Paunenge uchizvipira, unobhadhara kuziva izvo zvakabviswa
Urongwa uhwu hwekuzvitsaurira basa hunosanganisira tsanangudzo pfupi uye maitiro avanowana. Zvisinei, chinangwa chacho hachisi kupa pachena asi kuti kukubatsire kuona kubviswa kwebasa rekushanda mumabasa ezuva nezuva rebhizimisi.
Kuti uwane mirairo yakajeka uye mamiriro ekugadziriswa kwebasa rako, bvunza nyanzvi yemitero kana IRS zvinyorwa.
1. Hafu yeTe Self-Employment Tax
Paunenge uchishanda, waunoshandira anopa hafu ye Medicare yako uye Social Security mitero, uye iwe unobhadhara imwe hafu pamitero yemitero. Paunenge uchizvishanda, iwe unofanira kuripa zvose, kuburikidza nemutero wekushanda. Zvisinei, sevako iwe pachako, iwe unofanirwa kubvisa hafu yaro.
Kudzingwa kana kwete, kunyange zvakadaro, mutero wekuzvitsvaga unogona kuva mari yakawanda kune kambani yepamusoro. Kuziva kuti mutero wekushanda unorehwa unokosha sei kana uchifunga nezvebasa rinopesana nekugadziriswa. Uyewo, rangarira kuti kukwidziridzwa kweChechi C kunoderedza mari yako yebhizimisi mari uye naizvozvo mutero wekuzvitsvaga iwewo.
Kuti uverenge mutero wekuzvitsvaga, shandisa Fomu SE , asi inobhadharwa uye hafu yakabviswa pane 1040 yako.
2. Kushandisa Imba Yako Yeimba
Kutora hofisi yepaimba kunogona kuva kukakosha kunobviswa kwebasa, asi pane mitemo yakawanda ye IRS maererano nekuderedzwa uku.
Nenzira yakawanda, mari yakabhadharwa ehofisi yeimba inofanirwa nekushandiswa kwehofisi yako yeimba - kwete imhizha muhofisi - uye yakabviswa zvishoma zvichienderana nenhamba yezvimbo iyo ofisi inotora mukati memba uye mari yehomwe yawana ikoko . Kuti uverenge kuderedzwa kwekushandisa kwehofisi yako yeimba, shandisa Fomu 8829.
Mari yakabhadharwa yakabva yangopinda paIndaneti C.
3. Kutenga uye Imba Inotarisirwa
Kana iwe ukakodha nzvimbo yehofisi kana zvivako zvako zvaunoshandisa mubhizimusi rako, kukwereta uye kutora chikwereti kunowanikwa kubva paChechi C. Zvisinei, kubviswa kwebasa iri kunongopera nzvimbo kunze kweimba yako. Dzimba dzekubhadhara mahofisi ehurumende uye mari yekubhadhara mari, sezvakataurwa pamusoro apa, inongodzingwa zvishoma uye inoratidzwa paFomu 8829.
4. Zvishandiso, Indaneti, uye Phones Mari
Kana iwe uine kana kuti iwe uchitsvaga nzvimbo yehofisi kunze kwemusha wako, zvishandiso zvakabviswa zvakakwana paChechi C. Zvakare kune mahofisi emisha, izvi zvinowanzofungidzirwa kuti hazvibhadharwi uye hazvikwanisi kubviswa. Zvishandiso zvinogona kusanganisira gesi, magetsi, nekuchengetedzwa kwenyika.
Mafoni anoshandiswa pamabhizimisi ndezvokwadi zvakagadzirirwa kuzvishanda. Izvi zvinosanganisira mafoni ekushandisa kwebhizimisi uye mitsara yechipiri yefoni muhofisi yako yeimba. Zvisinei, iwe haugoni kubvisa mari yepamusoro yemutsara wefoni yako, kunyange iwe unogona kutora mari yebhizimisi difoni yakaitwa pairi. Izvi zvinodonhedzwa pane Purogiramu C.
5. Zvigadzirwa
Zvinhu zvaunoshandisa pakushanda bhizinesi rako zvinodhevedzwa pamiganhu yakasiyana-siyana yeChechi C. Zvivako zvinoshandiswa zvehofisi se toner, mapepa, mavuputiki, nezvimwewo, zvinotorwa muChikamu II cheChechi C.
(Zvishandiso, zvakadai semakombiyuta, makamera, printers, calculators, nezvimwewo, zvakabviswa zvakasiyana.) Iva nechokwadi chekuti zvinhu izvi zvive zvakasiyana kubva kune zvaunazvo pachako uye uchengetedze risiti yako yakarongeka.
