Kukosha kweBhizinesi Kuwana Mari
Steve's Flowers
Steve ane chitupa chemuva chinonzi Steve's Flowers. Steve anoshandisa chitoro chake mune zvekutengesa nzvimbo anokwereta kumusha.
Mari yezvechikwata inotorwa zvachose kubva kukutengesa maruva. Steve anotenga kuchera maruva kubva kune vatengesi uye anovatengesa kune vatengesi vatengesi. Anotengesa mimwe maruva mumagumbe uye mamwe anogadzirirwa.
Steve's Flowers ane nzvimbo yebasa kumashure kwechitoro icho chakagadzirirwa kufamba-firiji. Kufamba-in kunoshandiswa kuchengetedza maruva akawanda uyewo kugadzirisa kugadziriswa. Shamba racho rinewo nzvimbo yekutengesa yevatengi. Iyi nzvimbo ine firiji iyo Steve anoshandisa kuratidza zviduku.
Steve maruva bhizinesi rinoshandisa mari yakawanda yemari yakawanda pamusoro pezvigadzirwa (maruva, vases, ribboni, etc.), kukwereta, muripo wemari, uye zvishandiso. Mari yaSteve yakawandisa inokwana madhora 600 pazuva. Anopedza mavhareji e $ 400 pazuva pazuva rebhadha, zvishandiso, mari yekubhadhara, maruva nezvimwe zvidimbu zvebhizimisi. Shamba iri rinowana mari yepamusoro ye $ 200 pazuva, izvo zvinogamuchirwa kuna Steve. Steve akachengetedza chitoro chake pasi pekutengesa pfuma yepamutemo .
Nheyo yacho haisanganisi mari yebhizimisi kana kuti mari yekuwedzera mari .
Steve akarasikirwa
Rimwe zuva, dutu rinoputika nemuguta, rinokuvadza Steve shopu zvakanyanya. Chivako zvino hachigoneki. Mafiriji apera. Iko mukati mechitoro chave chakuvara uye yose yemaruva yaparadzwa. Steve anoendesa kudare yeimba yake insurer.
Mazuva mashomanana gare gare, mutsigiri wehushuwarisi anooneka kuti aongorore mhirizhonga. Mushanduri anoreva Steve kune kontrakiti anogona kuita kugadzirisa. Anobva atora cheki kuitira kuti Steve atore nzvimbo yefriji yakarasika.
Apo Steve anotaura nhumbi yake yezvokupa, anodzidza kuti mafiriji akaoma kuuya nekuda kwekudutu kwemhepo. Mutengesi wake achaunza zvishandiso zvitsva, asi hazvizovi kwevhiki mbiri. Anonzwa mamwe mashoko akaipa kubva kune kontrakta. Muchengeti haakwanisi kutanga basa paSteve yechitoro kwemavhiki matatu. Kugadzirisa kunotora vhiki. Shamba yaSteve inogona kupfigwa kwemwedzi.
Zvizhinji (asi kwete zvose) zveSteve zvinotengeswa zvichaenderera mberi mushure mekuparadzwa kwacho kunyange zvazvo bhizinesi rake ravhara. Steve anofanira kubhadhara renhi yake uye zvishandiso. Kuti achengetedze chibvumirano chake chemaruva akawanda, Steve anofanira kuisa zvigaro zvishoma nemutengi wake. Steve's Flowers inowedzera madhora mazana matatu nezuva nezuva muzvikwereti kunyange zvazvo bhizinesi risingaiti chero mari. Iko inokwana madhora 9 000 pamwedzi mune mari. Kana imwe bhizinesi ichikwira uye ichimhanyazve, inoda kuwedzera purogiramu kwemwedzi inoverengeka yekuita mari yakarasika.
Bhizimusi Kuwana Mari
Ikozvino mazuva makumi matatu gare gare. Steve haana kuwana mari yakawanikwa (net net profit before tax income) asi dhipatimendi remaruva ravharwa.
Bhizinesi rakabhadharawo $ 9,000 mukuenderera mberi mari ($ 300 pazuva zuva 30). Kana dutu racho risati raitika, dare racho raizove rakagadzira mari inosvika $ 6,000 ($ 200 pazuva pazuva makumi matatu). Nemhaka yekudutu, Steve's Flowers akarohwa nemari yebhizimisi kurasikirwa kwe $ 15,000 ($ 6,000 murasi yakarashika pamwe ne $ 9,000 mukuenderera mberi mari). Dai Steve akanga atenga bhuzinesi yemari yebhizimisi, mari yake ye $ 15,000 yaive yakafukidzirwa.
Cherechedza kuti mamwe mafomu emari ebhizimusi anosanganisira rudzi rwekuregwa kunonzi nguva yekumirira. Chimiro chekumirira kwemaawa 72. Kumirira kwemazuva matatu kunogona kuderedza mari yaSteve yemari yekurasikirwa kwemari inenge inenge $ 1,500.
Zvimwe Zvimwe Zvinodhura
Ngatitii izuva rakatevera dutu guru. Steve's flower flower supplier haana kumbobatwa nemhepo. Kubvira Steve achiripo kusvika kune maruva, anosarudza kubhadhara nzvimbo pane imwe nzvimbo inoshandiswa nayo nebhizimisi rake kwenguva pfupi.
Achashandisa imwe nzvimbo kusvikira nzvimbo yake yakagadziriswa yagadziriswa. Steve anoendesa zvimwe zvinhu zvakasara padutu guru kune nzvimbo yenguva pfupi. Anokwereta firiji, anotenga zvimwe zvinhu, uye ari kumhanya uye achishanda mukati memazuva mashoma.
Dai Steve ainge atenga mari yekuwedzera mari, mari yaakazoshandisa kuita bhizinesi rake panzvimbo yechinguva ingadai yakabatwa. Inishuwarenzi yake ingadai yakafukidzira zvinotevera:
- Mutengo wokubvarura chivako chechivako
- Mari yekubhadhara firiji yenguva pfupi
- Mutengo wekutamira kune imwe nzvimbo yenguva pfupi, pamwe chete nemari yekudzokera kumusha wake usingagumi mushure mekugadziriswa kwapera
- Mutengo wezvinhu zvaidiwa kuti uite bhizinesi pane imwe nzvimbo yenguva pfupi
Pakupedzisira
Kunyange zvazvo zviitiko zvataurwa pamusoro apa zvakanyanyisa, zvinoratidza kukosha kwebhizimusi mari uye mari inowedzera mari. Izvi zvinogona kudzivirira bhizinesi duku kuti risakundikana mushure mekuparadzwa . Bhizinesi risina zvikwereti izvi rinogona kukundikana kunyange kana iri inshupu yekurasikirwa kwepanyama pasi pekutengeserana kwepfuma purogiramu.
Chinyorwa chakagadzirwa naMarianne Bonner