Vanopa vanoda ruzivo uye zvinowanikwa kuti vanowana pavanobhadhara nekadhi rechikwereti; uye iyo isingabatsiri inobatsira kubva pamusana pekuunganidza mari. Ichokwadi, vabatsiri vangave vasina kudzoka kuzopa sangano renyu kunze kwekuti iwe utora makadhi echikwereti.
Vanhu vazhinji, zvikurukuru vaduku, nyora vashoma zvikuru chekuongorora zvakare. Kunyanya, mari yekushungurudzika yemarudzi ose yakagamuchirwa.
Kunyange zvakadaro, mapurogiramu ekadhi rechikwereti anokonzera mhando yekutengesa mari yakaoma kunzwisisa, uye izvo zvingave zvisina kukodzera kusingabatsiri. Heano mazita uye mari yaunowanzosangana nayo.
Marikiti yeAkambani yeMarike
Chero ani anoita zvekutengesa nekadhi rechikwereti anyoresa mutengesi nekambani yekukweretesa makadhi, kuitira kuti account yako yekugadzirisa ichanzi Accounting Merchant . Nhamba dzekutengeserana mabhizimisi ezvemari kuburikidza nekubhadhara kunoitwa. Nzvimbo dzezvemari dzinobudisa mabhizimisi ehurumende dziri kutora mari yakawanda kana kadhi yemakadhi akakavhiringidza mutengesi, saka kushanda kwekambani yevatengesi nguva dzose zvinosanganisira kugovera ruzivo rwezvemari rinodikanwa pakuongorora chikwereti.
Rimwe Nguva Mari
Iko kune kazhinji mari inokonzerwa nekutengesa nekambani yevatengesi. Zvinogona kutumidzwa kushandiswa kwemari, kuisa mari, kana kuti gateway settingup mari, asi vose vanomiririra mari yekutanga nekambani yako yebhizimisi.
Iwe unogonawo kubhadhara software kana zvishandiso zvinodiwa kuti uite zvekutengesa kwako. Iyi mari inogona kunge ichiripo mwedzi mumwechete mari kana iwe ukanyoresa mhinduro yewebhu, kana iyo iyo yakagadziriswa.
Mwedzi weNyaya yeMari
Inenge nhoroondo dzose dzevatengesi dzichava nemhando yekubhadhara pamwedzi. Inogona kutumidzwa mutero wemitemo, mari yekubhadhara, kana mari yemishumo, asi iyo inongoramba iri mari yekuendesa iyo inowanikwa.
Dzimwe nhoroondo dzine mamiriyoni akawanda emhosva zvinowanzobva kubva $ 10-30 / mwedzi. Dzimwe nhoroondo dzingaita kuti pave nemari inowanikwa pamwedzi panzvimbo ye / kana kuwedzera pamari yemwedzi.
Transaction Fees & Discount Rate
Kazhinji, kune zvikamu zviviri kune zvakakosha zvekugadzirisa mutengesi wega wega: chimwe nechimwe chemari (inowanzenge pakati pe $ 0.20 ne $ 0.50) uye mari iyo inenge muzana yemari yekutengesa, inonzi "Discount Rate."
Iko kunotswa kwemazana kunogona kusiyanisa zvikuru kubva kune imwe prootorori kuenda kune imwe. Inowanzova pakati pe2-4%, zvichienderana nerudzi rwekadhi rechikwereti uye nzira yekushandiswa inoshandiswa. Somuenzaniso, kana kubhadharwa kuripo kunopiwa 3%, uye iwe unogamuchira mubhadharo we $ 100 iwe uchabhadharwa $ 3 nokuda kwekubhadhara mari. Yakawanda yemari iyi inoenda kukadhi rinobudisa kambani yakadai saVisa, MasterCard, nezvimwewo (Vanodana iyi kuti 'Mutengesi' mari).
Izvo zvakaoma uye zvinenge zvisingakwanisi kuenzanisa mari iyi sezvo vatengi vemashoko ekutengeserana vasingatauri mari yacho chete. Dzimwe nguva zvishoma zvinotambiswa zvakaputsika muInterchange rate uye imwe mari inobva kune kambani inobatsira uye inotumira zvinyorwa kune makambani akasiyana-siyana ekadhi rechikwereti.
Uyezve, pane zvakawanda zvakasiyana-siyana zvinogona kushandiswa kune mutengesi, zvichienderana nerudzi rwekadhi rinoshandiswa.
