Muenzaniso
Bheti pachake Bheti Baubles, nguo yezvishongo zvishongo. Akangobva kudzidza kuti kambani yake yakasungwa!
Murevereri ndiye aimbova mushandi anonzi Tiffany. Tiffany akaonekwa pachitoro chaBheti gore rakapfuura. Akati aida kudzidza bhizinesi rekutengesa, uye aida kushanda muchitoro cheBhete kuti awane ruzivo. Beth akabvuma. Akabvumira Tiffany kushanda kwemazuva maviri kana maviri, mwedzi, kuchengeta mashefu, kuverenga kuverenga uye kuita mamwe mabasa asinganzwisisiki.
Mwedzi miviri yakapfuura, Tiffany akanga achibatsira Beth kufamba mamwe mabhokisi paakawira ndokumukuvadza. Sezvo Tiffany akanga ari mushandi wekuzvidzivirira panzvimbo pane mushandi wenguva dzose, akanga asina kuvharwa pasi pebasa rekuchengeta mari yevashandi. Tiffany haaine inshuwarisi yehutano uye akabatanidza mari yakawanda yemari nekuda kwekukuvara kwake. Ari kutsvaga $ 50,000 mukukuvadza kuripo kubva kuBet's Baubles!
Mitemo Haifaniri Kuvhara Munhu wese
Kunyange zvazvo mitemo yevashandi vehurumende yemitemo inoshanda kune vakawanda vevanhu vakashanda, havafukidze munhu wose. Mitemo yakawanda ine zvisizvo.
Vakawanda havasi kushandira vatengesi vanozvimirira , vashandi vekumba, varimi uye vashandi vekurima, uye vanhu vanoshandiswa pamusana pemazuva kana mumwaka. Mimwe mitemo inosanganisirawo vatyairi vematekisi, nhengo dzevafundisi, vamwe vatengesi, vashandi vezvitima, uye vatenzi kana vashandi vezvikepe. (Motokari uye vashandi vemagetsi vanovharwa pasi pemitemo yezvematongerwo enyika.) Mitemo inokosha inogona kushanda kune vashandi vanobhadhara .
Nyika dzakawanda dzinoda mabhizinesi kutenga vatengi vashandi mari yekuvhara kana vakashandisa kunyange mumwe mushandi. Zvisinei, mamwe maitiro anobvumira mabhizinesi kuti atange kufambisa izvi kana achishandisa zvishoma pane imwe nhamba yevashandi (yakadai se2, 3 kana 4).
Voluntary Compensation
Muchiitiko chakaitika, Bheti akanga asingadi kutenga vashandi kubhadhara mari yeTiffany nokuti Tiffany akanga ari mushandi wekusagadzikana. Kunyange zvakadaro, Beth angadai atenga ichi chinyorwa chokuzvidira. Aigona kunge akakumbira bhizimisi rake kuti awedzere kupiwa kwekuzvipira kwekuzvipira kumushandi wekambani yekubhadhara vashandi.
Kuzvipira Kuzvipira Kuzvipira kunopa vashandi mari yekubhadhara kune vashandi vangave vasina kukodzera kubvuma izvi. Sei uchida kushandisa mari painishuwarenzi iwe haunofaniri kupa?
Kuzvipira Kwekuzvipira Kugoverwa kunogona kukanganisa mitemo nekukuvadzwa nevashandi. Tiffany akatsigira Beth's Baubles nokuti aida rubatsiro kubhadhara mabhizimisi ekurapa. Dai Bheti aida kupa vashandi mari yekubhadhara, Tiffany angave asina chikonzero chokupomera kambani yaBet. Uyezve, zvipo zvekuzvidira ibasa rekunaka. Nokupa zvikomborero izvi, Beth angadai akaratidza kuti aitarisira Tiffany uye ainetseka nezvehupenyu hwake.
