Kuzvimirira uye Kuparidzira Kukuvadza Kuzvibatanidza

Kuzvimirira uye Kuparidzira Kukuvadza, kunowanzoti Bhuku B, rinowanzobatanidzwa mumutemo mukuru wemhosva . Vakawanda vanoita zvematongerwo enyika vanovhiringidzika nehuwandu huno. Vanoshamisika kuti zvinopesana sei neChishanu A, Bodily Injury uye Property Damage Liability. Nyaya ino ichapindura mubvunzo iwoyo.

Isingakwanisi muChikamu

Imwe misiyano yakakura pakati peKubatsira B uye Bhuku reA A rine chokuita nehuwandu hwekugovera.

Chikamu A chakanyanya kwazvo. Inobatanidza chero zvipi nezvipi kana zviyero zvekukuvara kwemuviri kana kukanganisa kwepanyika kunokonzerwa nechiitiko, izvozvi zvinowanzovharwa chero bedzi zvisiri pasi pezvimwe zvikasarudzwa . Chikamu B chakanyanya kuderera. Inoshanda chete kune izvozvi zvinokonzerwa nemhosva dzakasanganiswa dzinosanganisira mukutsanangurwa kwehupenyu hwevanhu uye yekuparadzira . Kana kubvunzwa kusingaiti kubva kune chimwe chezvikanganiso zvakarongerwa mukududzirwa, hazvifukidzwi.

Inovhara Maitiro Ezvakanaka, Kwete Kuzvifungidzira Kukuvadza

Imwe misiyano pakati peChitanhatu B neChipfuriro A ine chokuita nemhando dzezviito zvavanotakura. Kuvhara A kunoshanda mukukuvara kwemuviri kana kukanganisa kwezvinhu kunokonzerwa nechiitiko chinokonzerwa nekuregererwa kwako. Izwi iri rinoreva kusakwanisa kushandisa zvakanaka. Kusava nehanya kwakaipa ( mhosva yevanhu) iyo inoitwa pasina chikonzero.

Somuenzaniso, fungidzira kuti iwe une goroka.

Paunenge uchifamba nepakati pezvibereko, unokundikana kuona chidimbu chemvura pasi. Mumwe mutengi anosvetuka ndokuwira pasi pasi, achichengetedza kukuvara shure. Iyi njodzi yakaitika nokuti wakanga usina hanya, kwete nekuda kwechinhu chawakaita nemaune.

Kusiyana neChitamende A, Bhuku B rinobatanidza zvido zvekuda .

Nzira dzekufunga ndezvekuita nemaune. Somuenzaniso, fungidzira kuti iwe une chivakwa chemba. Tim, mumwe wevarimi vako, ave achiita zvinganetseka, uye unotya kuti angave achiita basa rekushandisa zvinodhaka.Uri kumirira kusvikira Tim ari kunze uye apinda mumba make (chinangwa chokutsvaga) kutsvaga zvinodhaka. Tim anodzidza kuti iwe uri muimba yake pasina chibvumirano chake uye anokukumbira kuti upinde zvisina kururama. Kupinda kunonyanya kukanganisa kunogadzikana kunowanikwa pasi peBhuku B. Nokudaro, kudai kwaTim pamusoro pako kunofanira kuvharwa nehutano hwako hwemhosva. Mimwe mienzaniso yezvido zvekuda iyo iyo inishuwa pasi peChitanhatu B inopomerwa, kunyomba uye kusungwa kwenhema.

Kuzvidzivirira Kwevanhu Kuzvimiririra Kushambadzira Kukuvadza

Mukare, mitemo yemitemo yakaparadzanisa Kuvhara kweB mhosva mumapoka maviri: (1) avo vakaitwa munguva yekutengeserana mabasa, uye (2) mamwe maitiro. Zvikanganiso zveboka rokutanga zvakanzi kudengenyeka kwekutengesera apo avo vari muchikwata chechipiri vainzi kudzvinyirirwa kwevanhu . Munenge pakati pemakore ekuma1990, zvikamu zviviri izvi zvakabatanidzwa. Mazuva ano, mitemo yakawanda (kusanganisira ISO mutemo) inopa ruzivo rumwe chete runonzi munhu wega uye yekutengesa kukuvara.

Zvido zveKubatsira

Kuti uve inshumo pasi peKutika B, kudai kunofanira kutsvaga kukanganisa kwehuga uye yekuparadzira kwekukuvadza kunokonzerwa nemhosva inobva kunze kwebhizimisi rako.

Iko kukanganisa kunofanira kuiswa munharaunda yekuparidzira uye munguva yehurongwa. Hapana kugoverwa kunowanikwa kune mhosva inotanga kubva pane zvawakanyora musati wapera nguva yemitemo.

