandisa $ 10 000 mumwedzi mitanhatu inotevera, iwe zvakare unokodzera $ 200 semashoko echikwereti izvo zvinowedzera kusvika $ 400. Pamusoro peizvi, muchengeti wekadhi anowanawo 5 muzana kumashure pakutengesa kusvika kusvika kuma $ 50,000 pagore kunyange izvi zvinoshanda muUnited States chete.
Iri kadhi rinopawo kadhi kadiki yebhizimisi ropafadzo yekusarudza imwe nhengo ye 3% yekare iyo ine chikamu che $ 50,000 pagore. Ichi chikamu chinosanganisira kufamba, kukodzwa, kutengesa, kutumira, hardware yemakombiyuta, nzvimbo dzekutengesa uye nzvimbo dzefasi pakati pevamwe. Mushure mokunge $ 50,000 muganhu wasvika, vatori vemakadhi muzvikamu zviviri uye 3 muzana vanonakidzwa ne1 muzana mari isina kukwana mumusana wezvose zvinotengeswa nebhizimisi. Kunze kwebhonasi, SimplyCash hainawo kubhadhara mari yegore negore, 0 muzana APR yepamusoro pazvose zvinotengwa kwemwedzi 9 yekutanga uye chirongwa chekudzivirira kutenga chinokubhadharai nokuda kwezvinhu zvakabiwa mukati memakore makumi mapfumbamwe ekutenga.
Tsvaga Ink Business Cash Credit Card
Vadzidzisi vemabhizimisi maduku vanofanira kuwana nzira yekudzinga Kisi kadhi yemari yekukweretesa kuti vashandise mabhizimisi avo vasingateereri pasina zvakawanda zvinotambudza. Chokutanga pane zvose, mushure mekusayina uye kushandisa mari inosvika $ 3,000 USD, unowana bhadharo ye $ 300 yemari. Panyaya imwechete, kana kubva pazuva raunyoresa uye kushandisa kadhi yako, unokodzera chikamu che 5 muzana bhonasi yemari yebhadharo yehufisi yose nekutengeserana kwekutengesa kwaunoita kusvika pa $ 25,000 pagore.
Zvimwe, iwewo unowana 2 muzana gas gas station pamwe nekutengesa kweresitorendi uchishandisa kadhi kusvika pamaganhu e $ 25,000 mugore rimwechete. Paunosvika $ 25,000 muganhu mugore rimwe chete, kunewo 1 muzana mari yakadzoka mune chero ipi zvayo iyo iyo bhizinesi yebhizimisi inoita zvisinei nekutenga chikamu.
Hapana mari yegore negore iyo muchengeti ane chikwereti aripa mugore. Zvisinei, kutengesa mari kunodhura 5 kubva muzana yemutengo wose apo kutengeserana kwekunze kunodhura 3 muzana yekutengesa kwenyika yose. Bhizimisi anogonawo kudzikinura akawana mari kumashure kwekutamba kwemashoko ose kubva ku $ 20. Iwe unogonawo kudzorera mari yako zvakare mumhepo yekufambisa mari uye iyi ijackpot kune vashandi vebhizimisi vanopedza yakawanda yemari yavo nenguva yekufamba. Pakupedzisira, inouya nekutangira 0% APR iyo iyo kwemwedzi 12 yekutanga pashure pekuti APR inoshandura zvichienderana nemari inowanikwa mumusika.
The Blue for Business Credit Card Kubva kuAmerican Express
Iwe uri muridzi webhizimisi wemabhizimisi uyo anowanzova mufambi wekare? Iyi ndeipi yepamusoro yebhizimisi yemakadhi emakadhi iwe unofanira kutarisa kuva nenguva yemberi iri mberi. Chero paunenge uchipedza $ 1 pafambi, unowana 2 mabhonasi mapepa uye chero $ 1 inoshandiswa kune imwe nzvimbo, iwe uchiri kuwana 1 pfungwa. Kana zvasvika kumabhonasi egore negore, iwe une kodzero yekuita 30% yegore yegore yegore rimwe bhonasi. Mushure mekusayina uye kushandisa $ 3,000 mumwedzi mitatu yokutanga, iwe uchapiwa mubhadharo we $ 10 000 muhupi muhope.
Hapana mutero wegore negore uyo nhengo inotarisirwa kubhadhara. Uyezve, pose paunoshandisa $ 2,000 mukutenga iwe muU.S., unowana 10X points. Kana zvasvika pakuwedzerwa kubatsirwa, kadhi rino rinokubatsira kuti uende kune dzimwe ndege uyewo mapurogiramu epahotera akaita seJetBlue uye Hilton Hotels pakati pevamwe vakawanda. Iri kadhi rinonyanya kukodzera kune vadzimai vepinhizimisi vashoma vanopedza zvakawanda zvezvavanoshandisa pakufamba uye neketani yepahotera.
