- Nzvimbo
- Mariki
- Kugadzirisa
- Current Market
Ongorora nzvimbo yePfuma
Nzvimbo ndechimwe chezvinhu zvinokosha zvakanyanya kufungidzirwa kana uchitarisa zvingave zvingaita zvekutsvaga mari. Inogona kukubatsira iwe kuve nokufungidzira kwakadzidziswa pamusoro pekukwanisa kweimba kunzwisisa kwemakore.
Semuenzaniso, guru guru rezvemigodhi Robert Kiyosaki rinotaura nezvekubatsirwa kwekutenga mari yekuwana mari pedyo neguta rekoroji. Kufunga ndekukuti, pane nguva dzose mawaniro evarimi, vabereki vevadzidzi vanowanzobhadhara chikwereti uye iwe unogona kugara uchibhadhara chikwereti chakakwirira nekuda kwekudiwa kwemahara uye kuwedzera kwekuda kwemaimba.
Izvo Muvakidzani Wakafanana
- Icho chiri kumhenderekedzo yepasi kana kumaguta here?
- Icho chiri pedyo nezvitoro zvezvitengesi, zvikepe zvekutakura, zvipatara, uye zvikoro here?
- Ndeupi muvakidzani achada kugara ikoko? (mhuri, vakwegura, vanhu vasina kuroorwa, boka repakati, nezvimwewo)
- Pane huwandu hwevashandi vemunharaunda here?
- Icho chiri pedyo neimba yako yekugara here? Kana iri kure, iwe unofanirwa kufambisa mufambiro yekufamba maererano nemari yemari kubva pakuenda uye mukana wekutora kubva pakurasikirwa kwehupfumi.
- Ndiyo nzvimbo yakagadzikana yakagadzikana, inowedzera kana yekuderera? Pane zvakawanda zvakawanda zvisingabhadhari here kana kuti pane zvakawanda zvekuvakwa?
- Unoona mukana wekukura munguva yemberi here? Somuenzaniso, nzira itsva yezvitima inobatanidza kuguta guru iri kuvakwa, kana kambani itsva iri kutamira kune imwe nzvimbo nekugadzira mabasa matsva. Izvi zvinogona kuwedzera zvakanyanya kudiwa kwechigaro.
Ongorora Pfuma Yezvikwereti
Ziva Budget Yako
- Iwe unogona kuisa mari yakawanda sei mune izvi?
- Iwe unogona kukwanisa kurasikirwa zvakadini?
- Kana uchida mari yakawedzerwa, iwe uchatora kupi?
- Chii chichaita mari yako yekubhadhara mari uye mwero wekuda iwe?
Tarisa Kukosha kwePfuma
- Kumbira kuti uone mari chaiyo uye mari yemari yeimba. Kana kusina kuwanikwa, ona kuti iwe unokwanisa kunyatsofungidzira kushanda kwemari.
- Verengai Net Operating Revenue (NOI) yeimba.
- Ndeipi nzvimbo yakatarwa yekugara kweharaunda yako?
- Chii chinonzi chibharo chinorongwa cheimba yacho?
- Chii chingaisirwa inshuwarisi?
- Mari yakawanda sei?
- Chii chichagadziriswa pfuma ?
- Wakambofunga here mari yako yepamusoro yemari yemari (Cap Rate) ? Kana iwe usingazivi nezvemashamba ako eCap Rate, unofanirwa kutarisana nemunharaunda yemunharaunda mutengesi broker.
- Kana uchinge wasarudza Cap Rate, iwe zvino unogona kugovera NOI neCape Rate uye kuwana kukosha kwemuzinda.
- Wakamboita Kuenzanisa Market Analysis (CMA)?
- Ndezvipi dzimba dzinofananidzwa munzvimbo dzinotengesa? Pasinei nokuti uri kutenga nzvimbo yekurenda kana kutarisa kuti uite imba, iwe unoda kuve nechokwadi kuti hausi kupfuura-kubhadharisa imba yacho.
Ongorora Iko Kugadziriswa Kunokosha
Ndezvipi Kugadzirisa Unonyaradza Nazvo?
- Iwe unoda pfuma inongoda jasi repende uye chigadziro chitsva here, iwe wakakosha nehuwandu hwemabasa here kana iwe unofara nekutora rehab (itsva mapuranga, magetsi, pasi, masvingo, nezvimwewo)
Iwe Unogona Kuda Kuita Izvi Kugadziriswa Here?
- Mari yekugadzirisa ichasiyana zvikuru zvichienderana nekuti iwe unokwanisa kuzviita pachako kana kana uchida kukwereta mumwe munhu kuti aite.
- Basa rako rekuvaka rezvinhu nekugadzira richasiyana-siyana zvichienderana nekuti uri kugadzirisa mamiriyoni emusha pamba kana mashekeri makumi mashanu emadhora ekubvisa.
- Imwe mutemo mukuru wegumbo ndeyekuti, kugadzirisa kunogara kuri mari kune iwe wakaronga. Kana iwe uchishandisa kambani, basa revhiki mbiri rinowanzova mavhiki mana. Kunyangwe iwe uri kugadzirisa iwe pachako, mari inogona kubva kunze. Semuenzaniso, Unoronga kuisa mitsva yakaoma mune imwe imba ye $ 800. Paunosvinura masvingo, unowana kuvhara kwemashure uye kudiwa kwete kungoparadza chete asi zvakare kugadzirisazve masvingo. Zvisingatarisirwi zvinodhura zvakadai izvi zvichawedzera nokukurumidza. Iwe hauzovi nekutarisana nebhadharo yepamusoro yekuvaka, asi iwe uchange uri kubhadhara mari yekuwedzera mari, iyo inonzi "soft cost," kubhadhara chikwereti, pfuma yemitero, uye inshuwarisi pane imwe nzvimbo isina chaipo apo kugadziriswa kunowedzerwa kwapera.
Ongorora Izvo Zvokutengeswa Zvichienzaniswa neNow Market Market
Kuedza kufambisa McMansion panguva yekuderera hakuzove iri nyore. Mukuderera, kutenga pfuma yakatarwa kubhadhara kune vashandi vangave bheji iri nani yekubudirira. Iwe unofanirwa kutarisa izvo zviri kuitika mumusika wemaimba iye zvino uye gadzirisa hurongwa hwako maererano.
Kana iwe ukatenga iyo McMansion uye uine mari yekuitora iyo kwemakore manomwe kusvikira iwe uchigona kutengesa iyo kune purogiramu, saka, hongu, inogona kunge inogona kuva yekushambadzira zvakanaka. Chimwe chinhu chatinofanira kutarisa patinenge tatenga pfuma ndiyo kukosha kwayo. Zvinonyanya kukosha ndezvimwe zvinogona kutengwa nyore nyore uye zvinotengeswa pasinei nemusika. Vanogara vachitsvaga. Funga nezvavo sezvinodiwa, sechingwa nemvura.
Vanhu havadi imba ine dziva rakadzika uye nzvimbo yekuongorora TV. Vanhu vanoda imba nevaneshamba yakachena uye denga rakasimba. Iwe unoda kuti zvivako zvako zvikumbire kuvanhu vazhinji kwazvo kuitira kuti iwe uve nenhamba yakawanda yevatariri nevatengi.