Havasi kungova vanyori, vashandi uye vanokweretesa
Nhepfenyuro dzezvemari dzinoshandiswa kukupa zvakawanda kupfuura kungofananidzwa kwebhizimisi rako 'hutano. Zvinyorwa zvako zvezvemari zvinogona kushandiswa senhare ine simba yekushandisa kuchinja shanduko yakanaka mukati me sangano rako-kana yakashandiswa nenzira yakarurama.
Sezvo muridzi webhizimisi, zvinyorwa zvezvemari zvinoshandiswa kugovera vagovani vemabhizimisi, vashandi pamwe chete kana vangave vatengesi nemabhii makuru emabhizimisi. Izvo zvakare simba rekutsvaga bhizinesi mabhizimusi vanogona kushandisa kuongorora simba ravo rekusimbisa uye kusimba, izvo zvingakubatsira iwe kuronga nzira inofambira mberi zvichienderana nokuita zvakawanda zvezvinhu zvinoita kuti huve nehukuru hukuru pane yako pasi.
Izvo zvikamu zvitatu zvakakosha zvekutaura kwako kwezvemari, bhadha rekutsvaga, chirevo chekuwana mari, uye mutemo wekushambadzira kwemari zvose zvinosangana nekukuudza huwandu hwakawanda hwehuwandu hwehutano hwako hwepfungwa, uye chii chaunogona kushaya simba. Kunze kwechiratidzo chekuziva kushayikwa kwekuwana mari, kuburikidza nebasa rekusika nekuchengetedza zvinyorwa izvi zvinokuratidzai kuti michina kana mabasa anobatsira zvakadini kambani yenyu.
Iyi nhatu-chikamu chinyorwa ichajekesa maitiro ekugadzirisa mararamiro, mari uye mari yekubuda kwemari, achikutungamirira iwe kuburikidza nemitemo uye izwi, kuratidza kuti ungaverenga sei zviyero zvinoratidzira hutano hwekambani yako uye humire pakati pemakwikwi, uye kuratidza nzira kuvandudza mafungiro ako. Chiito chekunyora izvi zvinyorwa chichakudzidzisa zvakawanda kwazvo nezvehutano hwebhizimisi rako, uye kukupa mazano ekutungamira kwaunoda kuvandudza.
Heino tsanangudzo pfupi yezvirevo zvitatu zvemashoko makuru emari:
- Balance sheet : Chikamu chemari chinowanzotsanangurwa sechinyorwa chebasa rekambani panguva yakatarwa, sekuguma kwemwedzi wechina kana wegore rezvemari. Bhizimusi rezvesa rinoratidza zvinhu zvekambani yako uye zvikwereti - zvakagoverwa kuva pedyo-uye kwenguva yakareba zvingasungirwa - uye vashandi vemari. Iyi nhepfenyuro yemari ndiyo inonyanya kutungamirirwa nhungamiro pamusoro pehutano hwebhizimisi rako, sezvo zvicharatidza kunyanya kuti bhizinesi rako rine ripi uye rinobhadhara kune vamwe.
- Mutemo wokuwana mari : Inowanzonzi sangano-inobatsira-uye-kurasikirwa, chirevo chekuwana mari chinopfupikisa mari yekambani nemari yenguva yakatarwa. Izvi zvinyorwa zvemari zvakakosha nekuti inokupa maonero akajeka emari yako yemwedzi uye mari, kwese-ne-kurutivi pasina chero ruzivo rumwe munzira.
- Mari inobudiswa mutemo : Iyi inonyora mari yemari nemari yakaenzana nemari yakapinda mukati nekunze kwekambani munguva yakatarwa. Inoshandiswa kuyera mari yakawanda iyo kambani iripo, iyo inoita kuti iwane kukwanisa kubhadhara vatengesi nevashandi uye kusangana nedzimwe nguva dziri pedyo. Nhepfenyuro yemari inoyerera inowanzoshandiswa kujekesa kuti mari yakawanda inogona kutarisirwa sei munguva yemberi iri mberi, inofungidzira kuwanda kwemari inoshandiswa, uye kutonga pane apo pangave pane zvipingamupinyi zvemari pamwe nekugona kwekusabhadhara kwebhizimisi zvikwereti nematarenda.
Kutanga bhizimisi rako kubva kune imwe netsoka yakarurama nematauriro chaiwo ezvemari uye chirongwa chekuchengeta gadziriro yekuchengetedza marekodhi aya, zvakakosha. Kusatora chinhu ichi chebhizimisi rako zvakanyanyisa ndechimwe chezvikanganiso zvakajairika kune avo vatsva kuti vaite zvemakambani avo pachavo.
Kunze kwezviri pachena zvikomborero zvekuva nemitemo yako yezvemari kuitira kuti mutengo wegore negore gore rimwe nerimwe, kuva nekutaura kwakarurama kwemari kunokosha kana iwe uchida kutengesa bhizinesi rako (kana kuti uuye nevatengesi kunze).
Chero bhengi, mari yezvemari, kana muzvinabhizimisi wega wega anofunga kugadzira chikwereti kune bhizinesi rako, achada kuona zvinyorwa zvemari zvakakodzera. Kune mumwe munhu wokunze uyo asingazivi zvakakwana bhizinesi rako, aya mazwi ndeakuti achazoyera sei kukosha kwekambani yako.
Pakuenderera mberi kwenyaya yedu pamusoro pekunyora zvinyorwa zvemari zvebhizimisi rako, tichakudzidzisa iwe nhanho-nhanho nzira yekuunganidza imwe neimwe yemashoko aya kuitira kuti bhizinesi rako ribatsirwe kubva kwavari. Pamusoro peizvi, tirikukuratidza matanho uye mazano achakubatsira kutarisira & unozvichengeta-kusvika-zuva sezvo bhizinesi rako richikura uye richifambira mberi mune ramangwana.
Rambai pano: Chikamu 1 - The Balance Sheet