The Mortgage Interest Deed for a Rental Property

Kubvumira IRS Kubatsire Munzvimbo Yenyu Yechokwadi Kuisa Bhizinesi

Kana iwe ukauya munyaya ino mukutsvaga, iyo chikamu chedu reKurisa Imari Kuongorora Kwakaitwa . Tanga ipapo kuti uende kuburikidza nekuongororongedzwa kwakadzama kwemuenzaniso weimba.

MuNhepfenyuro Yedu yeNhepfenyuro Yakawanikwa, tiri kutarisa nzira dzinogona kubhadharwa neaneplex dzinogona kubhadhara mari uye kubhadhara mutero kune muridzi. Izvi zvinosanganisira:

Tichataura pamusoro pekubhadhara chikwereti chinowanikwa munyaya ino. Tichishandisa muenzaniso wedu weimba yakatengwa $ 325,000 ne $ 260,000 chikwereti, mari yedu yekutora inenge inenge $ 16,814 gore rokutanga rechikwereti. Tichitarisa kumashure ekubhadhara kwemari yedu yokubhadhara uye kuora kwekuverenga, tiri kugara pamutero wemutero unenge uri $ 25,999.

$ 25,999 - $ 16,814 = $ 9185

Izvi hazvisi chinhu chakaipa, sezvatakaona kuti tiri kukonzera $ 15,192 mumari, tichiona kukoshesa kwekumba uye kubhadhara mitero pa $ 9185. Yeuka kuti dzimwe nyaya dziri munyaya dzino dzirikukurukurirana kuderedza uye zvimwe zvinhu zvekuwana uye zvakabviswa. Muchiitiko chechi chikwereti chekuda kubhadhara, IRS irikukubatsira kuchengetedza chivako ichi apo ichichikoshesa mukukosha, pamwe nekufadzwa nemari yakanaka inoyerera nemutoro wemutero mushoma panguva ino.

Zvimwe Zororo Rinotora Mitero Inobatsira

Zvose zvebhizimisi rako rezvebhizimisi:

Kana iwe ukakwira zviziviso kune vashandi, unogona kuzvidzora. Kana iwe uchibhadhara kubatira kana kuti webhusaiti yezvinhu zvako, unogona kuzvitora. Kugadziriswa, kugadziriswa nguva dzose (kwete zvinhu zvakakura zvinofanira kuoderedzwa) uye mari inoshandiswa pakati pevarimi, kufanana nekupenda, zvose zvinodzingwa.

Kana iwe uchitsvaga makambani ekugadzirisa unyanzvi kana kubhadhara gweta uye mumiririri webasa rakabatana nezvinhu zvako, zvinodedzwawo zvakare.

Kana iwe uchichengetedza, iwe unogona kutora maireji yemari yekufambisa kuti uongorore zvinhu zvako.

Kuora mwoyo

Ichi ndicho chakanaka chaizvo, sezvauri kutora kubhadhara mari iyo iwe usina kushandisa zvachose mari! Tarisa nekodhaini yako, asi kazhinji iyo IRS ichakuita kuti uwedzere kukosha kwechimiro, kwete nyika, kupfuura makore 27.5 kana iri nzvimbo yekubhadharira.

Saka, ngatiti iwe une imba yekubhadhara yawakatenga kutenga $ 187,000. Nyika yacho inokosha pamadhora makumi matatu nemazana matatu, saka chivakwa chako chakakosha $ 150,000. Gurai iyo ne27.5 kuwana $ 5 455. Iwe unogona kutora icho icho sekudhura kwekudhura kwegore gore rega rega. Zvechokwadi, hapana chipo kubva kuna Uncle Sam chinouya pasina chiso. Zvimwe kana zvose zvekuderera kwako zvingave zvichienderana nekudzoka kana iwe uchitengesa imba pane purofiti. Tsvaga auntian kuti uwane mamwe mashoko.

Iko 1031 Mutero Kunoshandiswa Exchange

Ichi ndicho chaunonyatsotora nematokari. Kana iwe uchitengesa zvikamu zvako zvezvikamu pane purogiramu, iwe une chikwereti chazvino chekuwana mari inowanikwa mari yegore rekutengeswa. Izvo zvakafanana kune dzimwe dzakawanda dzimba dzekutsvaga, asi kwete yezvivako zvekumba.

Mitemo yakaoma, saka iwe unoda auntian uye / kana 1031 Exchange company kuti uitsanangure ivo nezvemamiriro ako.

Muchidimbu chakanaka chaicho, kana iwe uchipfumisa zvose zvebasa rekutengeswa kweimba inotora kune imwe nzvimbo, haufaniri kubhadhara mari inowanikwa pane iyo purogiramu, pane kuifambisa mberi munguva kusvika kushambadzira kwekupedzisira.

Kunyangwe zviri nani, iwe unogona kusununguka seumambo uye uitore pamwe newe! Zvakanaka, kwete technically. Kana iwe uchisiya pfuma yako kune vagari venhaka yako, ivo vachagara nhaka pa "kutorwa-up" kukosha. Izvi zvinoreva kuti ichagara nhaka pane zvakakosha paunenge wafa, uye iyo yose inowanikwa muhomwe ichanyangarika pamitero yemitero! Munguva iyi wave uchifarira kubhadhara kwako pamari yekuyerera.

Saka, buda uye utenge imba yekurenda!