Zvikwereti zviduku zvebhizimisi kubatsira veterans fund mabhizinesi
VA zvikwereti, kana SBA 7 (a), SBA Express uye Military Reservist Economic Injury Disaster (MREIDL) Mari, inowanikwa zvikwereti zvinowanikwa muBusiness Business Administration (SBA) kuva veterans kana varwi kana madzimai avo kana chirikadzi dziri kuenda kuti vashumire mumauto kana kuti vakadzoka kubva mubasa ravo remauto.
Izvi zvikwereti hazvibvi kuna VA kana Veterans Administration. The Small Business Administration ine Office yeVeterans Affairs iyo inotarisira zvikwereti zvebhizimisi kune veterans. Aya mari haapiwe sezvipo . Izvo zvikwereti zvakazara zvinoda kubhadharwa, neine chido chekuda chibatanidzwa.
Mhando dzeVanengi veIndaneti Imari
I-SBA inopa zvitatu zveVRA zvikwereti. Kutanga, pane SBA Express Loan Initiative kune veterans. Iyi purogiramu yakazarurirwa kune vasiri veterans, asi SBA ine chirongwa cheVeteran's Advantage chirongwa chinosiya zvose zviri mberi mari yekuchengetedza mari yevarwi vemazana avo vanofanirwa kubhadhara chikwereti ichi. Veterans vanogona kukwereta kusvika ku $ 350,000.
Chechipiri, sBA 7 (a) chirongwa chekukweretesa chinopa $ 5 mamiriyoni mune mari, zvakare kune veterans nevasiri veterans. Zvisinei, chirongwa cheVeteran's Advantage chinoshandawo kune chikwereti ichi zvakare, kupa mari yepamusoro yekuchengetedza mari yezvikwereti zve $ 125,000 kana kudarika, uye 50 muzana kuderedzwa kwekuchengetedza mari yevheti dzinokwereta zvinopfuura $ 125,000.
I-SBA inopawo mazano nekudzidziswa kuenda pamwe chete nemari yaro uye mapurogiramu ave akabudirira zvikuru.
Rudzi rwechitatu rwechikwereti chemabhizimisi ndecheMREIDL kana kuti Military Reservist Economic Injury Disaster Loan. Iyi chikwereti inopa mari yekushandira kumabhizimisi angadai akazadzikisa zvisungo zvavo uye akapfuurira kugadzirisa zvavanosungirwa aive nemudzidzisi wavo mukuru asina kudanwa kuti anoshanda muchiuto.
Ndiani Anokodzera Kuda Aya Aya Mvumo?
Vose vanoshingaira vehondo, varwi vemauto, vashandi vekuchengetedzwa kwebasa uye avo vanowanzova vakaroorana kana chirikadzi vanokodzera mari iyi. Veterans vakagamuchira kusunungurwa kusinganzwisisi havakwanisi kubhadhara zvikwereti. Kana iwe uri mubasa rekushanda mukati memwedzi gumi nemaviri ekuparadzanisa kana kubvisa mari mukati memwedzi makumi maviri nemasere ekurega basa, unokwanisa kukodzera SBA Express Loan Program. Reservists uye National Guard vanofanirwawo saizvozvo.
Ndeapi Mabhizimisi Akakodzera Kubhadharwa Aya?
Bhizinesi rinofanira kunge riri 51 kubva muzana inowanikwa nemunhu akazvidzivirira zvekare maererano nechasarudzo. Zvizhinji zvebhizimisi zvinosangana nezvinodiwa zvinodiwa, chero bedzi kambani isiri piramidi chirongwa , kubheja bhizinesi kana kukweretesa bhizinesi. Uyezve, bhizinesi rinofanira kuva rebhizimisi rebasa. Zvisizvo hazvina kukodzera.
Chii Chinogona Kubhadhara Mari?
