Kuchengetedza Vose Vashandi Sezvo
1. Chii chinonzi Federal Fair Housing Act?
The Fair Housing Act ndiwo mutemo wakagadzirwa kuti ugadzire kugumisa kusarura mumabasa chero ipi zvayo ane chokuita neimba.
Mutemo wakasikwa nekutenda kuti munhu wese ane kodzero yekukodha imba, kutenga imba kana kuwana chikwereti pamusha asingatyi kusarurwa nekuda kwehutungamiri hwavo mune rimwe boka revanhu.
2. Ndeipi Rakanaka Rokuvaka Dzimba Rakaitwa?
Kuedza kwekugara kwakanaka muAmerica kwakange kuripo kubva pakati pemakore ekuma1800, asi kwakange kusati kwasvika apo kufamba kwekodzero dzevanhu kwema1960 kushanduka kupi zvako kwakaitika. IRumford Fair Housing Act ya1963 uye Civil Rights Act ye1964 yaiva mbiri yekutanga kuedza kusarura rusarura. Icho chikonzero chaicho chepasi, asi, chakanga chiri Fair Fair Act ya1968 iyo yakagadzwa vhiki imwe mushure mekuurayiwa kwaMartin Luther King Jr.
3. Makirasi akadzivirirwa
Zvidzidzo zvinomwe zvakachengetedzwa pasi pe Federal Federal Housing Act ndezvekuti:
- Muvara
- Kuremara
- Mamiriro ehukama (ane vana pasi pemakore 18 mumhuri, kusanganisira vakadzi vane pamuviri)
- National Origin
- Race
- Chitendero
- Zvepabonde
4. Nhatu-Chikamu Chinangwa Chakanaka Imba
The Federal Fair Housing Act ine chinangwa chechikamu chechitatu:
MuKumba Kuwana uye Kutengesa:
Kugumisa kusarura pamakira akadzivirirwa mune imwe yenzira dzinotevera:
- Kuramba kubvarhara dzimba, kutengesa dzimba kana kutaurirana zvekugara.
- Kuvaka dzimba hakuwanikwi kana kunoreva nhema pamusoro pekuwanikwa kweimba.
- Kuramba dzimba.
- Kugadzira mitemo kana mitemo yakasiyana mukutengesa kwemisha kana kubhadhara.
- Kupa dzimba dzakasiyana-siyana kana zvigadzirwa.
- Blockbusting .
- Kuramba kubatanidzwa muhutano hwehutano hwakabatana (zvakadai se Multiple Listing Service ).
In Mortgage Lending:
Kugumisa kusarura pamakira akadzivirirwa mune imwe yenzira dzinotevera:
- Kuramba kuita kana kutenga chikwereti chemari.
- Kugadzirisa mitemo kana mitemo yakasiyana-siyana pane chikwereti, zvakadai semari yemari kana mari.
- Kugadzirisa zvakasiyana siyana zvinoda kutenga chikwereti.
- Kuramba kuita ruzivo pamusoro pemutero unowanikwa.
- Kusarura maitiro muzvivako zvekugadzirisa.
Izvo Zvakare Zvisiri Pamutemo Ku:
- Ita zvirevo zvekusarura kana kuzivisa pfuma yako inoratidza zvakasarudzwa kune munhu ane ruzivo rwakadaro kana kusabvisa kirasi yakachengetedzwa. Izvi zvinoshanda kune avo vasiri izvozvi vasingabvi pa Fair Fair Act, zvakadai semuridzi-anotora mana mudzimba dzemisha.
- Zvinotyisa kana kupindira kune kodzero dzevanhu dzakanaka dzeimba.
5. Munhu Wose Anofanirwa Kutevedzera Mutemo Wakanaka Wemisha Here?
Mune zvimwe zviitiko, mapoka anotevera angave asina kukwanisa kutevera Fair Housing:
- Imba yemhuri isina kuroorwa inotorwa kana kutengeswa pasina kushandisa mutengesi.
- Misha -inotorwa nemisha isina zvinyorwa zvina.
- Nhengo-chete mapoka masangano kana masangano.
6. Ndiani anosimudzira Fair Fair Act?
HUD (iyo Dhipatimendi reZvako neKuchengetedzwa Kwemaguta) inosungirirwa kusimbisa Fair Fair Act.
Vanosimbisa Mutemo nenzira mbiri:
- Vakanaka Vezvivakwa Veimba - HUD inoshandira vanhu kuti vagoita sevatengi kana vatengi vemisha kuti vaone kana maitiro anosarura ari kushandiswa. Sezvo muridzi weimba, iwe unofanirwa kuchenjerera zvaunotaura iwe pachako, pane foni uye muzvikwereti zvezvivakwa.
- Kuongorora Kusarura Kwevanhu - Vanhu vanofunga kuti kodzero dzavo dzekugara dzakanaka dzakaputsika pasi pe Fair Fair Act vanogona kukonzera kusarurwa kuda neHUD. HUD ichatsvaga izvo zvataurwa, sarudza kana kune chimwe chinhu chakanaka kune iyo uye sarudza kana zvimwe zvezvemitemo zvichifanira.
7. Mazano Okudzivisa Kupomerwa Nekusarura Kweimba
- Ita kuti munhu wese anoshanda kuHUD kana ari kuedza kukupomera mhosva yekusarura. Ngwarira zvikuru pane zvaunotaura iwe pachako, pane foni uye mumatengesi ako ekurenda.
- Iwe unofanirwa kutevedzera kumagwaro e Fair Fair Act, asi iwe unogona kutonga kunze vachengeti zvichienderana nedzimwe nzira. Iwe unogona kuramba zviri pamutemo chibharo kubva pane chikwereti chakashata, kusakwanisa kubhadhara renhi kana zvimwe ruzivo runowanikwa kana iwe uchitarisa chikwereti chekwereti kwavari.
- Iva nemafungiro ekuongorora vashandi . Iva nemafungiro akafanana ekufananidzira kune vashandi vose. Ita kuburikidza nemitemo yakafanana kune umwe neumwe anenge achida kugarisa uyo anoshandisa kubvarura nzvimbo yako. Anoda ruzivo rumwechete, zvinyorwa, kutumira uye mari.
- Tora munhu wose noruremekedzo uye chiremera.
Tevera Mitemo yeGurumende, asi Ziva Nyika Yako uye Mitemo Yemunharaunda Kwazvo
Mamwe enyika ane mamwe makirasi akachengetedzwa, akadai sekuita zvepabonde, makore, uye mudzidzi. Chengetedza mitemo yako yemunharaunda uye yehurumende yemitemo yekuita kuti uve nechokwadi chokuti uri kuvatevera pane kuwedzera mutemo wezvematongerwo enyika.