Media neInternet Makampuni Haana Kuvharwa

Coverage B inofanirwa kuvhara kushambadzira nekudhinda zvinhu izvo kambani yako inozviitira iwe pachako. Hazvifukidze mabasa akadaro aunoita kune imwe kambani. Kana iwe uri mubhizinesi rekutsvaga, kuparidzira, kuterevhizheni kana kuparidzira, unoda inshuwarisi yakakosha inonzi media inotarisirwa kuvhara .

Mukuwedzera kune makambani ezveshau, Coverage B inosanganisirawo makambani anobatanidzwa mune mamwe mabasa ane chokuita neIndaneti. Izvi zvinosanganisira makambani ekutsvaga paIndaneti, vashandi vepaIndaneti uye makambani anopa Indaneti zvigadzirwa. Kana kambani yako ichiita mabasa aya, unoda mhando yezvikanganiso uye kuvhara kwekusiya .

Exclusions

Bhuku B rinowanikwa kune zvinotevera:

Kuziva Kudzvinyirirwa Kwekodzero Bhuku B kunoshandiswa pamabasa ekuzvipira anoguma nekukuvadza kusingarangariri . Hazvirevi kukuvadza kwaunoita kune mumwe munhu nemaune. Nokudaro, hapana kugoverwa kunopiwa kune mhosva kana iwe waiziva, iwe pawakazviita, kuti inoputsa kodzero dzeumwe uye ichikonzera kukuvara.

Kuparidzirwa Nezivo Nezvokunyengedza Mashoko ezvokupupurira awakabudisa nemashoko kana kunyora haabvumirwi kana iwe uchiziva kuti ivo venhema pawakabudisa iwo.

Chibvumirano Chekugadzirisa B B kusina mhosva yekutengesa iwe pachako uye yekuparidzira iwe unofunga nokuda kweumwe munhu pasi pebvumirano .

Kuputsa Kwechibvumirano Zvirevo zvinokonzerwa nekusakundikana kwako kutevedzera kumiganhu yesungano hazvifukidzwi. Kuregererwa uku kune chinyararire. Coverage inopiwa nokuda kwekuputsa kwechibvumirano chinoreva kushandiswa kwemumwe munhu kudhinda pfungwa mune zvekutsvaga kwako.

Zvinyorwa Pamusoro peNhamba kana Bhuku Rehutano B hazvirevi zvinyorwa zvenhema zvaunoita mumushambadziro pamusoro pemutengo kana hutano hwechigadzirwa chako kana basa. Semuenzaniso, ngatiti iwe unoparidzira chikwata chinotaura kuti bhizinesi rako, Best Buns, rinoshandisa 100% zvigadzirwa zvehupenyu mune zvese zvayo. Kana mutengi akakubvunza nokuti muffin yaakatenga kubva kwauri yakanga isina zvigadzirwa zvehupenyu, kudai hakukwanisi kuvharwa.

Unyanzvi hweNyanzvi Hapana kugoverwa kunowanikwa kana iwe ukakanganisa kodzero yeumwe munhu, patent, trademark kana sirivha yebhizimisi. Chimwe chinoshanda chinopesana (mukudanidzira kwako) kwekodzero yeumwe munhu, kushambadzira kwemazwi echi slogan. Kukanganisa kwakadaro kunosanganiswa mukutsanangurwa kwehupenzi hwevanhu pachavo uye zvekuparidzira .

Makamuri, Bhuku reBurletin, Zvisina Kubvumirwa Zvishandiso Zvishandiso zvinobva paInternet chatrooms kana mabhodhi, kana kuti kushandiswa kwako kusina mvumo kwekero kero yevamwe kana zita remasita hakubvumirwi.

Hondo, Kusvibiswa, Mamwe Mitemo Bhuku B rinosanganisira hondo, kusvibiswa nekuputswa kweMutemo weTunumer Consumer Protection Act uye CAN-SPAM Act. Iko TCPA inorambidza zvimwe zvikumbiro zvekutsvaga kuburikidza nefoni kana fax. I-CAN-SPAM Mutemo inoshanda kune emaimeri asina kukumbirwa.

Mimwe mitemo inogona kunge ine zvisarudzo zvisingatauri pamusoro apa.

Zvikamu

Kuparara kwevanhu pachavo uye kuparidzira kunoenderana nemuganhu unoshanda kune "munhu mumwe nomumwe kana sangano". Uyu muganhu ndiyo inonyanya kubhadhara mubhadhadzi wekubhadhara zvinokonzerwa nemunhu umwe chete kana kambani. Zvinokuvadza kana zvivigiro zvakabhadharwa pasi peChitanhatu B zvakare zvinowanikwa pasi peGeneral Aggregate murairo.

Kana iwe wakasungirirwa nekuda kwechigumbu chinoputirwa pasi pekuzvidzivirira kwevanhu pachako nekupikisa, wako insurer achakudzivirira. Iko mari inobatanidza kuzvidzivirira kwako haizoderedzeri miganhu inotaurwa pamusoro apa. Mune mamwe mazwi, kuzvidzivirira kwako mari ichabhadharwa nekuwedzera kumiganhu.