Kuwana Cash Kubhizimisi Rako Duku Kushandisa Kuvhara uye Kuita
Nhepfenyuro yemari inogamuchirwa kana kubhadhara inogona kushandiswa seimwe nzira yekubhadhara mari yebhangi.
Makambani ekubhadhara mari mune zvebhizimisi anowanzopa zvikwereti zvinogamuchirwa mari kune makambani maduku. Dzimwe nguva, mabhengi ezvokutengeserana kana mamwe masangano emari achapawo zvikwereti zvinogamuchirwa mari. Nhamba dzechido inowanzosimudzirwa pamhando iyi yekubhadhara kupfuura pane imwe chikwereti chebhengi.
Kune nzira mbiri dzekodha dzinogamuchirwa mari.
Kupikira Mazano Anowanikwa
Kupikira, kana kupa, kambani inogamuchirwa zvinoreva kuti iwe unoshandisa zvikwereti zvako zvinogamuchirwa sechibvumirano kuwana mari. Mukwereti ane mvumo yekuchengeteka, asi iwe, semuridzi webhizimisi, uchiri kukwanisa kubhadhara chikwereti kubva kune wako chikwereti.
Munhu anokweretesa anotarisa purogiramu yekwegura yebhizimisi makambani anogamuchirwa pamabhadharo ekugadzirisa kuti ndeapi ayo kugamuchira sekutora. Kazhinji, uyo anokweretesa anogamuchira chete izvo zvinogamuchirwa izvo zvisingakoshi.
Nhoroondo dzakapfuura hazviiti zvakanaka. Uyewo, kana mutengi ane mari yechikwereti yaakataridzirwa kwavari kuti chikwereti chinofunga kuti chakanyanya kureba, uyo anokweretesa angasazobvuma izvo zvakagamuchirwa. Mushure mokuongorora mvumo yekambani kune zvikwereti zvakawandisa uye nemitemo iyo chikwereti hachidi, uyo anokweretesa anobva atarisa kuti zviyamu zvipi zvingagamuchirwa nekambani zvavanogamuchira.
Mushure mezvo, uyo anokweretesa acharamba achigadzirisa chikamu ichocho kuti adzoke uye zvipo. Panguva iyoyo, ivo vachasarudza kuti zviyero zvipi zvehuwandu hwezvakagamuchirwa zvinogamuchirwa vanokwereta uye vanoita chikwereti kumabhizimisi maduku. Izvo zviyero zvavari kukwereta zvinowanzotarisana ne75-85%.
Heano muenzaniso wekuti anokweretesa anotsvaga sei mabhizimisi emakambani ekubhadhara mari ekugadzirisa kuti vangabhadhara mari yakawanda sei.
Kana bhizimisi duku richikanganisika pamutengo, chikwereti chinotora mari yekambani yemari uye inounganidza pamatokari ivo pachavo.
Factoring Accounts Inowanikwa
Kuita kuti zvikwereti zvenyu zviwanikwe zvinoreva kuti iwe unotengesa, kunze kwekuvimbisa sechikwata, kune imwe kambani yekudzidzira. Kambani yekukwereta inokupa mubhadharo wekugadzirira kwemarenda iwe waizotarisira kumirira. Kubhadharwa mberi kunowanzova 70-90% yehuwandu hwemari yezvikwereti. Mushure mekubhadhara mari shoma kune kambani, kazhinji 2-3%, chikamu chinosara chiribhadharwa mushure mekunge mari yakazara inobhadharwa kune ichocho.
Kunyora ndeye mari inodhura yemari yekubhadhara mari, asi mari inoderedzwa nokuti kambani yekutsvaga inotora panjodzi dzose dzekutadza nemutengi.
Kuita zvinhu kwakakosha mumabhizimisi ekutengeserana muUnited States Muzvokwadi, mhizha yezvokugadzira inobhadhara 80% yeUnited States yose, kunyange zvazvo mabhizimisi maduku akawanda mumarudzi akasiyana-siyana emabhizimisi anoshandisa iyi fomu yekubhadhara pavanenge vachida mari shoma shoma .
Dzimwe nguva, kushandisa mabhuku anogamuchirwa mari ndeyezvose zvinomira pakati pebhizimisi rako duku uye kubhadhara, kunyanya munguva yekuderera kana mamwe maitiro ezvakaoma nguva yebhizimisi rako. Usanonoka kushandisa iko kwekushanda kwako kwekuda mari kana uchida. Izvo hazvibvumirwi kubhadhara mari, zvisinei, kwenguva refu yebhizimisi mari yekuda mari.