Aya marudzi ezvimwe zviwanikwa anotorwa kubva pane zvishandiso zvaunoshandisa kana bhizinesi rako riri iro rinoita uye rinotengesa zvinhu. Ona Chikamu Chechitatu cheChechi C yekudhura mari yezvinhu zvakasikwa uye zvekutengesa.
6. Zvishandiso
Zvishandiso zveHofisi, zvishandiso, kana magetsi zvakaderedzwa paNzira 13 yeChechi C, kana kuti "Kuderera uye Chikamu 179". Kutanga, shandisa Fomu 4562 kuti uone kuora kwacho. Iyi ndiyo fomu yaunoshandisa kana iwe uri kuderedza mishonga kwemakore akawanda kana mugore rimwe chete uchishandisa chikamu chechikamu 179.
7. Kugadzirisa uye Kugadzirisa
Izvi zvinosanganisira mari yekugadzirisa chaiyo pamwe chete nemashandiro ebasa yezvigadzirwa zvebhizimisi nehofisi yako.
Izvi zvinotorwa paChechi C. Rangarirai kunyange, kana iwe ukaita basa iwe pachako kugadziriswa, haugoni kubvisa mari yebasa - zvinhu chete. Kubviswa kwehofisi yeimba kunowanikwa paFomu 8829. Kana kugadziriswa kuchiitwa kune imwe chikamu cheimba yako chinosangana nehofisi yako yekumba (kureva, chivako), zvinogona kunge zvisina mari yakatarwa uye inongodzingwa zvishoma.
8. Kurega Plans
Paunenge uchishanda, zvipo (mukati memiganhu yakagadziriswa) kumapurogiramu epambani yekubvisa mari inoderedza mari yako inobhadhara pane 1040 yako, kunyange kana iwe usingaiti zvakakonzerwa. Izvozvo ndezvechokwadi kune vanozvishandira. Iwe unogona kugadzirisa mabhuku ezvokurega mari (IRA), akadai se SEP kana SIMPLE IRAs, iwe pachako uye / kana vashandi. Kana iwe ukagadzirisa hurongwa hutsva hwokurega basa kune vashandi, unogona kukodzera kubhadhara mutero kwemakore matatu ekutanga. Iwe pachako (asi kwete vashandi vako), iwe ungashandisa tsika yeIRA yekupa michero.
9. Zvikwereti zveUnited Health Health Premium
Kuti uregere mari yemishonga yemishonga yemishonga yehutano yehutano iwe pachako nemhuri yako, unofanirwa kuva nekambani yekuwana purogiramu yako Purogiramu C, uye iwe haufaniri kukodzera kugoverwa pane imwe hurongwa (semuenzaniso, urongwa hwevakaroorana vako). Mimwe mitemo yekushandiswa kwehutano yehutano inoshandiswa inoshanda zvakare. Izvi zvakatorwa pane 1040 yako.
Mamwe Inishuwarenzi
Izvi zvinosanganisira mabhizimusi, pfuma, mhaka, kusagadzikana, kushanda kwemashandi inshuwarisi, nezvimwewo. Kana uine hofisi yeimba , chikamu cheimba yako yveshuwarenzi inotsvairwa sechinhu chisina kukodzera mari paFomu 8829. Kana ukashandisa motokari yako yebhizimisi, iwe inogona kutora chikamu chemotokari yemotokari, kana iwe uri kuongorora chaiyo mari pane kutora mileage yakaenzana. Izvi zvinotorwa paChechi C, kunze kweimba yeimba inishuwarenzi, iyo yakaverengwa paFomu 8829 sezvataurwa pamusoro apa.
11. Mibairo yevashandirwi neZvibatsiro uye / kana Mishandiro kune Vanonamatira
Iwe unogona kutora mari yebasa kubva kuvakonji vanozvimiririra uye vashandi paChechi C. Zvisinei, kubviswa kwebasa iri pamiriri yakasiyana: basa rechibvumirano (Mutsara 11) uye mihoro uye mibairo (mutsetse 26). Kana iwe uchipa rubatsiro kune vashandi vako, vakadai sehutano inshuwarisi uye inshuwarisi yehupenyu, idzi dzinotorwawo. Yeuka kunyange zvikwereti zvako zvemari yveshuwarensi yehutano zvakabviswa zvakasiyana, sezvataurwa pamusoro apa.
