Pamusoro 10 Makadhi Okukwereta Kana Une Izvo Zvakanaka Chikwereti
Vanhu vane chikwereti chakanaka chekwereti zvinoreva kuti mhanho yavo iri pakati pe630 ne 689. Vanhu ava vanogona kunge vachikwanisa kuwana makadhi emakwereti kunyange kwete kadhi rekwereti rekukwereti rinogona kupiwa kwamuri kana mune chikwereti chakanaka. Kune mamwe makadhi emakwereti ayo mapurogiramu ako asingakwanisi kubvumirwa kuti apiwe nekadhi kadhi rechikwereti kubvira 630 kusvika 689 inogona kufungidzirwa kuva pangozi, zvichipiwa nhamba yezvinhu zvinowanikwa nemakadhi aya.
Zvisinei, pane makadhi makadhi emakadhi anowanzoitirwa iwe. Nhasi, tichatarisa zvakadzama kune makadhi akakwereti akakodzera kune vanhu vane chikwereti chakanaka chekwereti. Heino chiitiko chepamusoro gumi gumi zvakanakisisa zvemakadhi emakadhi kuvanhu vane chikwereti chakanaka.
Capital One Spark Classic yeBhizinesi
Iri bhizinesi kadhi rechikwereti rinorehwa kune vanhu vane ruzivo rwezvemabhizimisi kwavari uye vane chido mune zvebhizimisi. Chokutanga pane zvose, mari imwe chete yebhizimisi yebhizimisi haifaniri mari yegore negore.
Izvi zvinoreva kuti iwe haugone kurambwa chero mapeji emakadhi muzita rekukundikana kubhadhara mari yegore negore. Chechipiri, chero shanduro yakabhadharwa nekadhi rino inokupa 1 muzana mari yekudzorera mari. Pamusoro peiyo, unogonawo kuwedzera makadhi evashandi kune kadhi pasina mari. Kana iwe uchiramba uchishandisa kadhi rino kune zvakasiyana-siyana, zvinogona kugadziridzwa kune dzimwe mari dzakakosha seGeor One Spark yemabhizimisi emari uye akawanda akawanda.
Kana iwe uchida kutarisira mari yemabhizimisi ako , kadhi rino harinyadzisi zvachose. Inokupa sarudzo yekutsvaga marekodhi akasiyana ekutenga semabhuku matsva, kukurumidza uye zvakaitwa neExcel. Izvi zvichakubatsira kuti uchengetedze mari yako. Uyezve, iwe uchange uchitora nhepfenyuro yako yezvemari kuburikidza ne emaimeri kwekota nega roga kuti ikubatsire pakugadzirira bhadha yako inotevera.
Capital One Quicksilver Cash Makomborero Kadhi Kwereti
Ichiwo chimwe chikwereti chekwereti chakakosha kune vanhu vane chikwereti chakanaka. Kutanga, iwe unowana 1.5 muzana yemari yembairo yekubhadhara kwezvinhu zvose zvaunotenga uchishandisa kadhi rino. Kana iwe uchikwanisa kubhadhara yako kwemwedzi mitatu inotevera panguva, iwe uchakwanise kuwana mirefu yepamusoro yemukwereti . Kana kadhi yako ikarasika kana kubiwa, haufaniri kutya zvachose sezvo inouya nechivako chekuvhara.
Kune rumwe rutivi, unogona kuwana bhangi rako kubva kunyaradzo ye smartphone yako paunogara kumba uchishandisa purogiramu yemafoni. Uyezve, mibairo yemakadhi yaunowana haina mitezo uye haiperi zvakare. Iyi ndiyo rusununguko yatinoda yose ndinofungidzira. Zvakanakira kadhi rino zvinosangana zvizhinji zvezvinodiwa izvo munhu ane chikwereti chakanaka anoda.
Pakupedzisira, haufaniri kusina kana kutenderera maitiro kuitira kuti uwane mari mibayiro.
