Tanga Kutarisa Bhizimisi Dukutanga Kutanga Mari Pedyo Neimba
Mhinduro:
Zvimedu Zvako
Kuti vatange mari yebhizimisi shoma , vanhu vakawanda vanotanga mabhizinesi avo vanozopinda muhomwe dzavo pakutanga-kunyange kana ivo vachidawo kuwana chikwereti chekubhadhara sechikwata chekambani chemabhizimisi kubva mune imwe nzvimbo yezvemari kana imwe nzira yekubhadhara mari kubva kune ngirozi vatori vemari kana vatungamiri vemari .
Kana iwe usingasviki muhomwe yako yekutanga, iwe uchada kubvunzwa kana uri kuedza kuwana mari.
Vanenge vose vanokweretesa kana vatengesi vanotarisira munhu anenge achitsvaka chikwereti chemabhizimisi kana kuenzanisa kwekutsvaga kuti aite mari yega yega mari. Kana iwe usiri kunyatsovimba mune zvebhizimisi rako pfungwa yekuisa pangozi yekuita mari yako yega, inofananidzira, nei mumwe munhu angadai?
Kana iwe usina kugadzirira mari iripo, tarisa kune zvaunoshandisa iwe pachako sezvinobvira mitsva yekutanga mari yebhizimisi duku. Izvi zvinosanganisira zvivako zvemasimba, motokari, mabhizimusi ekubhadhara mari, mashizha uye zvisungo, kana chero imwe pfuma inogona kubhadharwa, inotengeswa nemari, kana kushandiswa kubhadhara .
Imba yekubhadhara chikwereti ndiyo imwe yenzira dzinobhadhara mari yekukwereta sezvo chikwata chekufarira chichikanyanya zvikuru kana ichienzaniswa nemamwe marudzi ekubhadhara mari. Nzvimbo dzezvemari dzichakweretesa kusvika ku80% yehutengo hweimba. Kune rumwe rutivi rwemitambo, makadhi emakwereti ndiwo anowanzoita mari yekutanga mari yevassetsi-varimi vashoma kunyange kunyange nehuwandu hwemari.
Mhuri uye Shamwari ("Rudo Mari")
Chii chaungaita pamusoro pokuwana mari yokutanga bhizinesi rako kana makoko ako asina chinhu? Iwe unogona kutendeukira kune wechipiri inonyanya kukoshesa mabhizinesi mashoma ekutanga mari - mhuri uye / kana shamwari. Rudzi urwu rwemabhizimisi mashomanana ekubhadhara kazhinji anowanzoita sechikwata chako chemari.
Nhamba dzinoratidza kuti inenge 50% yevatengesi vari voga mumabhizimisi ndevemumhuri, 30% shamwari uye vavakidzani, uye vakasara vashandi kana vatorwa. Kunze kwekuva nehuwandu hwekuvimba muna iwe, mubhadhari wega wega anofanira kunge achikwanisika kutenga mari mubhizinesi rako. Vazhinji vatengesi vepachivande vari mumatunhu akakwirira-vanokosha avo vane bhizimisi risati rasvika.
Chimwe chezvinyorwa zvinokosha zvemhuri / shamwari kubhadhara kunoshanduka. Mhuri neshamwari ndei:
- Zvimwe zvinoda kutsvaga mukana wekudzorera pakudyara kwavo
- Zvimwe zvinogona kumirira kwenguva yakareba kuti vadzorere mari yavo zvakare
- Zvishoma zvingaita kuti utsvake mari
- Zvishoma zvishoma kuti uongorore bhizinesi rako rebhizimisi kusvika pachiyero chakafanana nesangano rezvemari
Kukwereta kubva kune shamwari neshamwari kunogonawo kukanganiswa nematambudziko:
- Mari inobva kune imwe kana imwe yemhuri nhengo kune imwe inogona kuita godo uye / kana kutsamwa pakati pevamwe vemhuri.
- Kana bhizinesi racho risingabudiriri uye iwe haugone kubhadhara chikwereti (s) ukama hwako nemhuri / shamwari chikwereti (s) chingakanganiswa zvachose.
- Mhuri kana shamwari dzakaisa mari mubhizinesi dzinoita kunge dzinofunga kuti dzine kodzero yekuita kana kubatanidzwa mubhizimisi rako remazvisarudzo.
Kuchengetedza nyaya dzinokonzerwa nekushaikwa kwekujekesa dzinova nechokwadi chokuti (pamwe newe gweta rako) iwe unogadzira zvinyorwa zvakakodzera zvechikwereti (s), kunyora mashoko akadai semashoko ekubhadhara, chibereko chekuda, uye kuti sezvo muridzi waunoita zvisarudzo pamusoro pekushanda kwebhizimisi.
Ongorora uye usayine magwaro nemhuri yako / shamwari chikwereti (s).
Mabhangi uye Zvimwe Zvezvikwereti Zvemari
Uye yechitatu inonyanya kukoshesa mabhizinesi maduku ekutanga kwemari ndiyo yakambotaurwa nezvemari yezvemari, zvakadai semabhangi, zvikwereti zvekwereti uye caisse populaires. Kazhinji mari yezvemari inoshuva kukweretesa kumabhizimisi maduku. Kuti uwedzere mararamiro ako ekuwana rudzi urwu rwebhizimisi mari, iwe unoda kuva ne:
- Sangano rakasimba rebhizimisi
- Iko kunaka kwechikwereti uye kubhadhara
- (Inofanirwa) purogiramu yakavhenekerwa nedzimwe bhizinesi dzebhizimisi
Pasina zvataurwa pamusoro apa, mikana yekuwana chikwereti kubva kune imwe nzvimbo yezvemari yakaderera - inodarika 80% yevaduku vebhizimisi vashoma vanorambidzwa mari kubva kune vakweretesa.
Zvimwe Mitsara Yokutanga Mari
MuUnited States, SBA inopa mhando dzakasiyana-siyana dzehurongwa hwemari yekubatsira mabhizimisi maduku, kusanganisira kutanga.
Hurumende yeKanada inopa mari yakakosha yekutanga kwebhizimusi kutanga kweBusiness Development Bank yeKanada (BDC).
Kana iwe uri mukadzi muzvinabhizimisi muUnited States, unogona kuisa kune dzimwe dzezvipo zveBusiness Small Grants kwavakadzi .
Mari Mikuru Yebhizimisi Kwemabhizimisi muCanada inopa ruzivo pamusoro pezvikwereti zviduku zvebhizimisi zvinowanikwa kune vakadzi chete.
Kana kutora mari yako yekutanga kunodarika madhora 20,000, chikwereti chiduku chinogona kuva chaunoda. Ona Micro Micro Business Loan: Ko Bhizimisi Rako Rinoda Kukuvadzwa Kwemazana? (US) uye 20 Zvitubu zveMarikiti Miviri yekutanga Bhizinesi DzeCanada.
Kana iwe uchifunga nezvekutsvaga chikwereti chiduku chebhizimisi kune bhizimisi rako idzva, Ungawana Sei Mushandirapamwe Wemabhizimisi Madiki ?
Onawo:
8 Mitsamba Yebhizimisi Kutanga Mari
5 Nzira dzekuumba dzekubhadhara Bhizimisi Renyu idzva
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