Mitemo inokosha inoita kuti zvive nyore kuponesa Chitsauko 11 nyaya
Chitsauko 11 rudzi rwekubhadhara iyo inobvumira bhizinesi kuti irambe ichishanda apo inogadzirisa nyaya dzezvemari. Chitsauko 11 chinowanikwawo kune vanhu, asi kwete vanhu vakawanda vanozvishandisa nekuda kwekushanda kwakasimba kune gweta uye zvinodhura kune mutengi. Saizvozvowo kumabhizimisi. Ichokwadi kuti mabhizinesi mazhinji akashandisa Chitsauko 11 kuti abudirire kutendeuka mabasa, asi inoramba iri inonyangadza, inodhura, uye nguva inopedza sarudzo yemabhizimusi akawanda.
Mitemo nemirairo yakaoma, danho rose rinoratidzika rinoda kupiwa kwe "sangano rimwe nerimwe mukufarira," uye gweta rezvemitemo inofungisisa. Uyezve, munhu ane chikwereti anozviisa pasi pekutarisa kwakasimba nevane chikwereti, vagovana vavo, vaStrasti veUnited States, Bankruptcy Mutongi uye, kana kambani yacho yakakura zvakakwana, kunyange iyo nhau.
Nezvo izvi mupfungwa, vafambisi vekupedzisira iteration yemutemo wekushungurudza, Bankruptcy Abuse Prevention uye Consumer Protection Act muna 2005, vakaedza kuita kuti Draconian Chapter 11 iite zvishoma uye zvishoma kudhura kwezvinhu zviduku zvingadai zvichidzingwa kunze bhizinesi kana kuti muChitsauko 7 kuregererwa.
Kana bhizinesi iri roga rokutarisira, Chitsauko 13 chinogona kunge chiri mari yakawanda-yakasarudzwa. Verenga zvakawanda pamusoro peChitsauko 13 mabhizimusi mazano pano. Dzidza zvakawanda pamusoro pezvimwe zvikwereti zvekudarika zvemukadzi webhizimisi muBhizinisi Rangu iri Kukundikana .
Chii Chinonzi Bhizimisi Muduku ?
Muchengetedzi Wemabhizimisi Maduku pasi peBhangeruptcy Code anogona kuva weimba chete, sangano kana kubatana. Mukuwedzera, Mutengesi Wemabhizimisi Maduku ndomumwe uyo:
- inobatanidzwa mune zvebhizimisi kana mabhizimisi kunze kwekunge iwe pachako uinewo kana kuti uri kushandisa chaiyo chaiyo. (The Bankruptcy Code inewo mitemo inokosha yebhizimisi ine pfuma imwe chete yeimba yefa.)
- haabhadhara mari inopfuura $ 2,566,050 * mune chikwereti chisingatauriki, chakasvibiswa, chakachengetedzwa uye chisina kuchengetedzwa, asi chisingarenge chikwereti chipi nechipi chinofanira kubhadhara kune vemuviri kana kuti insiders.
- haana chekuita chikwereti chekambani. **
Kuti uwane tsanangudzo yakakwana, ona 11 USC Sec. 101 (51D).
* Mari iyi inogadzirisa mamwe makore matatu uye ichakwira musi waApril 1, 2019.
** Chitsauko 11 chinopa kugadzwa kwekomiti yevasingaverengeki chikwereti. Mune zviitiko zvakakura, komiti inotora kutarisa kune akakwereta mubhengi. Muzviitiko zviduku, vane chikwereti havawanzodi kutora mutoro kana vasingafariri. Komiti dzevamwe vane chikwereti, sevashandi, dzinowanzonziwo muChitsauko 11 madambudziko.
Kusiyanisa Pakati pe "Mudzvinyiriri Wemabhizimisi" uye "Nguva Dzose" Chitsauko 11 Mutengesi
Kunyanya, zvigadziro zvinoshandiswa kune zvinyorwa zviduku zvakagadzirirwa kurongedza basa uye kuita Chitsauko 11 zvisingadhuri.
Dhigirii weU.S. Kutarisa Pane Kuda Kutevedzeri Komiti Yokubhadhara: Nokuti hapana kune chikwereti chekwereti chinopa kutarisira kune akakwereta, izvo zvakasara kuMutongi weUnited States. Pedyo nekutangira kwenyaya yacho, munhu ane chikwereti anofanira kuenda "kumubvunzurudzo yekutanga" apo UST ichaongorora hutano hwomutengi, kudzidza chirongwa chebhizimisi, uye kuenderera mberi kune zvaanenge akwereta muChitsauko 11.
Izvo zvinosanganisira kusungiridza zvirevo zvakanyanyisa, kazhinji pamwedzi wega wega, weDhetor's financial activity, kusanganisira mari uye mari. Iko UST inoshandisa mitsara iyi kuti ione mafambiro uye matambudziko angaita kuti kubudirira kugumise kunetseka.
Zvimwe "Zvisingabatanidzi" Nguva Yokuisa Purogiramu Yokugadzirisa Zvokugadziriswa: Mukutsinhanisa, munhu ane chikwereti haafaniri kunetseka zvakanyanya pamusoro pemarikiti inopesana nebasa rebhizimisi, kunyanya sezvo rinotaura nezverongwa hwekugadzirisazve urongwa. Chinangwa chechikamu chakakura Chitsauko 11 ndechekubudirira kwekugadzirisa hurongwa hwekugadzirisa zvakare. Muchitsauko 11 chakashata, vatengesi vanokwanisa kuronga zvirongwa sezvinongoita mutero. Mune mabhizimisi maduku, munhu ane chikwereti ane imwe nzvimbo yekufema vasati vabhadhara chikwereti. Iyo "nguva yekutarisa" inotora mazuva 180 uye inogona kuwedzerwa kusvika mumazuva 300.
Izvi zvinobatsirawo kutamisa nyaya yacho nekukurumidza kupfuura inowanzoitika mune imwe nyaya yakakura Chitsauko 11. Chimwe chiitiko chinodhura chinowanzoshandura kune imwe nyaya inodhura.
Hapana Kuzivisa Nyaya (NeKubvumirwa Kwebhuku): Mune bhizimisi duku, dare rekubhadhara rinogonawo kurega zvinoda kuti munhu ane chikwereti aise chirevo chekuzivisa uye anozvibvumidza pamberi pedare risati raita chirongwa chekugadzirisa zvakare. Dare rekuzarura rinofananidzwa nefambisi yematoro uye inosanganisira mashoko ose kune chikwereti angave achida kuita chisarudzo chakanaka pakuvhota kana kupikisa chirongwa chekugadzirisa zvakare chirongwa. Kutaura kwekutaura kunofanirwa kugamuchirwa nedare, uye kazhinji kunotungamirira kuhondo dzinodhura dzakakura pakati pevakweretesi nemamwe mapato uye ane chikwereti.
Tarisa peji ino kuitira kuti dzimwe hukama huendese kune zvinyorwa zvinobatsira vadzidzisi vemadiki vanofunga nezvekudarika: Bankruptcy for Small Business.