Mazano ekuunganidza Kuwedzerwa Kwemari

Taura Unyanzvi Hwokuunganidza

Nzira yakanakisisa yekudzivisa zvinetso zvekubhadhara ndeyokuisa zvinotarisirwa zviri pachena nekunyora kubva pakutanga kuitira kuti pane zvisingashamisi kune vatengi: kuwedzera kushanda kwemashini ekushamba kwemari kubva pakuwana kuchengetedza kubhadhara panguva yekupa zvikwereti zvinonzwisisika, kujekesa nguva yakatarwa yokubhadhara. Zvakapfuura zvakapfuura. Iwe une chikwereti mari iye zvino, kubhadhara kwakapfuura, uye iwe unoda kuita chimwe chinhu pamusoro payo.

Bhizinesi rimwe nerimwe rinoda kubhadharwa kana rinotarisira kupona, uye rako harisi izvo. Kusabhadhara zvikwereti pane nguva hazvirevi kune vatengi vako; funga kuti vangani vanhu vasingabhadhari Internal Revenue Service panguva, kana kuti kabhadhi ravo, kana kadhi ravo rechikwereti. Inongova 71 muzana yevanhu vakapindura mune imwe yongororo yakaitwa muna 2015 yeNational Foundation yeChirongwa cheKwereta Kwekwereti kuti vanobhadhara mari yavo yose nenguva. Ramba uchiyeuka mupfungwa, zvakare, kuti vanhu havasi ivo voga vanowira shure mushure mekubhadhara mari yavo; hurumende nedzimwe masangano hazviwanzobhadhara nguva nenguva. Zvakapiwa kuti magweta haazogoni kuunganidza zvose zvavanobhadhara. Nokudaro, izwi rekuona chiyero chinoreva kuwanda kwemari iyo firm inowanikwa kubva kune vatengi vakapatsanurwa nemari iyo firm inotengeswa.

Kana muchengeti asina kunge ari kuteerera mamiririri kana foni kubva kune vatsigiri vako, zvinorevei kuti iwe unofanira kuenda pane foni kuedza uye kubhadharwa.

Heano mamwe mazano ekuunganidza zvikwereti zvakakosha zvevatengi.

• Ziva mutemo nemitemo yepamitemo muhurumende yako, uyewo chengetedza mari yako yemainishuwarenzi mupfungwa. Chinangwa chako chaipo ndechekubhadharwa. Iwe hausi kuda kupomerwa kuputsa mitemo ipi neipi inobatanidza kutora chikwereti. Ramba uchiyeuka kuti rutivi rwemimwe mitemo yehurumende pamusoro pekukweretesa chikwereti kunowedzera kumunhu upi zvake ane chikwereti chikwereti uye haachirevi, sezvinoitwa Fair Fair Debt Collection Practices Act, kune vatatu vematokari vatengesi uye varairi vanopiwa basa kuti vatore chikwereti. Iwewo hausi kuda kuti mari yako yekusungirirwa mari iite sekutyisidzira pamusoro pekutonga kusingabhadharwi kwemari, kukonzera-kutyisidzira kuisa chigumbuso, kana kusagadzirisa inshuwarisi yepamutengo wekukwereka nokuti iwe unowedzera wakabatanidzwa mune mimwe mitambidzani yekubhadhara. Iwe unofanirwa kuziva usati washevedza kana iwe uchikwanisa kubhadhara chikwereti kune zvikwereti zvenguva pfupi, isa chibatanidzi pane pfuma yemutengi, kana kurega basa kusvikira mutero waitwa. Chengetedza zvakakosha mugumisiro mupfungwa: kuwana mari iyo uchigara zvakanaka mukati mezvipingamupinyi zvemitemo yakasiyana-siyana uye mitemo yemitemo.

• Gadzirira script uye nyora pasi. Vakawanda vedu hatinzwisisikwi kukurukura mari yatinenge tibhadhara, uye kuchinjwa kana kutsamwa kana mamwe manzwiro apo mumwe munhu ari kubhadhara chikwereti ndeyechisikigo. Mukupisa kwechinguvana, kunamatira kune script kungakubatsira kuti urambe wakadzikama kwehurukuro. Zvakare, rangarira: yako yakanakisisa-mamiriro ezvinhu ndeyekuti mutengi anokubhadhara iwe.
• Simuka paunenge uchiunganidza kukokwa. Iwe unongonzwa uine simba. Iwe unoda kuti uve alpha pano; tungamirira kuitira kuti mutengi akutevere iwe. Unogona kunzwa utera kana iwe uri kugara pasi.
• Ita kuti inzwi rako rive chiedza asi unyanzvi uye unofunga. Zvakawanda apa zvinoenderana nehupenyu hwako hwose uye hwemuteereri. Iwe unogona kutanga nokutaura kuti iwe unongoda kugunzva zvigadziro nokuti uri kuenda kune dzimwe nheyo dzinogamuchirwa uye unocherechedza kuti iwe hausati wambowana chikwereti kubva kumuteresi nokuda kwebhadharo inofanirwa mazuva manomwe akapfuura.
• Shandisa kunyarara zvakanaka. Kana uchinge wataura chinangwa chekushevedza kwako, unogona kurega kwenguva refu kupfuura iwe kazhinji unogona kupa mutengi nguva yakawanda yekupindura.
• Fungidzira zvingangodaro mhinduro kubva kumudhiriri wako uye kuti iwe uchaita sei kune mhinduro dzacho. Kazhinji yenguva, kana mukana wacho aine mari, aizokubhadhara. Izvozvo zvakati, vamwe vedu takava nemasangano nemasangano makuru akakura apo vakanonoka kubhadhara kwezvikonzero zvishoma-kupfuura-zvakakodzera sokunge ivo vaivandudza "hurongwa hwavo". Vamwe vedu takaudzwa zvakare nedzimwe sangano kuti cheki iri mune tsamba , cheki iri machesi ikozvino, uye cheki yave iri FedExed apo, chaizvoizvo, hapana chezviitiko izvozvo zvakaitika. Saka, kana muchengeti akati "cheki iri mutsamba," iwe unogona kupindura kuti iwe uchatarisa pamusoro pemazuva mashomanana anotevera uye taura zvakare musi weChishanu kana iwe usina kuchigamuchira. Kana muchengeti akabvuma kusava nemari yakakwana yekubhadhara chikwereti, tauriranai mukana wekubhadhara chikamu.

• Tsvaga neshoko rekusimbisa kana maimiriri muchidimbu chibvumirano chinowanikwa mukutaura kwako. Ramba uchifunga mupfungwa: chiitiko chekutadza pamwe chete nekushingaira kwako mabasa. Vamwe vanhu vangave vakafuridzirwa kukubhadharai nekuda kwekuti vanoda kukusiya iwe shure kwavo. Uyewo, vanonyara nemafambiro avo.
• Zvikomborere iwe mushure mekufonera. Iyi hurukuro yakaoma. Tora kufamba kwenguva pfupi, zvibvumira kushandiswa kwepfungwa kusina njere, kana kubata venti soy latte. Zvadaro tora runyanga ugoidza mumwe muteresi anotevera.

Bill kuunganidza unyanzvi, uye ndeye iyo magweta anogona kukura nekufamba kwenguva. Vanofanira; pasina kubhadhara, munguva pfupi vanogona kuonga unyanzvi hwevakwereti mumadhaka avo.