12. Mitero
Sezvo iwe unogona kutora chikwereti chako chikamu cheMedare uye Social Security iwe pachako, unogona kutora mitero kune vashandi vako. Zvisinei, kusiyana nemitero yako, mitero yevashandi yomutero inodhindwa pane Purogiramu C. Uyezve unogona kutora mutero wekutengesa unobhadharwa semutengesi wezvigadzirwa, kusabhadhara mitero, uye mari yezvikwereti nemakiti. Imitero yemitero pa real estate inoshandiswa chete nekuda kwebhizimisi inotsvaga. Mutero wepaimba pamusha waunofanirwa nehofisi yeimba yakakodzera kunodzingwa zvishoma.
13. Kufarira
Kungofanana nekutora chikwereti chekuvakwa kwemaimba inoshandiswa kwebhizimisi kunotsvitswa, mamwe marudzi evanhu vanofarira vanobviswa pamwe chete. Izvi zvinosanganisira mari yekubhadhara mari uye chikwereti chekwereti. Zvisinei, kuverenga kufarira iyi zviri nani kuti uve nemakadhi ekukweretesa emari yebhizimisi rako. Izvi zvinodhindwa pane Purogiramu C.
14. Kuzivisa, Kukurudzira, Dues, uye Zvinyorwa
Izvi zvinogona kusanganisira mari yekutsvaga, mawebsite, mabhizinesi ebhizinesi, mabhurocha, mailings, nhengo dzebhizimisi sangano, nyanzvi yemabhuku ekunyora. Izvo zvinodhehwa pamiganhu yakasiyana yeChechi C.
15. Kufambisa Bhizimisi
IRS inotsanangura mari yekufambisa kwebhizimisi se "mari yakawanda uye inodiwa yekufamba kubva kumba kubhizimisi rako, basa, kana basa." Chinangwa cherwendo rwacho chinofanira kuva chekuita bhizinesi kwete wega. Uye mari yemhuri inofamba nayo haifaniri kubviswa. Deductible kufamba mari kunogona kusanganisira kutakura, motokari, pokugara, kudya uye zvimwe zvinodhura. Cherechedza kuti vashandi vanoshandisa Fomu 2106 kurondedzera mari dzekufamba kwebhizimisi; zvisinei, vanhu vanozvishanda vanozvitsanangurira paChechi C.
16. Zvokudya nezvokuvaraidza
Zvokudya uye varaidzo yebhizimisi mari inowanzowanikwa 50%. Izvi zvinosanganisira kusanganisa mutengi munharaunda yako kana kudya kana uchifamba mubhizinesi.
17. Kufambisa uye Kudhura Kwemotokari
Kuendesa mari hazvibvumi; zvisinei, kana hofisi yako yekumba ndiyo nzvimbo yako yepamusoro yekushanda kune dzimwe nzvimbo nzvimbo yaunoshandisa bhizimisi inogona kubviswa. Paunenge uchidhura mari yemari (Purogiramu C, Mutsara 9) unogona kutora maitiro akaenzana emadhora kana iwe unogona kuverenga chaiyo mari uye kuderedza uye kuwedzera iyo kuburikidza nekushandisa kwebhizimisi yako muzana. Chero nzira iyo unoda kuchengetedza zvinyorwa zvakarurama zvebhizimisi rako rekushandisa motokari. Mari yemotokari nemari inoshambadzirwa yakawedzerwa kune aya mazita asati aiswa muNhamba 9. Zvichienderana nemamiriro ako ezvinhu ungada kuisa Fomu 4562.
18. Zvemhizha Zvemabasa
Mitero yepamutemo uye mitero yekugadzirisa mari yebhizimisi yako inodonhedzwa pane Purogiramu C. Zvisinei, mari yekubhadhara mari yako yemari yakagadzirirwa haina kuderedzwa, saka saiti yako inofanirwa kubhadhara mari yake.
19. Zvikwereti Zvakaipa Zvebhizimisi
Kuti ugone kubvisa chikwereti chakaipa chebhizimisi (iyo inotangira pakushanda bhizinesi rako), unofanira kunge uri kushandisa nzira yekuverengera yekuwedzera, zvinoreva kuti iwe unoratidzira mari yako sezvaunowana usina kubhadhara. Nemhaka yokuti makambani akawanda maduku, makambani ekuzvimiririra uye vanozvimirira vanoshandisa mari yekugadzirisa mari, iyi haisi iyo inowanzopedza kubhadhara basa - asi inobatsira kuziva. Mhosva dzakashata dzinodhindwa muChikamu V cheChechi C.