Imari yeSBA Express kana 7 (a) chikwereti inogona kushandiswa kune zvinangwa zvebhizimisi . Somuenzaniso, iwe unogona kuwedzera kushanda mari mubhizimusi rako, kuvhara kutanga-kukwira mari yebhizimisi idzva, zvishandiso zvekutenga, kutenga zvivako zvebhizimisi rako kuti uite, kuverenga yekutengesa, kubhadhara bhizinesi rekutarisira , kuwedzera bhizinesi rako, kugadzirirwa kutengesa zvinhu uye mabasa kune hurumende (kubvumirana), simbisa bhizinesi rako kuitira kuti iwe uende, uye uwanezve njodzi dzinoparadzirwa dzakadai sedutu, mhirizhonga, nekudengenyeka kwenyika.
Ndingakwereta Sei Mari Mari?
Nhamba yemari yaunogona kukwereta inotarisirwa, pane imwe nzvimbo, pane chikwereti chaunoshandisa. Iwe unogona kukodzera chikwereti chikuru, asi SBA ichapa chete guaranty kusvika kune imwe mireji yemari. SBA 7 (a) purogiramu inopa chirango che 85 kubva muzana yemari yakakweretwa kusvika ku $ 150 000, uye 75 muzana yemari yakabhadhara pakati pe $ 151,000 uye kusvika ku $ 3.75 mamiriyoni. SBA Express zvikwereti zvinogamuchira 50% guaranty.
Iyo Gwaro Rakajeka Rinoshanda Sei
Iyo Small Business Administration haina kunyatsobhadhara mari kune veterans. Kukwereta masangano semabhanki kana zvikwereti zvekwereti zvinopa zvikwereti. Hurumende yehurumende inosimbisa chikwereti chako. Kana chikwereti chako chiri pasi pe $ 25,000, iwe haufaniri kuva nemari . Kana iri pakati pe $ 25,000 ne $ 350,000, chikwereti icho chikwereti chinogona kushandiswa chiripo chekuchengetedzwa kwemitemo.
Nharaunda yako yemari inowanzosvika kubva pa2.25 kusvika ku475% pamusoro peiyo purogiramu yemari inowanikwa . Iwe unogona nguva dzose kuedza kutaurirana nechezasi chidimbu chechibereko nekwereta yako chaiyo.
Kana uchida rubatsiro kuwana chikwereti, Small Business Administration ine mahofisi emunharaunda munharaunda yose inogona kukubatsira, kana iwe unogona kutarisa urongwa hwemahofisi avo emunharaunda.
Kutumira uye MREIDL Mari
Kana "mushandi anokosha" akadanwa kuti aite basa muuto remabhizimisi, bhizinesi rinova rakakodzera kukwereta MREIDL.
Chinangwa chechikwereti ichi ndechekupa bhizimisi mari inoshandiswa iyo isingagoni kupiwa nokuti mushandi anokosha haasipo mubhizinesi. Chinangwa chechikwereti ichi hachisi kutora nzvimbo yakarasika. Chinangwa chiri kungobhadhara chikwereti uye kubvisa basa rekushandira kuitira kuti bhizinesi rirambe riripo.
Pamberi pechikwereti cheMREIDL chinopiwa neBusiness Business Administration, mutemo wezvematongerwo enyika unoda kuti vaongorore kana kana bhizimisi risina zvigadziro zvekuwana ivo pachavo mushure mekushanda kwebasa rinokosha. Kana zvisina kudaro, iyo bhizinesi yakakodzera chikwereti. I-SBA yakatsanangura kuti vanenge 90 muzana yemabhizimisi anoshandisa chikwereti ichi haagoni kugadzirisa pachavo pachavo.
Mashoko Okukweretesa
Chirwere chekudarika pamari ye MREIDL chikamu chechina. Nguva yakareba yekwereti ndeye makore makumi matatu, asi izvi zvinoenderana nemamiriro ega ega sekuita kwechikwereti. Mari yechikwereti cheMREIDL inowanzova nemari yakawanda ye $ 2 mamiriyoni, asi izvo zvingave zvichishanda zvichienderana nehuwandu hwekushaya mari mune zvebhizimisi nekuda kwekudanwa kwe "mushandi anokosha."
Dhaka inobvunzwa kana iripo uye yakanaka chikwereti . Bhizinishuwarenzi yebhizimisi , kusanganisira inishuwarenzi yemafashamo kana ichiratidzwa, inodiwa kuti hupenyu hwechikwereti.