Ndezvipi zvingasarudzwa zvekugadza chirongwa chekutya bhizinesi rangu?
Kushanda kwekambani kwehurumende kuri kuwedzera kuenderera mberi, kune vamwe vashandi vanotyaira zvebhizimisi mazuva ose.
Iwe une dzimwe nzira mbiri dzebhizimisi rako : chirongwa chezvikepe chemotokari yekambani, kana chirongwa chekubhadhara kune vashandi vanotyaira motokari dzavo.
Purogiramu yemotokari (motokari inotengeswa nekambani) ndiyo imwe nzira inofadza yevashandi vanoda kugovera zvokufambisa kune mamwe mabasa, sematori ebasa, vans, motokari dzemotokari, kana avo vane zvimwe zvigadziro zvinoshandiswa. Purogiramu yemakungwa inopa bhizinesi rako kutonga nekutarisa kwezvinhu zvakadai seinishuwarenzi uye yekusimudzira motokari uye kukwanisa kusarudza motokari iyo iyo kambani inoona yakakosha. Izvi zvinosanganisira zvinhu zvakadai semakambani ekugadzira, kuchengetedzwa kwezvinhu uye telematics kuwana 24/7 kunzwisisa uko motokari dzavo dziripo uye dziri kuendeswa mberi.
Purogiramu yekubhadhara yevashandi vanotyaira motokari dzavo inoshandiswa makambani asingadi mhando dzemotokari kana marori kune vashandi vavo, zvakadai sekutengesa uye mabhizimisi emabasa.
Kubhadharwa kunopa hunoenderana nekushandira kwevashandi, kunoda kuderedzwa kwepakati mukati, uye hazvidi kuti mari yepamusoro isarwe kana kuti inoshandiswa pamari.
Chii chakakosha pakusarudza nzira ipi yekushandisa?
Pasinei nemuenzaniso - zvikepe kana kubhadharwa - unofanirwa kubhadhara vashandi zvakakodzera nokuda kwekushandiswa kwebhizimisi kunobatanidza nemotokari dzavo, kana kutarisana nemigumisiro, zvakadai sekubhadhara kweIrS inokosha , kana kuipa, maitiro emhosva .
Purogiramu yezvikepe, zvibvunze chinangwa chikuru chepurogiramu - sevashandi perk (kubatsirwa) kana kuti kupa bhizimusi rako zvido zvekutakura. Kana chinangwa chenyu chekutanga ndechokupa bhizimusi, rinofanira kukubvumira kuderedza mari dzekutakura mari kuburikidza nekuwana mari inoshandiswa nevashandi pachedu kushandisa ma motokari.
Nehurongwa hwekubhadhara, iwe unogona kusarudza yepa flat flat car allowance, cents-per-mile purogiramu, kana muzinga we IRS mileage rekubhadhara kubhadhara vashandi vavo. Asi zvose zvitatu izvi zvinogona kukonzera makambani kukanganisa zviuru zvemadhora pamushandi gore roga roga nokuti havakwanise kubhadharira mari yemunhu mumwe nomumwe, zvakadai sekusiyana kwemafuta uye nhamba yemakiromita anotengesa.
Ndeipi FAVR uye nei iri ndiyo nzira yakanakisisa yekubhadhara mileage?
FAVR inzira inoshandiswa yeRS inobhadhara vashandi vasingabhadhara mutero kune zvakagadziriswa uye zvinodhura mari dzinobatanidzwa nekutyaira kwebhizimisi. Fixed cost dzinogona kusanganisira inshuwarisi, reisense uye nekubhadhara mari, asi kushandiswa kwemari kunosanganisira mafuta uye kuchengetedza.
FAVR ndiyo yakakosha yekugadzirisa mhinduro nokuti inopa kubhadharwa kwakagadzirwa kune mumwe nomumwe mushandi wepamba zvichienderana nemutengo wemunhu wemunharaunda uye mileage yebhizimisi, iyo inogona kuchinja mwedzi mwedzi.
