Bhuku reMutengi weKweretheni rinogona kukuchengetedza Mari
Dambudziko Nokusava Kuita Chikwereti Checks
Maererano neDunn & Bradstreet, kukwereta kwekwereti kunodhura mabhizimisi emadhora emadhora pagore.
Mabhizimisi maduku anogona kunyanya kuomerwa - kutengeswa kwechimwe chinhu chinodhura chemidziyo kana vhiki kana mwedzi yehupi hupi hupi hupi hupi hupi hupi hupi hupi hupi hupi hupi hupi hupi hupi hunopiwa kune mutengi uyo asingakwanisi kuripa hunogona kuparadza mari kune mudiki webhizimisi. Vanogadzirisa uye mabhizimisi maduku kazhinji havazivi kuti vashandi vavo vari mumatambudziko emari kusvikira vaona kuti muchengeti anenge apera.
Vazhinji vadzimai vebhizimisi vanoita zvekutenda, sezvazvakaita, vachiita cheko chekubhadhara chikwereti kuburikidza nekukumbira mutengi zvinyorwa. Iyi ndiyo nzira yakaisvonaka munyika yakanaka iyo munhu wese akatendeseka. Dai taigara ikoko, hatidi kuti tishandise chikwereti chekiki panzvimbo yekutanga.
Dambudziko rekushandisa zvinyorwa sechikwereti chekuongorora ndeyekuti vatengi vane blemished chikwereti zvinyorwa vanozivikanwa nehutano uye zvechokwadi vakanyatsosarudza tsanangudzo dzavo kuitira kuti muwane peji yakarongedzwa yemakero avo emari kana iwe uchibvunza.
Kana iwe uine hanya nekutambanudzira chikwereti kune mutengi kana kambani, shandisa mari mumushumo wechikwereti. Mushumo wechikwereti uchakupa iwe ruzivo rwaunoda kuti uite chisarudzo chekuti kana kwete kukwereta chikwereti.
Chikwereti chechikwereti chinosanganisira kudhindwa kwekodha yekodha yemunhu, bankruptcy marekodhi, chero mhosva dzemhosva, zvikwereti nematare edzimhosva zvinopikisana nekambani, uye nengozi yehuwandu iyo inofanirwa kuti ingangove yakabhadharwa sei-iyo mashoko ose aunoda kuti uite chisarudzo chakanaka pamusoro kana kwete kuwedzera chikwereti.
Gamuchira Chibvumirano Kubva kuMutengi Usati Wambomira Munhu Wokutenga Check
Nomutemo unoda kuwana mvumo nekunyora kubva kune mutengi usati waita chitupa chako chekubhadhara. Mutengi anoramba kupa mvumo inowanzove yakaipa yekwerekiti.
Bhizimisi vs Bhizimusi Rako
Bhizimisi rebhizimisi rakasiyana nekodzero yemunhu, naizvozvo kana mutengi wako ari rimwe bhizinesi iwe uchada bhizinesi rekwereti yemari panzvimbo yeunhu iwe pachako kunze kwekuti mutengi ari weimba chete . Kusiyana nechikwereti chemunhu, bhizinesi rekwereti yebhizimisi iri pachena uye rinogona kuwanikwa pamari yekubva kune chikwereti chekwereti.
Ndeupi Mashoko Anowanikwa Mukudhinda Musoro?
- Kuziva ruzivo - mumushumo wega wega izvi zvinosanganisira zita, adresi, nhamba yezvokuchengetedzwa kwevanhu, zuva rokuberekwa, mushandi, nezvimwewo. Bhizimisi rekwereti yebhizimisi rinoshandisa IRS nhamba yeodhi yevashandi kuti izivikanwe.
- Chikwereti nhoroondo - mabhidhibha ebhengi, auto loan, mortgages. Inosanganisira zvikwereti zvekwereti, zviyero zvakakosha, nhoroondo yekubhadhara, nezvimwewo.
- Chikwereti Rating uye Chikwereti Chikwereti uye kusvika kune chikwereti chezvikwereti zvinokwana 5 ( VantageScore® 3.0 chikwereti chikamu mabheji )
- Zvinyorwa zvevanhu pazvikwereti zvakawandisa, kusanganisira kubhadharisa, foreclosures, suits, zvivako, nezvimwe kubva kumabato ekuunganidza uye mapurisa enyika / mapurovhinzi / masuwa
- Chikwereti Inobvunzwa ( makore maviri apfuura ) kubva kune vateresi, makadhi ekubhadhara chikwereti uye zvikwereti zvemunhu
Nzira Yokuwana Nayo Chikwereti Chikwata kuUnited States uye Canada
Unowana sei mushumo wechikwereti pane mumwe mutengi? MuUnited States neCanada, unoshandisa chikwereti chekwereti, sangano rinomirira iro rinopa ruzivo pamusoro pekodzero yemunhu kana yekambani. Kune zvakawanda zvikwereti zvekwereti, iyo huru kudarika Dun & Bradstreet, Equifax, Experian, uye TransUnion.
Mitero yakasiyana-siyana zvichienderana nemashoko anodiwa - bhizimusi rekwereti rebhizimisi rinogona kusanganisira zvimwe zvakadai seChris Risk Scores neBusiness Failure Risk Scores. Zvimwe zvinhu zvakadai sezvishandiso zvekudzivirira zvekubiridzira zvinowanzogoverwa nemahofisi makuru.
Mune dzimwe nguva, iwe unoda kuva nhengo yekwereti yekwereti isati yasvika iwe unogona kuwana zvese zvebasa nokuti zvikwereti zvekwereti kune vamwe vanhu kana mabhizimisi hazviwanikwi kune chero ani zvake.
Kana uchinge wava nhengo kana kubhadhara yehofisi, iwe uchakwanisa kuwana mari yemarikiti paIndaneti, kunyange iwe unogonawo kuvatumira nemeyili kana fax kana uchida.
Inowanikwa Mari Dhepfenyuro Nguva Dzakarurama Here?
Zvinosuruvarisa, zvikwereti zvekwereti hazvivimbiswi kuti zvakanyatsokodzera - kune mazana emamiriyoni ezvinyorwa uye zvikanganiso zvakataurwa zvinowanikwa - dzimwe nyanzvi dzinofungidzira kuti kune zvikanganiso mu 10 kusvika ku 33 muzana emafaira echikwereti.
Kuramba Chikwereti kuMutengi
Kana chikwereti chekwereti chinodzoka chakaipa iwe unofanira kutumira chinyorwa chakanaka kune mutengi achivaudza kuti haugone kuwedzera chikwereti panguva ino. Izvi zvinofanira kuitika nekuchenjerera sezvinobvira kudzivisa kukanganisa. Nyaya yacho inofanira kureva nei chikumbiro chechikwereti chakarambidzwa, tenda mutengi, uye kupa mhinduro dzakadai sekubhadhara mari.
Ita Chikwereti Checheche Chiito
Kubvuma chete kuwanda kwengozi yaunofara nayo ndeye nzira yakanaka yekufamba muupenyu. Kushandisa zvikwereti zvekwereti kuita chikwereti chekuongorora kune vatengi kunogona kuva hutsva hwakanaka zvose maererano nemari yako uye iwe rugare rwepfungwa.
Kana uchida zvimwe zvakawanda pamusoro pemari yakanaka yekufambisa kwemari ona: