Nzira yekuti veterans vanogona kuwana sei kubhadhara zvikwereti zviduku zvebhizimisi
Vazhinji vehondo vemauto vane izvo zvinotora kuti zviitwe munyika yevasiki nekuda kwehutano uye kuzvipira kunokurudzirwa nekushanda muchiuto. Basa rehondo rinovabatsira kuti vawedzere kuzvivimba, hutungamiri hutano, kusarudza uye kutora matambudziko muupenyu. Mushure mokurega basa, veterans vakawanda vanosarudza kupinda mukutengesa maitiro senzira yekuvandudza unyanzvi hwavo huripo panguva yebasa ravo kumauto.
Vazhinji vemauto vemauto veUnited States vanokwanisa kuwana zvikwereti zviduku zvebhizimisi sevamwe vadziri vemabhizimisi maduku. Sangano reUnited States reBusiness Small (SBA) rakagadzirisa zvirongwa zvakakosha kune veterans. I-SBA inoshanda pamwe chete pamwe chete nedzimwe nzvimbo dzakasiyana-siyana dzezvebhizimisi dzinoenda kune dzimwe nzvimbo kuti dzirudzire uye dzigadzirise pfungwa ipi zvayo yebhizimusi kubva kumaketani. Dzimwe dzeVeteran business outreach centers dzinosanganisira Veteran First Launch Initiative uye VetNet neGoogle pakati pevamwe vakawanda.
Zvisinei, nguva dzose zvinonetsa zvikuru kune veterans kuti vawane zvikwereti zviduku zvebhizimisi nekuda kwechikwereti chakasimba uye zvinyorwa zvinoda. Asi neSBA, zvakadaro, chero munhu ane simba angakwanise kuwana mari yechikwereti chebhizimisi kubva kuSBA mabasa sechigadziro kana chero vet inopera mukubhadhara chikwereti. Izvi zvakaita kuti zvive nyore kwazvo kumabhanki nemamwe makambani akawanda ezvikwereti kupa zvikwereti kune avo vakasiya mari kubva kuhondo nekuda kwehutano hwakachengetedzwa neBusiness Business Administration.
Kana iwe ukakumbira chikwereti chiduku chebhizimisi pabhangi, bhanhire rinokurumidza kuongorora chikumbiro chako maererano nemirayiridzo inopiwa neSBA uye kana ukakodzera, chikwereti chinopiwa neSBA chichapiwa kwauri munguva pfupi. Pasi pane kutarisa nekukurumidza zvikwereti zvakasiyana zvebhizimisi zveSBA kune veterans uye zvikwereti zvavanoda .
7 (a) Chirongwa cheHurumende Chirongwa: Ichi ndicho chikwama chekwereti chinotanga kutanga kana kuti pane kuwedzera bhizinesi duku. Iyo yakawanda yemari yemari yawanikwa kune chero veteran ndeye $ 5 mamiriyoni. Kuti upiwe chikwereti ichi, unofanira kupa 10% yebhizimisi 'guru. Kana pane rimwe bhizinesi riripo, unofanirwa kupa zvikwereti zvemari zvinoratidza bhizinesi rinobudirira, ndeyekuwana purofiti, rine maitirwo akakodzera uye hauna kukanganisa mitero. SBA 7 (a) zvikwereti zvinoparidzirwa muCAPLines program loan, Advantage Loans, Rural Business loans, Community Advantage zvikwereti uye SBA Export Loan Programs pakati pevamwe vakawanda.
Microloan Program: Ichi ndicho chimwe chikwereti chechikwereti chinopiwa neSBA. Iyi chikwereti inowanzoreva kuti nguva pfupi inoshandiswa sekutenga zvinhu, makombiyuta, firimu uye kutakura. Iyo yakawanda iyo yakawanda iyo ipi zvayo inogona kupiwa ndeye $ 50,000. Zvinofanira kuonekwa kuti rudzi urwu rwechikwereti harugoni kushandiswa nokuda kwezvinangwa zvisingafananidzi zvakadai sokubhadhara chikwereti chiripo kana kutenga zvinhu. Nguva yakanyanya kubhadharwa kwechikwereti ichi makore matanhatu.
Real Estate uye Zvishandiso Mari: Iri ndiro rudzi rwechikwereti chinorehwa kubhadhara mari yakawanda yakasimwa semidziyo. Kuti uwane chikwereti chechikwereti ichi, vese vekare vanofanira kuva nekambani inobhadhara uye iwe haufaniri kushanda chikwereti kubva kune imwe nzvimbo inowanikwa pamwe chete ine hurongwa hwakanaka hwebhizimisi runyorwa.
Mitengo Yenjodzi : SBA inopa zvikwereti kune veterans kana nzvimbo yavo ichiparadzwa nenjodzi dzakadai sedutu. Kuti ukwanise kubhadhara chikwereti ichi, unofanira kunge uripo kana kuti panzvimbo yako yako inofanira kunge iri panzvimbo inotaridzwa nenjodzi. Kune marudzi maviri ezvikwereti zvinokonzerwa nezvikwereti zvinokonzerwa nenjodzi uye mari inokonzera njodzi zvikwereti. Zvakare zvinofanira kushandiswa kugadzirisa zvinhu zvakakanganisika semakemikari, zvishandiso, fenicha uye zvigadzirwa. Uyezve, chero munhu wekare anokodzera kupiwa 20% kuwedzera kwechikwereti pamusoro pehuwandu hwekuparadzwa kwemajodzi kuitira kuti dzidzivirire chivako chitsva pamusoro penjodzi dzinouya mune imwechete.
Kazhinji, chero mupi wezvombo zvehondo anogona kuwana mahwendero ari pamusoro apa emari yakabva kune vakasiyana-siyana vanokweretesa. Kune nhamba yakanaka yevakweretesi muUnited States mumatunhu ose kupa zvipo zvose zvezvikwereti kune chero munhu anofarira zvehondo.
Zvisinei, zvakanaka kuziva kuti kune chikwereti chimwe nechimwe, veteran mumwe nomumwe anofanira kuita zvose zvinotarisirwa neSBA.