Chikwere Chekutanga Bhizinesi Platinum Visa yeKuvakwa Kwekuvaka
Ndinonyatsoziva kuti munhu wese ane chikwereti chakanaka nguva dzose ari kushanda zvakaoma kuti ave nechokwadi kuti vanomira kunze kwechikwata ichi ndokuenda kune chikamu chekwereti yakanaka. Kana ichocho chiri chinangwa chako, iko kadhi iri rinosangana nezvose zvido zvako 100 muzana. Kutanga, iyo haina kuchengetedzwa kadhi rechikwereti risina chidimbu chekuisa mari uye naizvozvo rinobatsira zvikuru apo iwe unoda kuvaka kero yako. Chero paunenge uchiita chero chezvaunotenga, iwe pachako uchangowana 1 peresenti yemari yakadzorerwa mari inogona kuregererwa.
Kune rumwe rutivi, iwe uchakwanisa kuwana chikwereti chako chikoro paIndaneti zvakasununguka kuti uite kuti uzive kuti uri kupi maererano nematanho uye zvaunogona kuita kuitira kuti urambe uchivandudza.
Sezvo chinangwa chekadhi rino ndechekuvaka chikwereti chako, zvikwereti zvako zvose zvenguva yakatarwa zvichataurwa kune zvikwereti zvitatu zvezvikwereti uye nokudaro, chikoro chako chinogona kutora nguva shoma uye usati waziva kuti nhamba yako ingaenda kubva pakururamisa kusvika kune yakanaka . Saka, kune ani zvake anoda kuvaka chikwereti, ipapo Credit One Bank Platinum ndiyo yakarurama uye yakasarudzwa kusarudza iwe.
Chengetera Slate yeBhangi Kudhinda
Kune avo vedu vakaremedzwa nekadhi rechikwereti chikwereti, saka kuva neChese Slate chikwereti chekwereti ichaponesa matambudziko akawanda emari. Chokutanga pane izvi, kadhi rechikwere rino rinouya ne 0% APR chiyero pane imwe yeyero uyewo kutengeswa kwekutengeswa kwaunoita mumitambo yekutanga yekushambadzira yaunoshandisa kadhi. Chipo chinoshamisa pamusoro pekadhi iyi ndechekuti inokusimbisa iwe 3 muzana yemari yekubhadhara mari pamabhadharo ose akaitwa nemazuva ekutanga makumi matanhatu ekuberekwa kwebhuku. Kana iwe uri kurwisana nechikwereti pane imwe kadhi iri kuunganidza kufarira iwe unogona kutumira chikwereti kuSlate yako kadhi yemari yekwereti uye unakidzwe nekuregererwa kwekubhadhara mari uye kufarira. Izvi zvichakuchengetedza mari yakawanda munguva refu.
Nokuda kwezvinangwa, ngativei muenzaniso chaiwo weupenyu. Zvichida iwe une chikwereti pa $ 8,700 ane 15 muzana APR uye iwe unosarudza kubhadhara $ 500 mwedzi mumwe nomumwe, zvichakutora iwe mwedzi inenge makumi maviri usati warega chikwereti. Zvisinei, kuendesa chikwereti ichi kuChese Slate kadi kunogona kukuponesa ne $ 1,305 iyo yakawanda kwazvo sezvo Slate ine 0% APR mumitambo yekutanga yekubhadhara yakaitwa.
Rwendo Rwendo Rwevadzidzi kune Vadzidzi
Kana iwe uri mudzidzi uyo anoda kuzviwana iwe kadhi rechikwereti rako pachako, ipapo Rwendo rwomudzidzi runopa mubayiro kune vadzidzi rakatanga zvakanaka. Iine zvikwata zvekuvaka zvikwereti zvinokuita kuti uwedzere chikwereti chako munguva shoma shoma kana uchienzaniswa nemamwe makadhi anowanikwa mumusika. Inokupawo mubairo chero nguva yamunenge maita mari yakakodzera. Kana zvasvika kune zvinobatsira kana kuti pane zvinobatsira, zvinokosha kuziva kuti kadhi rino rinokupai 1 muzana mari yekudzorera mari yekutenga kwose kwaunoita. Pamusoro peiyo, iwe uchawanawo 25 muzana bonus pamubhadharo wega wega wega wepa mwedzi unoitwa nenguva. Uyezve, chikamu chako chekadhi rechikwereti chinotambanudzirwa kana iwe ukaita mahomwe ako mashanu okutanga panguva. Maererano nemari yegore negore, iri zero-yakarongwa.