The Capital One Spark Cash yebhizimisi
Iyi ikadhi yakanaka yebhizimisi inoshandisa yakawanda yemari yavo kana kuti mari yekushandisa kushandisa makadhi emakadhi. Kuti zvive zvakanyatsojeka, zvinoreva kumabhizimisi anoshandisa mari inopfuura $ 10 000 gore negore pamakadhi emakwereti. Iyi kadhi inouya ine chikwereti chisingagumi 2 muzana mari yakadzoka yemari pane zvese zvakatengwa zvakaitwa. Kana muchengeti wacho aine mari inodarika $ 4 500 mukati memwedzi mitatu yokutanga, zvino muridzi, munyaya iyi, iwe muridzi wemabhizimisi muduku anowana mari ye $ 500 yemari. Chimwe chikonzero nei iwe uchifanira kutarisa kadhi iri ndeyekuti haitakuri mari yekubhadhara kune dzimwe nyika. Icho chimwe chezvinhu zvakanakisisa zvikwereti zvekwereti izvo vashandi vedzinesi maduku vanofanira kuva nazvo.
Bhizinesi Platinum Card Kubva kuAmerican Express (OPEN)
Kunyange zvazvo bhizinesi rekodhi rino bhizinesi rinoda kuti mutengesi abhadhara $ 450 gore negore, kune mibayiro inoshamisa iyo inofarira chero bedzi mari yegore negore inobhadharwa. Kutanga, mukati memwedzi mitatu yekutanga, kana iwe uchipedza anenge $ 10 000 paunenge uchitenga mabhizimusi, unowana makumi mashanu emamiriyoni ehupi muhope. Iwe unowanawo mamwe mairi 25,000 points mushure mekushandisa imwe $ 10 000 mukati memakore imwechete. Pamusoro pekutenga kwose kwakaitwa pasi pe $ 5,000 panguva ipi neipi, unowana imwe pfungwa ye dollar imwe yakapedzerwa. Iko kunewo 50 muzana bhonasi yekufambisa pose paunenge uchifamba nenzira yakasarudzwa yendege yako yakasarudzwa. Iwe uchakwanisa kushandisa nhengo dzehutano iwe unofanirwa kutora zvose kana chikamu chemafambisi ekufambisa kwemafirimu iwe unowirirana paunenge uchishanda bhizinesi rako . Icho chiri pakati pevakasarudza makadhi emakwereti ayo anowanzobatana nevanhu vanomhanya mabhizimisi maduku vasina mutsara wakareba wemari.
Starwood Preferred Guest Credit Card Kubva kuAmerican Express
Iyi ikadhi rakanaka kune vashandi vemazinesi maduku vanogara vachifamba nguva nenguva kana kuti pane nguva dzose. Chokutanga pane zvose, kana iwe uchipedza imwe dollar nekuita mu Starwood mibayiro, iwe unowana kuzviwana iwe 2-nyeredzi. Zvose zvinotengeswa kuburikidza nekadhi zvinopa kadhi muchengeti 1 pari yega rega rairi kupedza. Hapana mubvumo kune zvekutenga kwaunofanira kushandisa mari pa. Apo mapepa akaunganidza, unogona kuvadzikinura kweusiku muhotera dzeNywoodwood. Kana zvisingaiti, iwe unogonazve kutamisa pfungwa dzako dzakawedzerwa kune mapurogiramu ekufambisa anopiwa nekadhi. Kana iwe ukatumira zvinopfuura makumi maviri zvemashoko mune imwe chete kutengesa kutengesa, unozviwana iwe 5,000-nyeredzi mabhonasi.
Kune rumwe rutivi, kana iwe ukashandisa mari inodarika $ 5 000 mukati memwedzi mitatu yokutanga, iwe unowana 25 000-nyeredzi pfungwa. Uyezve, hapana muparidzi wePAP uye mari yegore ye $ 95 inodzingwa mushure megore rokutanga. Zvose izvi zvinoratidza kuti iyi kadhi rechikwereti rakanaka kune vadzidzisi viduku vepambani vanofarira kufamba nguva dzose pamwe neavo vanoda kushanyira misha iri pedyo nekuda kwekugara pavanenge vachienda nebhizimisi.
