Kune matatu matatu emishonga yemutero kunze kwe 2018
Chirwere chaLou Gehrig chave chakafukidzwa naMedare kubva muna 2001.
Kana iwe usingawiri mune chimwe chezvikamu izvi, ungasave usina kupa pfungwa dzakawanda kune iyo duku yezana yako yaunoshandira inorega kubva kune imwe yezvikwereti zvako kumutero weMedare. Asi kana iwe wakamboshamisika, hezvino ndiyo inoshanda sei.
The Medicare Hospital Inshurensi Imishumo
Hurumende yeUnited States inoisa mutero wepamusoro weMedarere we 2.9 muzana pamitero yose inogamuchirwa nevashandi, uyewo pamabhizimisi kana muhomwe yekurima inowanikwa nevanhu vanozvishanda. "Chidimbu chemafuro" zvinoreva kuti munhu wese-kana kuti anenge munhu wese-anopa ichochete 2.9 muzana, pasinei nokuti vanowana mari yakawanda sei. Asi vamwe vanobhadhara zvakakwirira vanobhadhara vanofanirawo kubhadhara mutero waMedare unowedzera pamusoro apa 2.9 muzana.
Kusiyana neRocial Security Tax-iyo imwe chikamu cheGermany Insurance Contributions Act kana FICA-yose yako mibairo uye mari yebhizimisi inotarisirwa kusvika kune 2.9 muzana yemutero weMedare.
Social Security yakagadzirirwa mubhadharo wegore negore kuitira kuti iwe unongobhadhara mutero pane mari kusvika pamari iyi.
Half the Medicare mutero inobhadharwa nevashandi kuburikidza nemari yekubhadhara mari, uye hafu inobhadharwa nevashandi vavo. Mune mamwe mazwi, 1.45 kubva muzana inobva pakubhadhara kwako uye wako waunoshandisa iye zvino anofanana nazvo, achibhadhara mune imwezve 1,45 muzana panzvimbo yako nokuda kwehuwandu hwe2,9 muzana.
The Self-Employment Tax
Iwe uchatora chimwe chinhu chekurohwa kaviri pamutero weMedare kana iwe uri woga. Vanhu vanozvishanda vanofanira kubhadhara zviri zviviri hafu yemutero nekuti ivo vose vari vashandi nevashandi. Pamwe pamwe nekubhadhara zvikamu zviviri zveHarare Security Tax, izvi zvinosungirirwa inozivikanwa semutero wekuzvitsvaga.
Iko Internal Revenue Service inokukanda iwe pfupa, zvisinei. Iwe unobvumirwa kubvisa hafu yako yemitero yebasa rako sekugadzirisa kune mari "pamusoro pemutsetse" papeji yekutanga yeFomu 1040 mutero wekudzoka. Kusiyana nedzimwe zvitsauriro zvaunenge uchitaura gare gare peji yechipiri yekudzoka kwako, uyu unobatsira kuderedza mari yako yakagadziriswa yakawanda kana AGI, chinhu chakanaka. Kuwanda kwemitero kunotarisana neAAGI yako inowira pasi pemiganhu yakati.
The Additional Supplementary Medicare Tax
The Additional Supplementary Medicare Tax yakawedzerwa neAne Affordable Care Act munaNovember 2013. ACA yakawedzera Medicare neimwezve 0,9 muzana, asi chete kune vanhu vane mari yakawanda avo mari yavo inopfuura pane imwe nzvimbo. Vaya vanobatwa vanobhadhara chikamu che8,8 muzana yemutero weMedare. Kubva muna 2018, zvipimo zvekuwana ndezvi:
Kuwedzerwa Medicare Tax Thresholds | |
Kushiva nzvimbo | Mipiro uye / kana Kuti Inoshandiswa Mari Inowanikwa Mukudarika |
Vakaroorana Vanowedzera Jointly | $ 250,000 |
Mumwe chete kana Musoro weimba kana Mudzimai wechikwereti (er) | $ 200,000 |
Vakaroorana Vanodyara Zvimwe | $ 125,000 |
Payroll Kuchengetedza Zvimwe Zvokurapa Miti
Vashandi vanodikanwa kuti vasachengetedze 0,9 muzana kubva kune vashandi avo vane mibairo yakawandisa kune zviyero izvi, asi izvi dzimwe nguva zvinenge zvisiri nyore. Vashandi vangasave vachiziva nguva dzose kuti mushandi anozviisa pasi pekuwedzera kwekuregererwa. Kana mushandi akashanda mabasa anopfuura rimwe chete, mari yake kubva kuna VaAyer A uye Employer B imwe neimwe inogona kuwira pasi pechikumbaridzo pachavo, asi mubhadhari aizova mutoro wemutero apo mari yake inowanikwa pamwe chete.
Chero kukanganisa kusati kwafukidzirwa neholdholding kunofanira kubhadharwa nemunhu panguva yekubhadhara. Vashandi vangave vari pasi pezvikwereti uye chido chekusava nehanya neAdding Medicare Tax, kunyange kana yakakonzerwa nemamiriro ezvinhu anonzwisisika.
Avo vasina kudzidza Vanowana Medicare Contribution Mutero
A Medicare mupiro wemitero ye 3.8 muzana inoshandiswawo kune "mari isina kuwana" -icho icho chinogamuchirwa kubva mune zvimari panzvimbo pokushanda, zvakadai senharaunda kana zvikamu.
Iyi mutero inonzi Net Investment Income Tax. Iyo ye8,8 kubva muzana inoshanda kune yakaderera yemari yako yekutsinhanisa mari kana kuti yako yakashandurwa yakagadziriswa mari yakawanda pamusoro pechiyero. Kubva muna 2018, chikumbaridzo chakawanda ndechekuti:
Net Investment Imari Imitero Yezvikwereti | |
Kushiva nzvimbo | Kugadziriswa Kugadziriswa Mari Yakawanda |
Vakaroorana Vanodhonza Chirikadzi Yakakwana Kana Kuti Yakakodzera (er) | $ 250,000 |
Mumwe chete kana Musoro weimba | $ 200,000 |
Vakaroorana Vanodyara Zvimwe | $ 125,000 |
Kune vakawanda vanobhadhara, yako yakashandurwa yakagadziriswa mari yakawanda kana MAGI yakafanana neAAGI yako, asi kana usinganzwisisi, taura nemudzidzisi wemitero.
Zvose zvinotaurirwa, iwe unogona kupedzisa kubhadhara zvinopfuura zvishoma peresenti yeMedare kana iwe uri mukuru wemari nemari yekuwana mari.