Asi bhizinesi rekutengesa bedzi rinoshanda sei? Uye munhu wega anotengesa sei? Vakawanda vatengesi vese vanotaura nezve "kubhadharwa," asi iyo izwi haisi yakarurama chaizvo sezvo bhizimisi bhizimisi haasi mushandi webhizimisi.
Kuti Mutevedzeri Wemazuva Anowana Maripi
Sezvakagadzirwa nemhando iyi yemutero wemamiriro emitero, kune mashoko akanaka uye nhau dzakaipa.
Mashoko Akanaka: Sezvo muridzi wega, unogona kutora mari kunze kwebhizimisi chero nguva, uye haufaniri kubhadhara mutero pane zvaunotora. Zvaunotora kubva mubhizinesi rako zvinonzi "tora," kwete mubhadharo kana mubhadharo. Ndichatsanangura zvakawanda pamusoro pekuti kutevedza kunoshanda sei, pasi.
Mashoko Akashata: (1) Haugoni kutora mari yacho kunze kana pasina mari yakawedzerwa kuti ibudise. Zvakanaka, iwe unogona, asi bhizinesi rako harikwanisi kubhadhara mabhiriro ayo kana iwe uchitora mari yakawanda. (2) Bhizimusi rako rinofanira kubhadhara mutero pamusana pemari yebhizimisi. (3) Iwe uchiri kukwanisa kubhadhara mutero webasa rako (Social Security uye Medicare mutero) pane pfuma (net net) yebhizimisi.
Izvo Zvigadzirwa Zvitsva Ndezvikonzero zveMitero
Pamusoro pezvinangwa zvemitero, munhu wega ndiye mudzidzi webhizimisi ayo mabhizimisi emabhizimisi asina kuparadzaniswa nemutero wake.
Munhu mumwe chete wekodhi anotora bhizimisi mutero wekudzoka paChechi C uye anowedzera bhizimusi purofiti / kurasikirwa kubva kune iyo kudzokera kune imwe yemuridzi wemari pomuFomu 1040 .
Sole Proprietors Rega Draw, Kwete Paycheck
Sezvo muridzi wega , iwe muridzi webhizimisi , kwete mushandi wekambani yako. Iwe haugamuchiri mubhadharo uye haugoni kuwana muridzi wemari yako paTanho C.
Kana iwe uchida mari yekuzvipira iwe pachako, unotora izvo zvinonzi "kutora" kubva mubhizinesi. Iko kazhinji kacho iri mufananidzo we cheki, yakanyorerwa iwe pachako pane chebhizimisi chekuongorora. Asi cheki iyi haisi mubhadharo. Hapana hurumende yemari yemutero , mutero wemutero wehurumende , kana FICA mitero (Social Security / Medicare) inodziviswa kubva kuchechi ino.
Dhora ndeyemari yemari yaunotora (kana, inodhonza) kunze kwehuyo hwako mukambani. Uyu hutano (kana kuenzana) hunoratidzwa mune muridzi wemari yako huru. Nhoroondo huru iyo inoratidzwa pasi peMugove weEquity pane bhizinesi rako rebhadha uye iyo musiyano uri pakati pebhizimisi rako nezvinhu zvebhizimisi rako.
Iyo Dhiyabhorosi Inoshanda Sei
Kana iwe ukaisa mari yako pachako mune bhizinesi, unogona kuibudisa kuti uzvipe iwe zvakare. Iwe unogonawo kuwedzera yako huru yemari nekuita purofiti. Iyo purogiramu inoenda munyaya yako huru. Saka, kana mari yako inopfuura kudha mari yako mwedzi ino ne $ 3,000, unogona kutora zvose kana zvimwe zve $ 3,000 izvi pamari yako.
Kana iwe usina mari mukati mekambani yako huru, haugoni kubvisa mari kunze kwemari yako. Somuenzaniso, kana iwe watanga bhizimisi idzva uye iwe usina mari shoma uye mari yakawanda inofanira kubhadharwa - kubhadhara, zvigadzirwa, kufarira kune chikwereti chako chemabhizimusi - hapana chakasara kukubhadhara iwe pachako mari yako .
Kubhadhara Mitero paDhora
Iwe (iwe pachako uye bhizimisi) usabhadhara mitero pamari yaunoshandisa kuti iwe ushandise uri woga. Hazvina kufanana nekutora chikamu kubva kune zvikamu zvako sechigoverwa chekambani. Mari yaunotora yakanyatsoparadzana kubva kuhuwandu hwehuwandu (net income) yebhizimisi.
Mari yako yebhizimisi yemutengo yakatarwa nemutengo unowanikwa paSheji C unopedza gore roga roga. Iyo Purogiramu C mari inoshandiswa mumutero wenyu wega 1040 mutero uye inobhadharwa pamwe chete nemamwe magetsi ekuwana mari.
Muenzaniso Wakazara (Oversimplified)
- Muridzi wacho anotora rutengo mwedzi woga woga, uye ose anotora $ 30,000 yegore. Iyi yose haina kuratidzirwa pamubhadharo wemutero wemutero. Asi ...
- Nayo mari ye $ 36,000 inowanikwa pane Purogiramu C.
- Purogiramu C mitsva ye $ 36,000 inosanganiswa mumutero wemunhu pachake .
Kubhadhara Social Security uye Medicare Mitero paDhiro
Munhu wose anobhadhara Social Security / Medicare mutero pamari yavo. Muchiitiko ichi, mari inowanikwa ndiyo mari yebhizimisi, kwete yako kutevedza. Iwe unofanirwa kubhadhara mitero yebasa rako , iyo inonzi Social Security / Medicare mitero pamutengo unowanikwa (pfuma) kubva mubhizimisi rako rekutengeserana chete . Mumuenzaniso wepamusoro, iwe unogona kubhadhara mutero webasa rako pachako pa $ 36,000 emari inowanikwa kubva mubhizinesi.