Iko pfungwa yekubhadhara mari yebhizimisi inoshanda kune zvose zvinyorwa uye mari dzinogamuchirwa . Mhando mbiri dzekubhadhara dzinoenzaniswa uye kuongororwa kwemari kunotsanangurwa munyaya ino.
Chii chinonzi Inventory Financing?
Inventory financing inoshandisa bhizinesi rako rekutsvaga semari yezvikwereti.
Inventory financing inoshandiswa nevagadziri vezvigadzirwa zvevatengi uye nevatengesi (kusanganisira motokari, motokari, RV, motokari), nokuti vane mari yakawanda yemari yakasungirirwa mune yavo yekuverenga. Bhizinesi rinogona kushandisa kukosha kwekutsvaga kuchengetedza bhizinesi chikwereti pakuwedzera kwebhizimisi.
Iko Inventory Financing Works - Muenzaniso
Ngatitii mutengesi wemotokari anoda kuwedzera kuverenga, kutenga mamwe motokari nekuda kwekuwedzerwa kutarisirwa mumotokari itsva yekutengesa. Mutengesi anofanira kutenga kutenga kubva kumotokari yemotokari, asi motokari inodhura.
Mutengesi anowana chikwereti kubva kune imwe kambani yekubhadhara mari, zvichienderana nekukosha kwemotokari. Apo motokari inotengeswa, mutengesi anogona kubhadhara chikamu chechikwereti chakaenderana neyo motokari, kana kutenga mamwe mabhuku ekutengesa. Sezvaunogona kuona, kuongorora mari yekutsvaga chikamu chekugadzirwa kwekutengesa kwekutenga, kugadzira, uye kutengesa.
Nokuti kukosha kunoderedza kukosha, hausi mvura (zvishoma zvingaita kuti ichinje kuva mari pahuwandu hunokosha), pane zvinyorwa zvinogamuchirwa, saka haugone kuwana zvakakwana mari yako yekubhadhara.
Nguva Yokufungisisa (uye Kwete Kufunga) Inventory Financing
Kana kuwanikwa kwako kuri kutengesa zvakanaka uye iwe unoda mari yakawanda yekuramba uchitengesa, iwe ungada kufunga nezvekugadzira mari. Kana uwandu hwekuverenga hwako huri kunze kwekutengesa kana usingatengesi (iwe unononoka kutora), zvingave zvisina kuchenjera kuedza kuongororwa kwemari, nokuti iwe haugoni kuwana mvumo yekuda.
Chimwe Chinodiwa Chinodiwa muInventory Financing
Sezvo nemamwe marudzi ekubhadhara mari, iwe unoda yakanaka rekodhi rekodhi uye urongwa hwehuwandu hwaunoda kupa mari, pamwe chete nemitengo. Iwe unofanirwa kukwanisa kutsanangura nzira yekuenzanisa yekuenzanisa yaunoshandisa (LIFO kana FIFO kana inodhura mari).
Iwe unoda zvakare urongwa hwebhizimisi kuratidza kuti zvirongwa zvako zvekushandisa mari yeimba yechikwereti uye kuti iwe ucharipa sei. Iko chikwereti chichakupa muongorori wekuti iwe unogona kukwereta zvakadini pane zvinyorwa.
Nepo Inventory iri Kuve Kwemari
Kunyange zvazvo nhamba yako yakamirira kuti inotengeswa, iwe uchada kuchengetedza iyo uye uone kuti yakagadzirwa zvakanaka uye yakafanana. Mutengi wako ane kodzero yekuongorora tsvakurudzo kuti ave nechokwadi chokuti yakachengeta kukosha kwayo.
Inventory Financing vs. Accounts Receivable Financing
Nhoroondo dzinogamuchirwa (inokweretwa nebhizinesi rako nevatengi) inoshandiswa nekutengeswa kune kambani inonzi factoring agent. Kambani yekutsvaga iyo inoedza kuunganidza mari. Mari yechikwereti ichideredzwa zvikuru kubva pachiyero chepakutanga chezvikwereti, nekuda kwekutambudzika uye mari yekuunganidza.