Kuyera kwakaenzana nemari yekushandisa yakapetwa yakagadzirirwa nehafu yekodhi
Kana iwe uri mubhadhadzi wezvivako uye iwe uri kutarisira kutenga imwe nzvimbo, chimwe chezvinhu zvekutanga zvaunoda kuita ndechekuti hazvizivikanisi chete kuti pfuma yemari inokosha asiwo yekushandisa kwayo mari uye mari.
Ichakuudza kana iyo inosangana nemari yako yekuyerera uye zvinangwa. Uye kana uri kutanga, kunzwisisa kutengesa bhaji kunokosha pakukura kwebhizimisi rako ramangwana.
Kusarudza Pfuma Yakaisvonaka
Chokutanga unofanira kutora mambure ekushandisa anowanikwa (NOI) yemufananidzo weimba iyo iwe kana kuti mutengi wako uri kuongorora. IAI yezvivakwa zvinotora zvikwereti zvayo zvinoshandiswa zvishoma. Kana iri imba yakawanda, sarudza mari yekubhadhara mari mushure mezvinodiwa kuti ugare.
Izvi zvinogona kunge zvichitiomera nokuti zvakanaka, iwe uchada mari yekutora uye yekutengesa kubva kune imwe nzvimbo iyo iye chete iye aripo iye zvino. Asi iwe unogonawo kuverenga NOI kuburikidza nekuwedzera mutengo wekutengesa nehuwandu hwemari.
An Example
A matanhatu-unit unit purojekti inogona kubhadhara $ 30,000 purogiramu yakawanda kubva kune dzimba. Sarudza chikwata chemari kubva kune imwe nguva ichangopfuura, yakaenzana, inotengeswa pfuma. Iko zvino iganise iyo net inoshandiswa mari inoshandiswa nehuwandu hwemari yepamusoro kuti iwane ikozvino yehupfumi kukosha.
Ngatitii yakafanana neimba yako inotengeswa $ 250,000. Wakaona kuti iyo yaNoo yeimba iyo yakabvisa kushandiswa kwemari iri $ 50,000. Gurai iyo ne $ 250,000 mutengo wekutengesa. Iwe une chikwata chemari cheku .2 kana 20 muzana.
Kana iwe uchitora chikwata chemari chemazana makumi maviri. $ 30,000 yakaparadzaniswa ne20 muzana inonzi $ 150,000, iyo inenge iine kukosha kwemuzinda.
Zvimwe Zvishandiso
Ramba uchiyeuka kuti iyi haisi iyo nzira chete yekuverenga mahesheni emari epfuma. Ingongova chinhu chimwe chete mubhokisi. Kuenzanisa kwakasiyana-siyana uye mari yehutano huwandu hunoshandiswa nevarimi uye vashandi vezvivako vanoshandisa mumitambo yavo yezuva nezuva yese ine kukosha.
Iko mabhuku azere nezvakawanda zvakaenzana zvinoshandiswa kukoshesa dzimba uye kugona kushanda kwezvivako zvezvivako zvekuvakwa uye kubhadhara pfuma yeimba uye kushanda. Vazhinji vatyairi vashandisi vanoshandisa chete hafu yezvikamu kana izvi zvezviyero izvi nguva dzose zvekugara kwekuvakwa kweimba. Zvimwe zvinoshanda kune humwe humwe, vamwe vanogadzirisa-uye-flip mishonga, uye vamwe vachiri kutora mari yekuraira. Zvimwe zvinoshanda zvakanyanya kumutengesi ekubatira pakugadzira kushanda kwenguva refu kwezvikwata zvavo.
Commercial Property Investment
Zvose zvitsva zvemasvomhu zvinosanganiswa mune zvekutengesa pfuma yekutsvaga. Kune dzimwe huwandu hwakakosha hunoshandiswa nevakweretesa kuti vaone kana kana kwete kuti vashandise kutenga kana basa. Zvakanaka kuziva pamusoro pavo nokuti vazhinji vanobudirira chaizvo vanogara muzvivakwa zvekugara vanove vari mumamiriyoni emhuri uye zvekutengesa dzimba.
Kusarudza kukosha kwehuwandu uye zviyero zvinoshandiswa zvinoshandiswa zvinoenderana nezvinangwa zvako uye yeimba yemhando.
Kana iwe uri mubhadharo kutenga imwechete-mhuri yekuchengetedza dzimba, iwe uchashandisa zvimwe zviyero asi zvichida hazvive iwe unofarira chikwata chechikwata uye mamwe maverengedzero emitambo yemhuri.
Kuchengetwa Imba Imari
Kutanga kwekubudirira kwekubhadhara mari yekutsvaga kwekushandisa mari inotarisirwa zvakakwana yezvibereko zvekuvakirwa kune vanotarisira pfuma. Paunenge uine dzimba, chibereko chekubhadhara chizere chinokutaurira kuti mari yako iri kuitei zvakanaka kwete nemakero chete uye mari inosanganisira, asiwo nemari yako, kusanganisira kutarisira nekugadzirisa.
The Bottom Line
Vaya vanozviisa muimba yekutengesa kuburikidza nemari inobhadhara mari inofanirwa kuve nenzira yekuona kukosha kweimba ipi zvayo yavanenge vachifunga kutenga. Cap mahara inowanzoshandiswa mune zvekutengeserana uye yakawanda-yemhuri purovhesiti yemari uye zvidzidzo zvinobatsira.
Zvinogona kushandiswa kutsvaga mutengo wakanaka wekutengesa weimba-kana kubva kune rumwe rutivi, kukosha kweimba yakanyorwa maererano nekutengesa mutengo.
Sezvo unyanzvi hwezvigadzirwa zvemuzinda unoshandisa vatengi vatengesi, iwe unofanirwa kunge uchiziva zvikuru nzira dzose dzekuongororwa kwemari inowanikwa. Kana iwe uchiita zvose zvako zvekuviga nzvimbo yekuchengetedza nekugadzirisa, iwe unogona kunge usina mari inobatanidzwa kunze kwezvinhu kana iwe usingakoshese basa rako. Zvisinei, zvinonyanya kukosha kuti iwe uchava nemari yakawanda inobatanidzwa uye rako rekushandisa rinoshandisa mari iyo nhamba yaunowana shure kwezvinhu izvi zvose zvinodhura.