5 Marudzi eZvesheni Zvikwereti

Zvekutengeserana dzimba zvikwereti zvinogona kubatsira vadzidzisi kupinda munguva dzakaoma

Vashandi vemabhizimisi pfuma vanogara vachida mabhenji kana vachida kuvakira zvivakwa. Mushure mokunge zvivako zvivakwa, dzimwe nguva vanoda rubatsiro rwekuwedzera mari kuti vachengetedze zvizere uye vakanaka. Ndicho chikonzero mabhengi, vateresi vega vega, makambani einishuwarenzi, mari yemari yepensheni, uye kunyange US Small Business Administration inopa mabhizimusi edzimba dzezvivigiro zvinogona kubatsira kuburitsa maitiro ekubudirira.

Vanogona kugadzira vashandi vebhizimisi uye kunyange kubatsira vabatsiri kudzivisa kuzarura.

Izvo zvinokurudzira vateresi kuti vaite zvikwereti kune vepanhau vepanzvimbo yekutengesa ndeyekuti yavo inowanzoita kuti vagari vapfumi vagare uye dzimwe nguva vanobereka mamiriyoni emadhora mumari. Kunyange zvazvo njodzi yakakwirira, mari yekuita mari inogona kukura. Kunzwisisa zvikwereti zvakasiyana-siyana zvinokwereta zviri kunze uko uye kuti zvinoshanda sei zvinogona kubatsira vashandi vezvivako uye vadzidzisi vezvokutengeserana vanogona kushandisa nzira dzekubhadhara mari munguva dzekuda.

Bridge Loans

Bhiriji bhiriji inopa wakwereta pakarepo mari inoyerera kuti abatsire purojekiti yezvinodiwa pakarepo. Bhendi dzekwereti ndezvenguva pfupi, kazhinji dzine nguva yegore rimwe chete kana zvakadaro. Zvinowanzowanikwa apo uyo anenge achikwereta ari kumirira nguva refu yekubhadhara mari inouya.

Bhidhiro yemarikiti inowanzopiwa nevanomukweretesa. Vanoda zvakanakisisa chikwereti chikoro uye uchapupu hwekuwana mari.

Vanokwereta vanofanirawo kuratidza kuti vane mari yakakwana yekuvhara pfuma yemari iripo pamwe nekubhadhara kwechikwereti chitsva.

Real Estate Purchase Loans

Zvikwereti zvekutengesa zvemaimba zvakafanana nekugadzirisa-kutengesa uye kugadziriswa-kutengesa mari yekutengesa mari. Vanokwereta vanofanira kuva nechikwereti chakanakisisa kuti vawane chikwereti ichi chechikwereti-chikwereti chechikwereti cha700 kana chepamusoro-uye kuchengetedza kwakanyanya mune zvebhizimisi uye mabhuku ebhangi.

Vatengesi vanoda kuti nzvimbo yezvokutengeserana ishandiswe sezvikwata uye chikwereti chechikwereti chinotarirwa chinotarirwa nechikwereti-ku-value chiyero.

Mari Mari Yakashata

Muridzi wacho anofanira kutora nzvimbo yekutengeserana sechikwata kuti awane chikwereti chakaoma mari kunyange kana chikwereti chiri kushandiswa kuchengetedza imba yacho. Mari yakabhadhara mari yakawanda inowanzopiwa nevasungiri vemunhu mumwe oga vasingafanirwi kutarisana nemitemo yakafanana neyevatengesi vemabhizimisi. Vanotakura mungozi yakakura yekusasikirwa uye inowirirana yakakwirira-nhanho.

Izvi zvikwereti ndezvenguva pfupi, kwete kwenguva yakareba, uye zvinongowanikwa kana nguva iri yezvakakosha, zvakadai panguva yekufambisa mberi.

Joint Venture Loans

Chikwata chekushandira pamwe chinogona kukodzera apo mapoka ose anowirirana zvakafanana mune pfuma uye kurasikirwa kwepfuma. Iko rudzi rwechikwereti runogona kubatsira kana pasina bato rinogona kuwana mari yakakodzera yega. Vashandi vanozviisa pasi uye makambani ekutsvaga mari kazhinji vanopa zvikwereti zvinowanikwa pamwe chete. Kazhinji, vaviri vanobatana muboka vanoshanda kuti vabatsirane pamwe chete. Kusiyana nechokwadi chekugara kwebasa, hukama pakati pevakakumbira chikwereti haufaniri kunge huri hurumende kana kupfuurira kunze kwemari yakabhadhara uye chikwereti.

Mari inotora chikwereti

Uyo anokweretesa anobvumirwa kugovera mune chikamu chemari inokonzerwa nekutengesa pfuma mune chikwereti chekutora chikwereti.

Uyo anokweretesa anogamuchira mutero waro wekubhadhara pamwedzi pamwe chete nemari, uyewo mugove mune mari yekubhadhara yeimba kana kuti mari yekutengesa.

Kuita zvikwereti zvekutora zvakakurumbira pakati pehofisi uye zvekutengesa nzvimbo apo vanhu vanozivikanwa, vane mari vanochengetedza vashandi vakasaina zvikwereti kwenguva refu.