Asi, kunyora zvakarurama kunyora zvose zvakasarudzwa uye zvinoshandiswa zvinogona kuva zvakaoma kutungamirira - ndicho chikonzero nei vashandi vakawanda vasingashandisi.
Vashandi vakawanda vanosarudza panzvimbo yezvipfeko zvepamusoro zvemotokari zvakadzama se "chiyero chimwe chete chinokwana" nzira ($ 500 pamwedzi pamushandi, somuenzaniso). Asi nzira iyi haifungi nezvekuti hapana mazendo maviri ebhizimisi akafanana, saka hapana vashandi vaviri vanofanira kubhadharwa mari yakafanana. Purogiramu yekodhi-ye-mile yekubhadharisa yakakosha asi haisati yakarurama.
Chii chinoita kuti IRS iite mileage rate iyo isiri iyo yakanakisisa imwe nzira?
Kazhinji kambani dzinoshandisa iyo IRS mileage rate yekuverenga kuti umwe neumwe mushandi anofanira kubhadharwa sei. Asi chirongwa cheRS hachisi chekubhadhara chidiro chekubhadhara nokuti inowanikwa pasi rose yepamutengo mari yekushandisa motokari mugore rapfuura .
Nhamba ye IRS inongororwa-in-time-average average of cost using data yekare yemakore, kwete rekubhadhara chaiyo yekubhadhara. Vashandi vangave vari kushandisa mari yakawanda pakufamba kupfuura ivo vari kubhadharwa, kana kuti vanogona kubhadharwa zvekare kana madhizimusi awira - uye hapana kugadziriswa kwaizoitwa mune zvavari kubhadharwa nokuti yakabva kune nhamba dzegore rapera.
Ndezvipi zvikwereti zvinokanganisa kana zvasvika kumapfigiro emotokari zvakadzikidzwa nekubhadharwa?
Zvipo zvemotokari zvakaderera hazviiti zvakanaka kana zvasvika pakudzorera vashandi vanogara munzvimbo dzakasiyana. Somuenzaniso, mumwe mushandi angararama munzvimbo inotengeswa gesi iri masendi gumi nemaviri anodhura kudarika zvinotengeswa mumutaundi unotevera pane mumwe mushandi anogara. Uyezve, yakagadziriswa mari yekufamba kwebhizimisi , yakadai semutengo wemari yemari yemishuwarisi yemotokari nemitero, inopesana zvikuru nenzvimbo.
Zvimwe zvekutya mari zvinowanzosiyana. Semuenzaniso, mitero yemishuwarisi yemotokari inosiyana zvikuru nehurumende, kubva ku $ 825 muCharlotte, North Carolina kusvika ku $ 3, 150 muDetroit, Michigan. Mitero ye $ 21,000 sedan inodhura madhora 249 muNevada, asi inogona kutenga mari inosvika $ 1,689 muRhode Island. Gore roga roga mari yekugadzirisa haisi yakafanana mune imwe nyika, kana, inosvika $ 393 muNew Jersey asi chete $ 270 muVermont. Kubhadhara mari yakafanana yepamusoro kune vashandi vanogara munzvimbo dzakasiyana vanozvidza zviyero izvi zvakakwana.
Nemhaka yokuti zvipo zvemotokari zvinorapwa sezvikwereti, zvinokweretwa kune vose vashandi vanobhadhara mitero yeFICA (Social Security uye Medicare mitero), uye mushandi anopa zvose FICA uye mutero wemari. Izvi zvinoreva kuti kambani inobhadhara mari yekubhadhara motokari pamwe nemafambisirwo emutero weFICA, apo mushandi anotora kumba mari yekubhadhara mari, mari shoma yemari uye mupiro wavo weFICA. Mumutero wekubhadhara musingabhadhara mitero l kufanana ne FAVR, mushandi "anotora kumba" chaiyo mari iyo inoshandiswa nemubhadhari.
Ndezvipi zvikanganiso zvinoshandiswa nemakambani mukubhadhara kushandiswa kwemunhu oga motokari yemotokari?