Kune rumwe rutivi, harina kutengeserana kune dzimwe nyika kune avo vanodzidza kune imwe nyika kana imwe nyika kunze kweUnited States. Kana iwe ukatarisa mubhadharo wemari, kadhi rino ndiyo yakanakisisa sezvo ichikupa 1.25 kubva muzana semubairo wezvikwereti zvakakwirira kudarika mamwe makadhi.
Kubhadhara Rimwe Bhengi Unsecured Visa risina Dhipatimendi
Sezvo kadhi iri risingadi dhomwe zvachose, rinokupa mukana wekuvaka chikwereti chako munguva pfupi. Muzvinhu zvose zvinotengesa zvaunotenga, unoenda kuti uzviwane iwe 1 muzana mari yakadzoka. Pamusoro peizvi, une rusununguko rwekusarudza zuva rako rekubhadhara pamwedzi pamusana pezvinangwa. Iwewo une rusununguko rusununguko rwezvikwereti zvako zvikwereti zvinokupa mukanano mukuru wekutevera chikoro chako uye kuona kuti ndezvipi zvinowedzera kukwidziridzwa kwekwereti yako.
Izvo zvinobatsira zviri pamusoro apa zvinopa Credit One Bank Unsecured Visa imwe yemakadhi akanakisisa ayo maoko nemapako ako anofanira kuva nazvo. Inokupa ruvara rukuru kana iwe uchida chaizvo kuwedzera chikwereti chako uye kubuda kunze kwekodzero dzekodha dzekwereti. Kana iwe uchida kukurumidza kukwereta chikwereti chekwereti, iwe unogonawo kuedza kushanda kunyange zvazvo zvichiuya pamubhadharo. Zvisinei, kana iwe usati uri kukurumidza, chikwereti chikamu chekwereti chingawedzerwa kana uchiratidza kuti iwe unotozvida zvechokwadi kuburikidza nekubhadhara mwedzi mumwe nomumwe mwedzi wose.
Zivai Miles
Kune avo vedu vanogara vaifamba, saka kuwana Discover iyo Miles kadhi rechikwereti kunogona kuva chipo chinoshamisa. Maererano nemubairo, kadhi rino rinokupa 1.5 mairaira kwemaundi ose aunoshandisa. Izvi zvinoshandura zvakananga ku 1.5 muzana mari kumashure chero kupi zvako kwaunotenga. Kune avo vedu vasingadi kufunga nezvekuvandudza mibairo yedu, zvino iyi ndiyo kadhi yakanakisisa iwe unogona kuva nayo. Kana iwe uri nhengo yekadhi yakashanda mugore rokutanga bhomwe, misha yako yose inopetwa kaviri. Izvi zvinoshandurawo kusvika ku3 muzana yemubairo yepamusoro gore negore.
Iyi kadhi inofanirwawo kuti munhu anogara achifamba sezvo asingabhadhari mari yekutengeserana kwenyika. Izvi zvakasiyana zvikuru nedzimwe makadhi anokupikidza iwe kusvika 3 kubva muzana semari yekunze kune imwe nyika yekutengesa yaunenge uchiita kune dzimwe nyika kune vevadzidzi, mazendo kana zororo. Nokudaro, Zivhure Miles ndeimwe yemakadhi akanaka unogona kuve nawo kana iwe unogara uchifamba.
Zivhura Iko Kushandura Match
Iyi ndeimwe yemakadhi akanakisisa aunogona kuva nawo kana iwe uchida kuwedzera zvikwereti zvemari zvekubhadhara mari yako yakapera pakupera kwegore rokutanga. Somuenzaniso, kana iwe uchiwana $ 300 mugore rokutanga semari yekudzorera mari, iwe uchapiwa $ 600 pakupera kwegore rokutanga. Izvi zvinoreva kuti inokupa idhora yemari yekuda mari yemari yose yaunowana iwe. Kana zvasvika pakukomberedza zvikamu zvega roga roga sezvivako zvegesi, maresitorendi, uye maAmazon pakati pevamwe, iwe unowana 5 muzana mari yakasimudzirwa kusvika kumwedzi wechina kana uchiita. Iwewo uchakwanisa kuwana 1 muzana mari yakadzoka pane zvimwe zvese zvakatengwa zvakashandiswa uchishandisa kadhi rino. Iwe unogonawo kudzikinura mari yako yekudzorera yemari chero ipi zvayo chero nguva ipi zvayo yaunoda sezvo mibairo isingasungwi nenguva inoreva kuti haiperi.