Izvi hazvirevi chete kana iri Visa, MasterCard, kana Discover, asiwo kana iri Makombodhi kadi, Kambani yeChishanu, Debit kadi, nezvimwewo Zvimwe zvinokonzera izvi zvinosanganisira kushandiswa kwekutengeserana (kushandurwa, keyed in), uye kunyange kana ichipfuura miedzo yakadzivirira yekudzivirira yakadai sokuti "Itaiti inobatanidzwa nekutengeserana kurikwanisa kero yekubhadhara yekadhi rechikwereti here?"
Makambani ekadhi rechikwereti anoti matanho akasiyana anoratidza maitiro akasiyana e 'ngozi' yekambani iyoyo. Vanogona kunzwa, semuenzaniso, kuti kune ngozi yakanyanya kune kutengeswa kunoitwa pasina kadhi yemuviri, saka penalizing foni, mail uye neIndaneti.
Nokuda kwekusina maturo, zvizhinji zvekutengeserana zvinowanikwa nefoni, ne-mail, kana paIndaneti, uye saka inowira muboka rinonzi "kadhi haisipo" kana "mail mail order order (MOTO)" kutengesa.
MOTO kushandiswa kwemitengo kunogona kusiyanisa zvakanyanya maererano nerudzi rwekadhi uye sangano rako rinoshandiswa nehuwandu, asi richave rakakwirira kudarika kushambadzira kwenyama.
Makadhi emhando uye nzira dzokugadzirisa zvinowanzobata mari inoshandiswa nekuraira kana mutengesi uchitorwa se "unyanzvi" kana "usina kukodzera." "Kwete-akakodzera" kutengesa kunokwidzwa kwepamusoro kana kuwedzerwa muzana. Zvinosuruvarisa, hapana huno-ye-indasitiri mitemo yezvidzidzo zvekutengesa.
Chikwere CheKutengesa Zvimwe Zvimwe Zvisina Kubudirira: Izvo Zvakakodzera Here?
Iko kune makambani anonyanya kugadzirisa kadhi rechikwereti kushandiswa. Vanowanzopawo maitiro ezvinyorwa zvakagadzirirwa zvakananga kubatsira rubwaro uye kuchengetedza ruzivo rwekusimudzira mari nekugadzirira. Vatungamiri munharaunda iyi vanopa DonorPerfect uye The Raiser's Edge. Kana yako isingabatsiri ichave iri kuita sangano rakanyanyisa rekubhadhara mari, iwe unoda kuongorora izvi.
Vakawanda vasina purofiti vanoshandisa mishandisirwo emakambani ekugadzirisa nzvimbo dzakadai sed Network for Good. Hapana mhetekedzo yekugadzirisa, uye sarudzo yemari yakananga. Izvo zvinhu zvose zvinobatsira uye zvisingabatsiri pamabasa akadaro, uye kana iwe uchizvishandisa zvinoenderana nezvinangwa zvako zvekugadzirisa mari, hukuru hwehupfumi hwako, uye zvinhu zvaunazvo. Vatatu vevashanduri vanowokubvumira kuti mutore mararamiro enyu asina maturo kune vanopa (dzimwe nguva kuti muwedzere mari). Kana uchikwanisa, iva nechokwadi chekuchengetedza kukwanisa kubatana zvakananga nemupiro wekusigirwa mune ramangwana.
Dzimwe nzvimbo dzakawanda dzekutambirwa kwevanhu dzinotarisana neInternet pamwe chete, apo vatsigiri vanogona kupa, kuronga shamwari kuti vatsigire, uye kurukurai zvisina zvazvinobatsira. Nzvimbo dzakawanda, huru dzenyika dzine mazamu aya.
Kuenzanisira kunze kwekunakisisa kadhi rechikwereti yekugadzirisa sarudzo yako yekusakundikana hakusi nyore. Iwe uchada kutsvakurudza, taura nevezera rako risina ribatsiro, uye chengeta huwandu hwezvingasarudzo usati waita chisarudzo. Uyewo, chengetedza kuchengeteka mupfungwa. Kadhi kadikiti uye kunyanya kadhi rechikwereti rinoshandiswa paIndaneti rinogona kuva pfuma yakawanda yevheji .
Mashoko pamusoro pekwereti yemari yekwereti nemari yeiyi ino yakagadzirwa neDonorPerfect, iyo inopa ruzivo rwezvekuwedzera nezvekubhadhara kushandiswa kwemhinduro .