Pane zvakawanda zvatisingazivi pamusoro pekunyatsoita kuti mutemo wemitero mutsva unoshandiswa sei, asi isu tine pfungwa yezvakawanikwa.
Hezvino izvo vadzidzisi vemabhizimisi vaduku uye vashandi vechikoro vanofanira kuziva.
Pane kutengesa kwemazana makumi maviri ekupfuura-kuburikidza nemari.
Musoro wepamusoro webhadharo yemitero yemabhizimisi akawanda ndiyo nzira itsva ye "kupfuurira-kuburikidza nemari inowanikwa," kana mari inoshushwa nevanhu vanobva kune masangano maduku madzimai (funga LLC, ushamwari, S corporation kana Hedhi C). Aya marudzi emabhizimisi haasi pasi pemutero kune imwe yehutano-panzvimbo iyo, mabhizimusi anoyera zvikwereti zvavo, uye ipapo mari iyo inopfuudzwa kuburikidza nevanini uye mitero semari inowanikwa yevanhu pachavo pakudzoka kwavo. Freelancers avo vanogamuchira mafomu 1099 vanowanzokwanisawo kubhadhara ichi.
Murairo wekare pamusoro pemutemo mutsva: Pamberi pemutemo mutsva, kupfuurira-kuburikidza nemari inowanikwa kwakangoti inotorwa semari inowanikwa mari. Pasinei nokuti une $ 100 mubhadharo kana kupfuura-kuburikidza nemari inowanikwa, vakabhadhara zvakafanana-pavakawanzopedza kudzidza, kusvika kusvika 39.6 muzana.
Iye zvino, kune 20 kubva muzana kuderedzwa kwekupfuura-kuburikidza nemadhora ayo akanga asina kuitika kare-akanaka mashoko kune vadiki vhizimisi vebhizimisi uye vashandi vekuda. Ngatiti uri muridzi wemabhizimisi ane ruzivo rwekupfuura-kuburikidza nemari inowanikwa: Pasi pemutemo mutsva, mutengo wakaderera kubva ku39.6 kubva kune 37%. Asi kana iwe uchitaura nezvekudhonza kwe20 kubva muzana, mitero yako inogona kunge iri 29.6 muzana, anodaro Joe Rosenberg, mukuru wekutsvakurudza kuWorban-Bookings Tax Policy Center, asiri wekufunga tank tank.
Iwe zvino unogona kunyora pasi mari yose yezvikwata zvakawanda zvebhizimisi mberi.
Ndedzipi "mari yakakura" yawakatenga kutenga bhizinesi rako duku, kana kushandisa shanduro se freelancer? Imba inotengeswa chero ipi zvayo inogara kwenguva refu yezvigadziri zvaunoshandisa zvebasa zvinowedzera kubudirira mumakore. (Funga makamiro nemichina yebhizimisi-izvi zvinogona kuvhara zvinhu zvakadai semakombiyuta, software kana kunyange motokari.) Mutemo mutsva unoita kuti unakidze zvikuru-uye unodhura, kuuya nguva yekubhadhara-kuti uite kwenguva yakareba "masimba" mubhizimisi rako.
Murairo wekare pamusoro pemutemo mutsva: Usati wambobhadhara mutero, kana iwe wakatenga zvigadzirwa zvebhizimisi, waifanira kuideredza kwemakore anoverengeka pamutero wako wekubhadhara (zvichireva kuti iwe haugoni kunyora mari yakazara yawakatenga nayo mune imwe gore rimwe chete, asi aifanira kuparadzira kuderedzwa kwevakawanda). Iye zvino, iwe unogona kutora mari yose ye "yakawandisa chero ipi zvayo yemari" gore raunotenga iwe, anodaro Rosenberg. "Kana iwe uchitoenda kunotenga, unogona kuwana bhuru guru kubva mairi," anodaro Slott. Ingova nechokwadi chekuti iwe unonyatsoda chinhu chacho uye hausi kungozvitenga chete nekuda kwezvinogona kubhadhara mutero.
Vashandi-chero ani anogamuchira fomu yemutero weW-2-haazogoni kubvisa kunze kwehomwe mari.
Vashandi vanozvimirira, tora nhaurirano: Iwe uri mutungamiri wehurukuro mupfungwa inobatana, mumaziso e IRS, kana maviri?
Mukukurukurirana, "freelancer" inongoreva mumwe munhu anowanzoshanda kumakambani akawanda uye haana kuzvipira kune imwe chete kwenguva refu. Asi kunze kwemutemo wemitero, mutungamiri wehurelancer ndeyechokwadi anogamuchira mari yausina kubhadhara mitero (uye fomu 1099 ), asi mushandi anowana mubairo wavo asingabhadhara mitero (uye fomu yeW-2). "Chenjerera-vanhu vakawanda vanozviona ivo vanozvimirira vanobhadharwa sevashandi," anodaro Phyllis Jo Kubey, nyanzvi yehurumende yakanyorwa muNew York, NY. Mutemo mutsva wemitero unoshandura humwe hukuru hwekudhonza kunze kwemari.
Mutemo wekare unotarisana nemutemo mutsva: Kare, vanhu vakabhadharwa sezvo vashandi vakakwanisa kubvisa kunze kwemapurisa masayenzi ekubhadhara pamutero wavo kudzoka vachishandisa fomu 2106. Zvino, "iyo yakabviswa zvachose nemutemo wemitero," Kubey.
Asi kana iwe ukapinda muitiro wekuchengeta nheyo dzemabhizimisi ezvese, usarega zvachose-kune humwe huri kure hwekuti dzimwe nyika dzinogona kuburikidza nehutano hwevashandi kuti vabvise iyo mari. Kana iwe uri mushandi, funga kukurukura newaunoshandira kubhadhara mari yebhizimisi yawakashandisa kubvisa.
Shoko rekupedzisira
Kana uri kufunga kuuraya iwe pachako, kutanga tanga wakava nechokwadi chokuti wakashongedzerwa nemari yakawanda yekukurumidzira (iwe unoda kukwanisa kuramba uchifamba kwemwedzi mitanhatu) uye pfungwa yakanaka yekubvumira kwako panjodzi. Uye edzai kuti mutemo wemitero mutsva hausi iwe unonyanya kukurudzira. "Mitemo iyi inogona kuchinja," anodaro Ed Slott, CPA. "Nguva dzose ita zvakanakisisa zvebhizimisi rako pasinei nemitero. Haifaniri kunge iri imwe nzira yakapoteredza. "
NaHayden Field