Chii chinonzi Contractual Liability?

Mhosva iyo imwe yeboka inotarisa kune imwe kuburikidza nekontrakiti inonzi chikwereti chechibvumirano . Chikamu chekutonga kwechibvumirano chinowanzobatanidzwa mumutemo mukuru wekutonga . Ichi chinyorwa chichajekesa kuti izvi zvinosanganisirei uye nei zvichikosha.

Kufanana nemabhizinesi mazhinji, kambani yako inogona kuita basa kune dzimwe firms. Zvimwe, firm yako inogona kugovera mamwe makambani kuti aite basa panzvimbo yayo.

Chero zviitiko zvose, zvimwe wakasaina chibvumirano chine chibvumirano chekubhadhara .

Chibvumirano chekubhadhara chikamu chivimbiso cheimwe sangano kutora mhosva kune mumwe munhu. Muchibvumirano chechipo chinowanzoitwa, Party X inobvuma kuti kana Mutungamiri Y akatukwa neChishanu Z nekuda kweChishanu X kusaremekedzwa , Party X ichapa (reimburse) Party Y nokuda kwezvikwereti zvinokonzerwa nemhosva yeChishanu Z. Chibvumirano chekubvumirana chinonziwo chibvumirano chisina maturo . Heano chiitiko chaicho.

Muenzaniso

Vagadziri Vavaki, vashandi vese, vakashandiswa nemuridzi weimba anonzi Prime Properties kuti agadzirise chivako chehofisi Prime owns. Vashandi Vanoshanda vanobhadhara Edwards Electrical kuti vabvise wiring yekare muchivako uye vobva vashandura iyo nehudhi hutsva. Munhu ane ruzivo anoziva kuti kana Edwards Electrical aita chikanganiso paanenge achiita basa remagetsi, mumwe munhu angakuvadzwa kana pfuma yeumwe munhu ingangokuvadzwa. Vaya vakakuvadzwa vangatsvaga mari yekukuvadzwa kana kukuvadzwa nekutsvaga Busy Builders uye Edwards Electrical.

Kuti zvidzivirire padziviriro dzakadai, Busy inoda kuti Edwards Electrical isayine kontrakiti ine chibvumirano chekubhadhara.

Chibvumirano chekubhadhara chinotaura kuti kana mumwe munhu achisimudzira kukuvadzwa mumuviri kana kukanganisa kwemuumbi nekuda kweEdward 'kusaremekedza pakuita basa rekugadzira, uye iyo iyo inosarudza Busy Builders, Edwards achabhadhara kurasikirwa.

Chibvumirano chinodikanwa kuti Edwards iite mutoro wezvimwe zvikuvadza zvinotarisana neVashambadzi Vakagadziriswa semhosva yemhosva. Mukuwedzera, Edwards angangove ane mhosva yekudzivirira (kana kubhadhara mari yekudzivirira) Inotarisana nemhosva.

Kudzingwa kweDambudziko

Sezvo muenzaniso uyu unoratidza, chibvumirano chinogona kushandiswa senzira yekuendesa njodzi. Vagadziri Vavaki vakashandisa chibvumirano chekubhadhara mari yekuendesa njodzi yezvimwe zvinotongwa kuEdwards Electrical. Nemhaka yokuti mukonzi wemagetsi achange achiita basa rekugadzira, iri munzvimbo iri nani kupfuura Buildy Builders kudzivirira kurasikirwa kwakabatana nebasa iroro. Nokuda kwechikonzero ichi, Edwards anotora njodzi dzinobatana nekurasikirwa kwehutano.

Chibvumirano chekubhadhara chikwereti chinobva kune Party A kumusangano B nemigumisiro yemari yekurasikirwa. Haiti kubvisa chikamu cheChishanu A chekukuvara. Mumuenzaniso wevadzidzisi vekuvaka, Edwards Electrical akabvumirana kubhadhara chero zvinokuvadza uye mari yekudzivirira iyo inokonzerwa nemhosva dzinopesana neHurumende dzinomuka kunze kwebasa raEdwards. Chibvumirano hachizogadziri kupomerwa kwemashure nevatatu vari kurwisana neVatadzi Vakavaka, uyewo hazvizokanganisa chikwereti chekutakura kune mumwe munhu akakuvadzwa. Icho chinongopfurikidza, kubva kune vavakadzi vekuvaka kusvika kuEdwards Electrical, mutoro wemigumisiro yemari yemhosva (kukanganisa nekudzivirira mari).