Hapana mari yegore negore iyo chero nhengo inofanirwa kubhadhara chero nguva. Izvi zvinoreva kuti munhu anogona kushandisa kadhi asingatyi kukanganisa mukubhadhara mari yegore negore. Sezvo uri nhengo, unogonawo kusvika kuona nekuziva chikamu chako cheFICO pamwedzi wega wega. Nhamba yacho inogona kuonekwa pamashoko ako emwedzi waunogamuchira pamwe neyokushandisa paIndaneti.
Credit One Bank Platinum Visa
Kana iwe uri munhu ane chikwereti chakanaka uye iwe une chido uye unofarira mukuvaka chikwereti chako , enda iwe Credit Credit Bank Platinum Visa. Izvi ndechokuti mubhadhadzi wekadhi anorondedzera zvikwereti zvako zvose kune zvitatu zvakasiyana-siyana zvekwereti pamwedzi. Izvi chaizvoizvo zvinowedzera chikwereti chako kunyanya kana iwe uchiita zvose zvaunobhadhara panguva. Pamusoro pekutengwa kwose kwakakodzera kunoshandiswa uchishandisa kadhi, iwe uzviwanire iwe 1 muzana bhonasi yemari yakadzoka. Nokuda kwechinangwa, iwe une mukana wekusarudza zuva rako rekubhadhara pamwedzi iwe waunonzwa wakasununguka nawo. Izvi zvinoreva kuti iwe haugoni kupikisa kugadzira mwedzi mumwechete sezvo iwe unogona kungosarudza zuva raunonyatsoziva kuti mari ichawanikwa iwe uripo.
Iri kadhi rinoita kuti rive rakakodzera kwazvo kune vanhu vane chikwereti chakanaka uye vanoda kuvandudza maitiro avo. Pakupedzisira, iwe uchakwanisawo kuwana mahwendefa ako ega ega ega mvumo pamwe chete naWeanan credit score.
Ziva Icho Chrome yeVadzidzi
Iwe uri mudzidzi uyo ari kushamisika kuti ndeipi kadhi rechikwereti rinogona kukodzera iwe kuti uite uye nekupa mabhonasi akasiyana? Zvadaro Tsvagai Chrome yeVadzidzi vangave yakanakisisa yako. Kutanga, iwe unowana dola yemadhora ekubhadharisa mari yose yaunotora mugore rako rokutanga sewe nhengo.
Iwe unowanawo 2 muzana yemari kumashure mumaresitorendi uye gasi zviteshi kusvika kusvika kumadhora madhora 1 000 muga roga roga. Kana ukawana zvikwereti zvakanaka (GPA 3.0 kana yakakwirira) unowana rusununguko $ 20 mari shure kwegore rimwe nerimwe rechikoro kusvika kumakore mashanu. Hazvibhadhari mari yemwaka pamubhadhi wekadhi zvinoreva kuti iwe unogona kushandisa kadhi yako gore mugore rega usina kunyunyuta. Iwewo uchanokwanisa kuwana chikwereti chako chikwereti uye mvumo yechikwereti mwedzi wega wega kuburikidza nekuenda paIndaneti kana kushandisa purogiramu ye mobile.
Makadhi ane gumi ari pamusoro apa ndiyo yakanakisisa makadhi evanhu vane chikwereti chakanaka. Havana chero mari yegore negore, vanopa mukana kune muchengeti wekadhi kuti vavandudze maranho avo , vane mari yekudzorera zvakare uye vanogona kushandisa. Sarudza chero mumwe wavo zvichienderana nezvinangwa zvako uye zvaunofarira.