Capital One Spark Cash Sarudza Bhizinesi
Apo iwe unyoresa bhizinesi iri rekadhi rechikwereti uye unoshandisa mari inenge $ 3,000 mukati memwedzi mitatu yokutanga, iwe unosvika kuti uwane mari ye $ 200 bhonasi mari. Kana iri kuuya kumari yegore negore, kadhi rechikwereti zvachose rakasununguka. Pamusoro pezvo, haina mari yekutengeserana kune dzimwe nyika kana mari yekubhadhara mari. Izvi zvinoita kuti zvive zvakakosha kune vanhu vanoita mabhizimisi maduku. Zvisinei, kubhadhara kwekupedzisira kunodhura iwe $ 39. Kwemwedzi mipfumbamwe yekutanga mushure mekunyora, hamungabhadhara chero ipi zvayo yeK APR. Mushure mokunge Sumo APR yapera, kutenga kweKAP mujeri kuchasiyana pakati pe13 nezana ne21 muzana asi izvi zvinonyanya kuvimba nematengo emakambani anowanikwa pamwe nekodzero yako yekwereti. Zvose izvi ropafadzo uye mabhonasi iyo bhizinesi rekadhi rechikwereti rinouya naro rinoita kuti zvive zvakakosha kuti iwe uite.
US Bank Business Edge World Elite Master Card
Iri rimwe kadhi rechikwereti iro rinokosha zvikuru kune ani zvake anomhanya bhizinesi duku remarudzi ose. Kunyange zvazvo isina bhonasi inopindira, inowana chikamu chemazana matatu emari mari kumashure kwegasi rose uye kushandiswa kwemasero kusvika kusvika $ 200 pamitambo. Kuwedzera pamusoro peizvi, hofisi yekutenga zvinotenga inowana 3 peresenti yemari shure zvakare. Kune rumwe rutivi, iwe unowanawo 1 muzana mari yakadzoka pane imwe dzose kutenga. Mune gore rimwe nerimwe, muchengeti wekadhi anowanawo 25 muzana yemari bonus kusvika kumas $ 250 uye izvi zvinoenderana nemwaka wemari mibayiro. Uyezve, bhengi hairipi chero APR chero ipi zvayo yekutenga kwemwedzi 9 yekutanga iwe unoshandisa kushandisa kadhi. Kungofanana nedzimwe mhando dzekadhi yemakadhi, APR inotanga kuchinja nenguva uye izvi zvinotarisana nechepamusoro yeKAP chidimbu mumusika.
Capital One Spark Miles yebhizimisi
Sebhizimisi shoma, iwe unongotanga kuda kadhi inokupa nhamba yakakwirira yebhonasi nemubairo. Apo iwe unyoresa uye unopedza mari inenge $ 3,000 mumwedzi mitatu yokutanga, iwe unowana zvisingadikanwi makumi maviri emabhonasi maira. Nekuda kwemari imwe neimwe yakashandiswa pakutenga , iwe unowana 1.5 mazana emabhonasi. Apo mamera akawana mari yakawanda, unogona kuvadzikinura nokuda kwekufambisa kwemafambisirwo emhepo. Uyezve, kadhi haina mari yegore negore uye haibvi nemari yekubhadhara kune dzimwe nyika kana mari yekubhadhara mari. Zvisinei, chero ipi zvayo yekubhadhara inokonzera chirango che $ 39.
Kune rumwe rutivi, hapana kutenga KAP muzana kwemwedzi mipfumbamwe yekutanga. Mushure mekunge nguva yenyasha yapfuura, mupikisi weKAP uchaiswa pakati pe13% ne21 muzana asi izvi zvinowanzoenderana nehuwandu huripo hunowanikwa mumusika.
Paunenge uchishanda bhizinesi duku , zviri pachena kuti chimwe chezvinhu zvaunoda kuvimbisa ndechokuti yako mari inodhura. Izvi zvichapa mukana wokukura bhizimisi rako sezvo mari zhinji inowanikwa ichasara mubhizinesi. Imwe nzira iyo munhu anogona kuita izvi ndeyekuvimbisa kuti iwe unoshandisa bhizinesi rechikwereti rebhizimisi rinokupa marudzi akasiyana emaropafadzo uye bhonasi.
Bhizinesi rakanaka rekadhi kadhi rinofanira kukwanisa kukupa mari mabhesi, mabhonasi ekufambisa uye rusununguko rwekushandisa kadhi rechikwereti. Makadhi akanyorwa apa ndevamwe vekutengesa mabhizimusi emakadhi emakambani maduku emabhizimisi pamusika waireva kukwanisa zvose zvido zvemukadzi webhizimisi. Saka, kana usina imwe yemakadhi akataurwa pamusoro apa, tora nguva yekutsvakurudza uye kushanda kune imwe nokukurumidza sezvinobvira.