Nzira yekuwana mari yaunoda kukura nayo bhizinesi rako.
Vanhu vazhinji vanobvumirana kuti kutanga uye kubudirira kushanda bhizinesi duku hazviiti, basa risina basa. Kunyangwe iwe uchida mari kuti utange bhizinesi rako duku uye uite kuti rive rinoshanda kana kungoda mari kuti utenge zvishandiso zvebhizimisi idzva nezvimwe zvinyorwa, mikana iwe unoda mari yakawanda kupfuura iwe unogona kunge uri mubhengi rako rebhangi kuitira kuti bhizinesi rako riite uye rifambire mune zvakakosha right direction.
Zvisinei, iwe unowana kupi mari yokuputira mubhizimisi rako duku uye rinokura? Iri ndiro dambudziko guru iro vadzimai vepanhau vemazana vanofanira kutarisana naro zuva nezuva.
Sezvo muridzi webhizimisi, hapana chikonzero chekutambudzika. Kune mhando dzakasiyana-siyana dzezvikwereti zviduku zvebhizimisi zvishoma zvokuti nhasi madzimambo maduku emabhizimisi vanogona kupinda mukuvhiringidza mari yakawanda inowanikwa mumabhizimisi avo. Kunyangwe iri zvikwereti zvinotsigirwa nahurumende kana ipi zvimwe zvikwereti zvitsva kubva kune vatengesi vatengesi vekukweretesa kadhi rechikwereti uye vamwe vanokweretesa, bhizinesi renyu duku rinoda chaizvo.
Pano pane zvimwe zvikomborero zve Micro Micro Business Loans:
Fixed and Reasonable Interest Interest
Kunze kwekuti zvikwereti zviduku zvebhizimisi zviduku zvinowanzoitika zvishoma, zvishoma-duku-vatengi vanokweretesa vanopa zvikwereti zvavo pane zvakagadziriswa uye zvinonzwisisika zvikwereti. Madzimai maduku emabhizimisi havachafaniri kunetseka pamusoro pekusangana nekugadziriswa kwechikwereti chezvikwereti zvakajairika mune zvikwereti zvebhizinesi zvebhizimisi .
Kubhadharwa Kubhadharwa Zvimwe
Tichifunga nezvekuti mabhizimisi maduku mashoma anowedzera uye anoda kuisa nheyo dzakasimba mukati memisika, micro-chikwereti inopa sarudzo dzekubhadhara dzakasununguka dzinopa mabhizimisi maduku nguva yakakwana yokuripa zvikwereti. Muzviitiko zvakawanda, uchawana kuti micro-vatengi vanopa mabhizimisi maduku kusarudza kubhadhara zvikwereti zvavo munguva inenge iri pakati pemwedzi gumi kusvika pamakore gumi zvichienderana nemari yezvikwereti.
Vakawanda VaTerevhiti Zvirongwa
Vazhinji-micro-chikwereti nguva dzose varipo kuti vawane mabhizimisi maduku nevatengi vezvishambadzi zvinoshamisa zvakanyatsogadzirira kukwidziridza maitiro ebhizimisi aya. Vachaita kuti vadzimai vephizinesi vadzimai vawane ruzivo pamusoro pekugadzirisa zvemari, pamwe chete nekuvadzidzisa pamusoro pemari ipi zvayo iripo. Zvakare, micro-vatengesi vachapa mazano madhimani maduku emabhizimisi maererano nemirairo midzikwereti, uyewo pane chero hurongwa hwehurumende. Vadzidzisi vemabhizimisi maduku vanogonawo kupiwa zvivako zvakadai senishuwarenzi uye kubhadhara kugadzirisa zvirongwa.
Kunyange zvazvo chirongwa cheSBA chechikwereti chechikwereti hachipi kupa zvikwereti zvakananga kumabhizimisi maduku, vanoshanda nema micro-lenders akasarudzwa (kunyanya mabhengi emunharaunda) kuti vaone kuti vatengesi vemadiki vanogona kukwanisa kuwana zvikwereti.
Kune vamwe vakawanda vanokweretesa vakawanda vanopa zvikwereti zvemabhizimisi maduku maduku kumabhizimisi maduku uye kunyange kumabhizimisi emisha. Vanoshanda nevadzidzisi vemabhizimisi madiki akasiyana-siyana kuti vabatsire kuvaka mabhizinesi avo. Pasinei nokuti une chikwereti chakanaka kana chikwereti chakashata, Micro Loan Lenders ndiyo inogona kuwanikwa yekuwana mari yaunoda .
Iine mahofisi ayo muSan Francisco, WISE yakave iri mberi kwezvikwereti zvishoma kubva muna 1998.
Iri sangano risina purogiramu rakabatsira zviuru zvemabhizimisi vemabhizimisi kukura mabhizimisi maduku. Vanopa mvumo yekudzidzira masvondo gumi nemaviri mushure mekudzima mari kune avo vanoita. Zvimwe zvinoremekedzwa zvidhinha-zvikwereti zvokufungisisa zvinosanganisira; Justine Petersen Housing, Opportunity Fund, Bhizinesi reBusiness America neACE.
Sezvo vazhinji vadzimai vemabhizimisi vaduku vachireurura, chikwereti chiduku chiduku chinogona kuisa mutsauko mukuru kune kubudirira kwebhizinesi, kunyanya kana mari inoshandiswa zvakanaka. Vaya vanopa zvikwereti zvidhinha zvemabhizimisi zvishoma vanogara varipo kwete kwete chete kukupai zvikwereti, asiwo kupa mazano ekubatsira bhizinesi renyu duku kukura. Kune vadzidzisi vemabhizimisi maduku, zvakanyatsokurudzirwa kutsvaga nzira dzekuwana zvikwereti zvishoma kukura mabhizinesi avo.