Kuchengetedza Kwebhizimisi
Kudyidzana ndiyo nguva shomanana yezviyero izvi, nokuti inoreva kukwanisa kwebhizimisi kukurumidza kuchinja zvinhu kuti zvive mari pasina kurasikirwa.
Izwi rinoshanda seizvi: Ngatiti iwe unoda mari. Nzira iri nyore kuwana iyo kutengesa zvinhu.
Saka iwe unotarisa-famba uchifunga, "Zvakanaka, ndinogona kuunganidza pane zvimwe zvinogamuchirwa ." Asi iwe haugoni kuunganidza zvakakwana, saka unoedza kudzorera mabhokisi asina kubviswa ezvigadzirwa kuhofisi yehofisi. Kana iwe unodzorera zvimwe zvishandiso zvisina kushandiswa kumutengesi wako. Iwe unoziva kana wakaedza kutengesa midziyo, iwe unotora kurasikirwa, nokuti yakaderedza.
Kana iwe uri mvura, unayo zvinhu zvakakwana mumari kuti ukwanise kubhadhara zvikwereti zvako pakarepo, kana kubhadhara vashandi vako. Mazhinji emabhizinesi haawana mari yakawanda yakawanda yakagara pedyo, asi vanofanira kukwanisa kuziva kuti vane zvakakwana, kubva pamari kana kutengesa zvinhu, kubhadhara zvikwereti sezvavanouya. Izvi zvinonzi mari yakanaka inopera , uye zvinoreva kusachena.
Solvency yeBhizimisi
Pfungwa ye solvency inobatana nehupfumi, asi iri shoma shoma. Kana bhizinesi rikasarudzwa, rine zvigadziri zvakakwana kuti rivhare zvikwereti zvaro.
Kana vose vane chikwereti chebhizimisi vakadanwa muzvikwereti zvavo uye vakakumbira kubhadhara (rudzi rwakafanana 'kumhanya mubhangi' kune bhizinesi), bhizimisi raifanira kutengesa kana kurasa zvinhu zviripo, pakurasikirwa.
Solvency inotaridzwa nebhizinesi rebhizimisi rinonzi " ikozvino chiyero, " iyo inofananidza zvinhu zvino (zvinogamuchirwa, zvigadzirwa, uye inoshandiswa) kune zvikwereti zvemazuva ano (zvikwereti zvaunofanira kuita mugore rinouya, semitero yako, mitero yemitero, uye mwedzi pamwedzi kubhadhara chikwereti chako chemabhizimisi).
Iyo "chiyero chezvino" inofanirwa kuva 2: 1. Iko ndiko, kukosha kwezvinhu zvako zviripo zvinofanira kuva kaviri kuwanda kwemari yako ikozvino.
Sezvandataura pamusoro apa, zvakaoma kutengesa zvinhu zvishoma nokukurumidza usingatori kurasikirwa, saka unoda humwe hupfumi kuvhara zvikwereti zvako. Solvency, saka, kukwanisa kwebhizimisi kuchengetedza chikamu chezvino che 2: 1, saka chinogona kubata mamiriro ekukurumidza uye kubhadhara zvikwereti zvayo pamusoro penguva pfupi (pasi pegore).
Kuita Bhizinesi
Pfungwa yehupenyu inowanzokurukurwa nehupenyu hwevanhu (vana vacheche, somuenzaniso) uye kukwanisa kwavo kwete chete kurarama asi kubudirira. Kubudirira kwehupfumi kunoreva kupfuurira purogiramu yakasimba yebhizimisi kwenguva yakati. Izvo hazvirevi kuti roga roga inobatsira, asi kuti nekufamba kwenguva bhizimisi inobatsira, iyo inopa zvose zviri pachena kune zvinokurumidza uye solvency yezvinodiwa zvino.
Dzokera kumucheto wangu wepakutanga: mabhizimisi anowanzowedzereka nokuti vanokanganwa pamusoro pezvinokosha:
- Bhizimisi rinofanira kuva nemari yakakwana yekuvhara zvinetso zvinokurumidza (kugovera);
- Bhizinesi rinofanira kuva nezvinhu zvakakwana kuitira kuti kana zvikwereti zvikwanise kubhadharwa, kana kuti mitero inofanira kubhadharwa, bhizinesi rinogona kuvhara "foni" pane zvayo (solvency); and
- Bhizinesi rinofanira kuramba richibatsira, izvo zvinoreva kuti rinoramba richiunza mari yakawanda kupfuura mari, saka kuumba mari uye zvimwe zvinhu (zvinobudirira).
Basic business principles. Uvakanganwe pachinetso chako.