Liability Coverage

Vakawanda vebhizimisi vanoita zvibvumirano zvine zvibvumirano zvezvipo. Mienzaniso inobhadhara zvipfeko, zvivako zvekushandisa, zvipfeko, uye zvibvumirano zvekuvaka. Zvibvumirano zvakadaro zvakanyanya. Nokudaro, mhaka yaunofunga pasi pezvibvumirano zvakadaro inowanikwa zvakananga nehuwandu hwehutano hwemhosva. Sezvinotsanangurwa pasi apa, chikwereti chekambani chinofukidzwa kuburikidza nemuenzaniso kunze kwekuregwa kunowanikwa pasi peKutika A, Bodily Injury uye Property Damage Liability.

Chikwangwani Chisungo Kusiya

Kana iwe wakatarisa Bhodily Injury uye Property Damage Liability Coverage mumutemo wako wemhosva, unogona kufunga kuti hauna kuvhara chikwereti chechibvumirano. Izvi ndezvekuti Kuvhara A kune chisungo chekuregererwa kwemvumo. Kuvhiringidzwa kunoshandiswa mukukuvara kwemuviri kana kukanganisa kweimba iyo iyo inshuwarheni inosungirwa kubhadhara mhirizhonga nokuda kwekufunga kwemhosva mune kontrakti kana chibvumirano.

Zvisinei, kuregererwa uku kune zvinyorwa zviviri.

Mutoro wechipupuriro uchange uine kusina kambani

Iyi inoratidzira kukuvara kwemuviri kana kukuvadzwa kwepfuma kwaunofanira kutongerwa kana chibvumirano chakanga chisipo. Somuenzaniso, fungidzira kuti iwe uri kukwereta forklift kubva kune imwe kambani yekuvakira. Iwe uri kushandisa hoklift kutamisa mamwe makateti kunze kweimba yako yekuchengetedza paunenge uchinge wakauraya gorosi iri kune muvakidzani wako unotevera. Zvichida wakasaina chibvumirano chekurenda chinopa imwe chikwereti kwauri nekuda kwekukuvadza kwaunokonzera kuforikisi uye kune imwe nzvimbo. Pasinei nemashoko echibvumirano chokubhadhara, iwe unotongerwa mutemo kune muvakidzani wako pasi pemutemo wakafanana wekukuvadza kwawakaita kumotokari yake.

Mutoro unofungidzirwa pasi pegungano rekuchengetedzwa

Nheyo yacho inobatanidza chikwereti chakatorwa neaishuwasi pasi pegvumirano yechipupuriro , kana kukuvadzwa kana kukanganisa kunoitika mushure mekunge kambani yaitwa. Bvumirano yeInishuwarenzi izwi rinotsanangurwa mumutemo.

Zvibvumirano zvinotsigirwa zvakafukidzirwa semuenzaniso kune kubviswa. Nokudaro, iwe unowanzovharwa chero chipi nechipi chebvumirano iwe waunopindira munguva yehurongwa iyo inosangana netsanangudzo yebvumirano yechipupuriro .

Cherechedza kuti mvumo yevimbiso inoshanda chete kune kukuvara mumuviri kana kukanganisa kwepfuma. Kana iwe uchitora chikwereti pasi pegvumirano panzvimbo yeumwe munhu kune zviti izvo zvinoreva kukuvara kwevanhu pachavo uye kushambadzira , zvipupuriro hazvizofukidzwi pasi pemutemo wako wemhosva. Chikwereti chebvumirano chinonyatsosarudzwa pasi pehupfumi hwehutano hwevanhu uye hwepamusoro (bhuku B).