Nzira neNyanzvi yekushandisa mari yevamwe vanhu muBhizinesi Rako Duku
Saka, ndezvipi zvimwe zvinhu zvaunofanira kufunga paunenge uchitsvaga mari yekutanga bhizinesi rako ?
Mubvunzo mukuru ndewekuti: iwe unofanirwa kubhadhara bhizinesi rako pachako, kana iwe unofanira kushandisa imwe mari yevanhu (OPM) kuti ibhizimisi rako rive pasi? Heano kutarisa pane imwe neimwe sarudzo.
Self-Financing vs. Zvimwe Mari Yevanhu
Kuzvipa mari ndeye nzira imwe yemari yebhizimisi shoma, uye inosanganisira kushandisa mari yako yekuchengetedza, kutengesa kumusha, mashizha, zvisungo, 401k / retareji mabhadharo, uye makadhi emakwereti kuti uwane mari yebhizimisi rako. Paunenge uchienda nenzira ino, iwe unogona kunge uchida kushandisa dzimwe maitiro ekugadzira mabhota kuti uwane humwe huzhinji hwebuck yako. Dambudziko neizvi nderokuti iwe unogona kunge usina huwandu hwemhepo yakakwana kuti ufambe nenzira yaunoda. Uye zvinonyanya kukosha, zvine ngozi. Iwe wakakwana zvachose nehombodo yekubudirira kana kukundikana kwebhizimisi rako kana iwe uchizviita uri woga.
Mari yevamwe vanhu ndiyo nzira yechipiri. Inouya mumhando dzakawanda kusanganisira zvikwereti zvebhangi, vatengesi, mhuri neshamwari, mari yekutengesa uye vatengi vevatengi, vanhu vakawanda, uye vashandi vekubhadhara / kubhadhara.
Sei Uchiishandise?
Pane zvakawanda zvinobatsira kushandisa mari yevamwe vanhu kuti utange bhizimusi rako, kusanganisira kudarika kwehupfumi hwehupfumi, ruzivo rwekutungamirirwa uye mazano kubva kune mumwe munhu akave ari pasi pemaitiro aya zvisati zvaitika, uye kazhinji kacho mukana wakanaka wekuvaka bhizimisi rinobudirira uye rinokura .
Kushandisa mari yevamwe vanhu kunokutenga nguva uye kunokupa mukana wekuita zvinhu mubhizinesi rako iwe unogona kunge usina kukwanisa kuita kana iwe uchibhadhara iwe pachako.
Iwe une zvakawanda zvingasarudzwa, kuwedzerwa kusvika, uye kukwanisa kuita hukuru hukuru nokukurumidza sezvaunotanga bhizinesi rako.
Zvikonzero Zvisingashandisi Izvo
Ini ndiri kutengesa iyo inonzwika zvakanaka, handizvo here? Ichokwadi zvinodaro! Asi usati wabuda kunze kundotsvaga mutengi, funga izvi zvikonzero zvekusashandisa mari yevamwe vanhu.
Chikonzero chakanyanya kune vamwe vezvemabhizimisi vasingabvumi kushandisa mari yevamwe vanhu ndeyekuti havadi kukanganiswa kwebhizimisi. Muzviitiko zvakawanda, iwe unowanzofanira kubvisa huwandu hunokosha hwehudzi uye hutungamiri. Iwe uchava nemumwe munhu kuti apindure uye zvisarudzo zvinogadziriswa hazvisati zviri zvako pachako.
Izvi zvinoreva zvakare mabhizinesi ako zvinogona kuchinja, uye dzimwe nguva kunyange bhizimusi rako pfungwa pachayo pachayo ichaita chimwe chinhu chakakura, kana chakasiyana zvachose. Izvi zvinogona chaizvo kuva chinhu chakanaka, asi iwe unofanirwa kuve wakasununguka kune rudzi urwu rwekushandura uye kushanduka zvakakwana kuti uchinje mifananidzo yakawanda yawaimbova nayo.
Chimwe chikonzero kushandisa mari yevamwe vanhu kune ngozi kune vadzidzisi vemabhizimisi maduku ndechokuti uri kuita kuzvipira kwoupenyu kune mumwe munhu - hupenyu hwebhizimisi rako, ndizvo. Kuwana mari yekunze kwakafanana newanano; yakarongeka uye ine mitemo yepamutemo.
Zvinogona kuva zvakaoma kwazvo kubva mazviri kana ukama hwacho hukava hwakaoma.
Kana zvikonzero izvi zvisingakwanisi kukuendesa kurega kushandisa mari yevamwe vanhu kutanga bhizinesi rako, iwe unoti basa rako rakagadzirirwa iwe. Mukukwikwidzana kwemari yevamwe vanhu kune utsinye, saka iva nechokwadi chokuti une chirongwa chakasimba chebhizimisi munzvimbo uye kuti iwe wakagadzirira kuisa mumagorosi egorosi kuti uwane guta raunoda.