Inovhara Vashandi chete
Kuti uwane ruzivo rwekugoverwa pasi peKubvumira Kwekubhadhara Kwekubhadhara, mushandi anofanira kunge ari mushandi sezvo iyo nguva inotsanangurwa nemutemo wevashandi vemunyika yenyu. Munyika dzakawanda, vashandi vanozvipira havakwanisi kuva vashandi, saka havakwanisi kuvharwa pasi pekuzvipira kwekuzvipira. Sezvakataurwa kare, makambani ezvimiririra haafaniri kuonekwa sevashandi. Nokudaro, havakwanise kuvharwa pasi peKubvumira Kwekubhadhara Kwekubhadhara kana.
Akafukidzwa Kukuvara
Kukuvadzwa kunowanikwa pasi peKupira Kwekuzvipira kunenge kwakangofanana kune iyo yakafukidzirwa pasi pemutemo we NCCI mushandi wekubhadhara. Kuvimbiswa kunovhara kukuvadzwa kwemuviri nekukanganisa kana kukuvara mumuviri nechirwere (kusanganisira kufa). Nokuda kwekukuvadza kuvharwa, inofanira:
- Ichengetedzwa nemushandi akabatanidzwa muboka revashandi vanorondedzerwa muchirongwa chekubvumira. Semuenzaniso, kubvumirwa kunogona kuvhara "vashandi vashoma" kana vashandi vemapurazi. "
- Simuka uye munguva yekushanda yakakosha kana kuti zvingaita kuti ushande mune imwe nyika yakanyorwa mune purogiramu yekuendesa. Nzvimbo chaiyo iyo vashandi vanoshandiswa nayo inofanira kunyorwa mukunyorera.
- Kuitika panguva yehurongwa uye kuitika muUnited States, nharaunda dzayo kana zvinhu, kana kuti Canada. Ikukuvara kunogona kuitika kune imwe nzvimbo (yakadai kune imwe nyika) kana mushandi uyu ari muUnited States kana muCanada kwenguva pfupi kubva panzvimbo idzodzo (paurwendo rwebhizimisi).
Chirwere chebasa chinovharwa bedzi kana chichikonzerwa kana kuwedzerwa nemamiriro ekushanda kwako. Somuenzaniso, fungidzira vashandi vashandi se asbestosis. Chirwere chebasa chinofukidzwa nemutemo wako chete kana basa rako romushandi richikonzera chirwere ichi kana kuti chichiita kuti chiwedzere.
Makomborero Anopiwa
Kuzvipira Kuzvipira Kuzvipira kunopa zvipo zvakafanana izvo zvingadai zvakapiwa kana vashandi vaizviisa pasi pemutemo wekubhadhara vashandi vehurumende. Somuenzaniso, kana "New York" yakarongerwa mubvumirano, vashandi vachawana maitiro anowanzopiwa neNew York's workers compensation law.
Kubvumirana hakupi nekugoverwa kwevashandi avo vakafukidzwa nemutemo wevashandi. Vashandi vanozviisa pasi pemutemo havadi kugoverwa nekuzvidira. Kuvimbiswa kunobvisawo chero kukuvara kupi zvako kunoita kumushandi nemaune.
Kusunungurwa kweMhosva
Sezvo mamiriro ekugamuchira zvikwereti, mushandi anofanira kukusunungura iwe neye inshuwarisi yemutoro wose wekukuvara kana kufa. Mune mamwe mazwi, mushandi haagoni kugamuchira zvikwereti zvekukuvadza, uye ozoisa mhosva kune iwe kana mubhadhari wekukuvara kumwechete. Mushandi anofanirawo kutumira kune inshuwarisi kodzero dzake dzekudzivirira kune ani zvake ane mhosva yekukuvara.
Vashandi Chekuita
Pakupedzisira, kuvhota Kwekuzvipira Kwekuzvipira kunoita kuti vashandi vabhadharwe . Izvi zvinokuchengetedza iwe kana mushandi achirasika vashandi zvikwereti zvekubhadhara, uye anokukumbirai kune zvinokanganisa panzvimbo.