Net Present Value (NPV) seGuta reHurumende yeMari

Chii Chinonzi Net Present Value uye Inoshandiswa sei muHurumende yeBudget?

Nhasi kukosha kwenyika ndiyo nzira inoshandiswa kugadzirisa mari iyo inogona kunge yakakosha zvikuru nzira yekugadzirisa mari iyo vashandi vebhizimisi vanogona kushandisa mukuongorora kana kuti kuisa mari kana kusasimudza mune imwe shanduro yemhizha. Icho chakanyatsokodzera kubva pamatematical point of view uye kukosha kwepanguva yemari purogiramu yekutarisa kudarika yekubhadhara nguva kana kuderedzwa kubhadhara nguva . Icho chakanyanya kunyanya kudarika chinokanganisa index uye mukati yekudzoka kwekudzoka.

Net Present Value chii?

Nhasi kukosha kwekuda ndeimwe yemari yakawanda yekushandisa mari yekushandisa mari inoshandiswa kuongorora pfuma yemari inoshandiswa pakutsvaga iyo bhizimisi inogona kuisa mari. Kazhinji, iri guru rekutsvaga purojekiti rakakura maererano nehuwandu nemari.

Nhamba yemazuva ano inoshandiswa inoshandiswa kuderedzwa kwemari inoshandiswa mukuongororwa kunoita kuti zviwanikwa zvino zvive zvakakosha zvakanyanya kune chero ipi zvayo yehuwandu hwekugadzirisa mari sezvo inofunga zvose zvinogona kuchinja uye nguva. Icho chinoreva kuti mari yakatarwa ikozvino kuongororwa inotarisa mari inoyerera inofanirwa kuendeswa neprojekiti kuburikidza nekudzikinura ivo kudzokera kune ikozvino vachishandisa nguva yenguva yeprojekiti (t) uye iyo yakawanda inorema muvhareji yemari yemari (i) . Kana icho chigumisiro chiri chakanaka, saka iyo firimu inofanira kuisa mujekiti. Kana zvisina kunaka, iyo yakasimba haifaniri kuisa mari mumushandi.

Mhando dzeMapurogiramu Emitemo Iyo Unoshandisa Net Present Value Value

Usati washandisa kero yenhamba yekutsvaga kuti uongorore huwandu hwekutsvaga huwandu hweproject, unofanirwa kuziva kana chirongwa ichocho chiri purogiramu yakafanana kana yega purogiramu.

Purogiramu yakasununguka ndeye isingabatanidzwi nekushamba kwemari kweimwe mishonga.

Zvimwe zvikamu zvakasiyana-siyana, zvisinei, zvakasiyana. Kana mapurogiramu maviri ari pamwe chete, zvinoreva kuti kune nzira mbiri dzekuita mhinduro imwe chete. Zvingave kuti bhizinesi rakakumbira mabhizimisi purojekiti uye nhamba yezvikwata zvakagamuchirwa.

Iwe haungadi kugamuchira mabhizimisi maviri ezvo purojekiti imwe chete. Icho ndicho muenzaniso wepurogiramu yakafanana.

Paunenge uchitarisa matongerwo maviri emari ekutsvaga mari , unofanirwa kuongorora kana kuti kwete ivo vanozvimiririra kana kuti ndevamwe chete uye kuita kuti iwe ugamuchire kana kuramba chigadziro uye icho chiri mupfungwa.

Net Present Value Zvisarudzo Mitemo

Nzira yega yega yemari yekugadzirisa mari ine mitezo yemitemo. Semuenzaniso, kubhadhara nguva yekutora chisarudzo chirevo ndechokuti iwe unogamuchira purojekiti iyo iyo inokodzera kudzokera kwayo kwekutanga mukati meimwe nguva yakatarwa. Icho chisarudzo chisina kutonga ndezvechokwadi chekutengesa nguva yekubhadhara. Izvo zvinongova mienzaniso miviri chete.

Nhamba yezvino yeNet inewo mitemo yekutonga. Heino ivo:

Mishonga yekuzvimirira: Kana NPV yakawanda kupfuura $ 0, gamuchirai basa racho.

Purogiramu yakakwana yega: Kana NPV yeimwe purogiramu yakakura kudarika NPV yemumwe mushandi, gamuchirai purojekiti neNPV yepamusoro. Kana mapurojekiti maviri ane NPV yakaipa, ramba mapurogiramu maviri.

Muenzaniso Mubvunzo: Kuverengwa kweNet Present Value

Ngatitaurirei kuti Simba XYZ, Inc. rinotarisa mapurogiramu maviri, Project A uye Project B. Project A iri purogiramu yemakore mana neyotevera inoyerera mari mumakore ose emakore mana: $ 5,000, $ 4,000, $ 3,000, $ 1 000.

Purogiramu B iinewo purogiramu yemakore mana nemari inotevera inoyerera mumakore ose emakore mana: $ 1 000, $ 3,000, $ 4,000, $ 6 750. Imari yekusimba yemari ndeye 10% yega yega purojekiti, uye yekutanga kushandiswa kwema $ 10 000. Tora NPV yePirita A uye B uye shandura mhinduro yako:

Tiri kuedza kutarisa kukosha kwemazuva ano emari inoyerera yezvikamu zviviri. Zvose mapurojekiti ane mari isina kukwana yemari inoyerera. Mune mamwe mazwi, mari inoyerera haisi mwaka. Heino nheyo yekuverenga yekuverenga kukosha kwezvino kwemafashamu asina kufanana emari inoyerera:

NPV (p) = CF (0) + CF (1) / (1 + i) t + CF (2) / (1 + i) t + CF (3) / (1 + i) t + CF (4) / (1 + i) t

Zano: Unogona kuwedzera iyi equation kwenguva yakawanda apo purojekiti inoguma.

Tsanangudzo : Kuverenga NPV, iwe unowedzera kubuda kwemari kubva mugore reChishanu, iyo ndiyo inotanga kushandiswa muprojekti kune imwe nzvimbo yemari inoyerera.

Iko kutanga kwekutsvaga, asi zvakadaro, iko kubuda kwemari, saka iyo nhamba isina kunaka. Mumuenzaniso uyu, mari inoyerera yega yega purogiramu kwemakore 1 kusvika ku4 iyo dzose nhamba dzakanaka.

apo ine = iyo yakadhura mari yemari uye

apo t = gore umo kushamba kwemari kunogamuchirwa

Ngationei NPV yeProjekti S:

NPV (S) = (- $ 10,000) + $ 5,000 / (1.10) 1 + $ 4,000 / (1.10) 2 + $ 3,000 / (1.10) 3 + $ 1,000 / (1.10) 4

= $ 788.20

INPV yeProjekti S i $ 788.20. Zvinoreva kuti kana iyo yakasimba inoshandisa mujekiti yacho, inowedzera $ 788.20 inokosha kune zvakakosha.

Edza muenzaniso iwe pachako. Iwe une dhesi yepamusoro yeProjekiti L. Shandisa nhengo yeNPV uye kuverenga NPV yeProjekti L. Enda kuburikidza nematanho. Iwe unofanira kuwana $ 1,004.03. Kana iyi mapurogiramu maviri akazvimiririra, iwe unofanirwa kubvuma zvose sezvo vose vane NPV yakanaka. Zvisinei, kana ivo vari pamwe chete, iwe unofanira kungogamuchira Project L sezvo ine yepamusoro yepamusoro yezvino.

Iwe unogona kuona kuti sei NPV inofanirwa kubhadhara mari yekusarudza mari sezvo inotora zvose panjodzi uye nguva yekufunga.