Ndeipi inshuwarisi inoshandiswa nevasununguri vanonyatsoda?
Heano zvimwe zvikonzero zvaunoda kutakura inshuwarisi, pamwe chete nemhando dzakasiyana dze inshuwarisi kuti uone.
Indemnity Insurance ("Zvikanganiso uye Kuvhara Inishuwarenzi") kune Freelancers
Rudzi urwu rwe inshuwarisi inonziwo unyanzvi hwehushuwarisi hwemhizha kana unyanzvi hwekubhadhara inishuwarenzi, uye inokudzivirira pamusana pokupomerwa nevatengi kana vatengi vatengi vanofunga kuti kunyora kwako kana chigadzirwa chawakaita chakanga chisina hanya nekuda kwekanganiso kana kukanganisa kwakaitika.
Mhando iyi yemutoro yaizoendeswa mumatare ehurumende uye inogona kukubhadhara mari yakawanda. Zviri pachena kuti izvi hazvingarevi mhosva dzaizoguma mumatare emhosva! Iyo inshuwarisi yakafanana neinishuwarenzi isina kukanganisa iyo vanachiremba vanobata; iyo inishuwarenzi inokufukidza iwe uye inogadzirisa chikwereti chako paunenge uchiri kuita basa rako. Uyu ndiwo mukana we inshuwarisi inowanzotorwa nevashanisi uye makambani ekuzvimirira.
Mhosva yeInishuwarenzi yeVatelancers
Izvi "kumira uye kuwira" inshuwarisi. Iko ndiko, inishuwarenzi inobatanidza iwe waiva mumwe munhu akakuvara panzvimbo yako. Zvimwe zviitiko zvinosanganisira mbwa dzinocheka, nezvimwewo. Zviri pachena, kana iwe usina kuva nevatengi kana vatsigiri vekutarisira kushanyira imba yako, izvi zvingasava dambudziko. Zvisinei, kubhadhara mari yekutengeserana pamwe chete kunogona kutungamirira kune zvakakosha zvishoma, uye iwe unoda kukwanisa kukoka vanhu kumba kwako muchitsvuku, saka upe iyi inshuwarisi chechipiri kutarisa.
Home Inishuwarenzi ye Freelancers
Kana iwe ukanyora kubva kuhofisi yeimba, funga kuongorora iwe neimba yako yeruzhinji inshuwarisi. Iwe unofanirwa kuve nechokwadi chokuti imba yako inshuwarisi inowedzerawo hofisi yeimba yako nezvinhu zviri mukati maro. Ndiri kutarisa pamabhande maviri uye printer iyo inondibhadhara ini inenge madhora mazana mashanu evanhu kuti igare panzvimbo yavo kana yakarasikirwa neupambi.
Zvino, ndinofunga kuti vakafukidzwa pasi pe inshuwarisi yeimba yangu, asi iwe hauzivi kunze kwekuti iwe uchitarisa. Zvakadini kana inishuwarenzi yenyu inoda mutasvi kana mutemo wakasiyana? Iwe haungadi kuwana izvozvo kunze kwekunge uri kupora kubva pane chimwe chinhu chinotyisa.
Zviri mukati meInishuwarenzi yeVavengi vekuda
Mukati inshuwarisi yakafanana neyakasimudzwa, asi inonyanya kuvhara zvinhu zviri muhofisi yako (zvakadai semakambani epamberi).
Auto Insurance ye Freelancers
Unoshandisa motokari yako kushanyira vatengi, kuenda pamisangano kana kuita mabasa ekudhinda? Chengetedza nemotokari yako yemujeri inshuwarheni kuti uoneke kuti izvi zvinoshandiswa zviri pasi pehutori yemota yako.
Bhizimisi Kuputsanurwa kweInishuwarenzi yeVavengi Vanorarama
Rudzi urwu rwe inshuwarisi rinovimbisa kuti iwe unowana mari yakazara iyo bhizimisi rako rakaparadzaniswa nedzimwe mhando yenjodzi chaiyo. Urongwa hunopesana, asi hunogona kukuponesa urombo hwakawanda.
Disability Inishuwarenzi ye Freelancers
Freelancers hazvifukidzwi nevashandi vakaita sevamwe vese vari kushanda. Inishuwarenzi yekuremara inovimbisa kuti iwe ucharamba uine mubairo kana iwe wakakuvara kana kukuvadzwa uye usingagoni kunyora. Ndakawana mamwe maitiro makuru uye pasi pamwedzi kubhadhara inshurensi yekuremara pa Freelancers Union.
Health Insurance ye Freelancers (uye National Insurance)
Shandura pamusoro pehutano hwehutano inshuwarheni kune velandancers pano, pamwe neAne Affordable Care Act uye kuti inobata sei vashandisi.
Dental Insurance ye Freelancers
Ndawana dzimwe nzira dzekuvhara mazino pawebsite ye Freelance Union, zvakare. Zvakare, zvinoratidzika zvisingakwanisi. Mukutsvaga kwehutano hwehutano hwehupfumi, idzi dzimba idzi uye vateresi vanogona kubatsira pakuwana inshuwarisi yezino.
Upenyu hweInishuwarenzi yeVatelancers
Freelance Union inoti yako inokosha, uye ndinoziva kuti mhuri yako inonzwa nenzira imwe chete! Inishuwarenzi yehupenyu inova nechokwadi chekuti kufa kwako haisi mutoro usingakoshi pamhuri yako, uye unovapa ruzivo rwemari kuti uwane nzvimbo yako. IUnited ina mamwe maitengo akakwana.
Media Insurance ye Freelancers
Ini ndakatanga kudzidza pamusoro pehutano inshumo pavakadzi paKunyora. Inonziwo "zvinotengeswa nhepfenyuro" inishuwarenzi. Nyaya yacho inorondedzera iyo sekudzivirirwa pakurwiswa kwezvakaipa uye zvipfeko zvakashata, izvo zvinoratidzika zvichidikanwa mumazuva ano nemakore ekuverenga uye kuongorora munhu wose ari paIndaneti.
Inotsanangura kuti, kunyange kana iwe zvachose uye zvachose usina mhosva yezvipomerwa zvakadai, mari yepamutemo inobatanidza nekurwisana nemhosva dzakadaro ndeyekuongorora nyeredzi, asi yakavharwa nehushuwarenzi. Inonzwika sekundikunda-kukunda kwandiri.
Supplemental Insurance ye Freelancers
Waona mabhizimisi e AFLAC, chaiko? Pakutsvaga webhusaiti yeAAFLAC, ndakaona kuti idzi mitemo (nekuda kwemari isina kukodzera sekubhadhara mari, mabhiriji) inotengeswa kune vanhu, saka zvinonzwisisika kuti zvinowanikwa kune vesepelancers. Inzwa wakasununguka kutenderera pasi pewebsite yavo-vane upenyu, mazino uye inshuwarisi yehutano huru, zvakare.
Kuzvifukidza iwe zvino kunobatsira kudzivisa nyaya dzakawanda gare gare! Chengeta zvaunoda uye ita basa rako rechikoro, uye iwe unopedzisa nebhizimisi uye kugoverana kwako kwakakunakira iwe.