Vamwe vashandi vanobvumira vashandi vavo kushandisa motokari dzine motokari dzemotokari sevhisi yekutyaira kwavo kushandiswa. Asi, iwe ungashamiswa kuti ingani makambani asingaoni kuti kushandiswa kwemunhu uyu kunobhadhara kune mushandi. Makambani uyewo haana nzira yakanaka yekuverenga mari iyo mutyairi mumwe nomumwe anofanira kupiwa mhosva iyi inobhadhara mitero.
Kazhinji masangano anongorayira mari yakawanda yepamusoro kuti avhare kushandiswa kwemunhu oga kune vanodhairi vese, zvisinei kuti vangani mairaira avo vanotyaira. Izvi zvinogona kushanda kuti zvive mari yakawanda yemari kune vashandi vanoshandisa motokari dzemotokari zvakanyanya zvakanyanya kuti zvishandise pachedu. Asi vashandi vanofambisa motokari dzemotokari zvakakwana kushandiswa kwebhizimisi uye kuchengeta motokari dzavo pachavo kuti vashandise pachavo kunze kwemamiriro ekushanda zvinogona kunge zvisina kukwana zvakakwana.
Chii chinoitika kana bhizinesi risina kubhadhara zvakakodzera vashandi varo?
Kunyatsobhadhara vashandi pamabhizimisi anoenderana nekutengeserana zvinodhura mabhizimisi akawanda mabhiriyoni emari gore negore (anenge madhora mazana matatu emadhora pamushandi wegore negore, sekuenzaniswa neMotus). Zvisinei, izvi hazvienzaniswi nemari yekutonga mhosva dzekirasi. Mumakore achangobva kupfuura, vashandi vakabudirira kupomera vashandi vavo mari yakawanda ye $ 7 Mamiriyoni kuti vatsigire zviito zvekubhadhara zvisina kukodzera. MuCalifornia, mitemo iyi inokurumidza kuve mutongi, kwete iyo, nokuti California Labor Code chikamu 2802 inonyanya kuoma.
ICalifornia code code inovimbisa kuti "Anoshandira anofanira kubvumidza [asingabatsiri] mushandi wake kune zvose zvinoshandiswa mari kana kurasikirwa kunoitwa nemushandi mukurongeka kwakakwana kwekusunungurwa kwebasa rake." Izvi zvaiwanzoshandurwa nevashandi sevashoma kusvika kune zvinodhura zvemidziyo kana zvishandiso zvinoshandiswa pabasa, asi zvino iko kushandiswa kakawanda mumatare ekubhadhara maireage (Radio Shack uye Toys "R" Muenzaniso wedu).
Mapurogiramu eFleet anouyawo nemararamiro avo pachavo pazvinosvika pakubhadhara zvakajeka vashandi kuti vashandise zvemotokari idzi pachavo. Kushandiswa kwemotokari yekambani kunofanirwa kunyorwa zvakakodzera uye vashandi vanobhadharwa kumashure kuti vashandise. Kunyoresa maitiro evanhu pachavo kunoita kuti makambani akave pangozi yekutengesa kweIrS inodhura uye inogona kutengesa kambani mubhadharo dzisina kukodzera.
Ndezvipi zvimwe zvinhu zvinogona kubatsira bhizinesi rangu?
Bhizimisi renyu rinogona kushandisa teknolojia imwechete iyo inopa simba idzva renzvimbo dzekudhijita kuti vaone mari yavo yebhizimisi mileage. Heano mimwe mienzaniso:
- GPS-yakagadzirirwa madivayiri akachenjera ekuunganidza nekuchengetedza ruzivo rwebhizimisi yebhizimisi yekufamba
- Mobile mapurogiramu ekugadzirisa vashandi vekutevera mileage uye kunyatsogadzirisa nenyaya yebhizimisi rega rega yevashandi, kufamba, uye makiromita oga.
Nekombiyuta yakarurama yemapurogiramu uye mapurogiramu epurogiramu, unogona kubvisa mabasa ekugadzirisa vatyairi kuti uwedzere kubereka, kuderedza mari, nekuita kuti IRS isatevedzere - yose iyo ichiwana ruzivo rwekutyaira mafambiro uye mafashoni ekubudirira.