Zvipo Zvevashandi Chikonzero Chakanakisisa kune Vashandi neMushandi
CRA (Canada Revenue Agency) Mitemo yeMitero yeVashandi Zvipo
Mutemo mukuru weCRA ndeyekuti zvipo zvose zvakapiwa kuvashandi zvinoonekwa sezviripo zvinobhadharwa neCanada Revenue Agency kunze kwekuregererwa kunotevera:
- Vashandi vanogona kugamuchira kusvika ku $ 500 (mune zvakakosha mumari yemari) yezvipo zvisiri-cash mugore.
- Vashandi vanogona kugamuchira chipo chisina mari pamusana pekuonekwa kwebasa rakareba rinokosha riri pasi pe $ 500 kamwe chete pamakore mashanu .
- Mushandi-akapiwa mapoka kana zviitiko zvekugarisana apo mari inokwana $ 100 pamunhu kana pasi.
- Zvokudya kana zvimwe zvipatara zvinoshanda pamabasa anoshanda, zvakadai semisangano, zvidzidzo zvekudzidzisa, nezvimwewo.
- Zvinhu zvisina zvazvinobatsira zvakadai sefivha / tei, zvinotapira, makgs, t-shirts, hats, nezvimwewo.
Mibairo yegore negore uye yakareba-yese inofungidzirwa kuti yakasiyana, iyo yose inogona kugamuchirwa mugore rimwe chete.
Chinhu chipi nechipi chinopfuura $ 500 chinenge chiripo chero chipi zvacho chinotorwa semutero unobhadhara, uyo waanoshandira angave achida kutora matanho ekutsvaga (nokuda kwezvese zvakakwana zvemitero inobhadharwa uye kubviswa kwezvakawanikwa ona reRA's Benefits uye chati yemari).
Zvinhu zviviri zvakanaka pamusoro pemutemo uyu wemutero wekubhadhara kune zvipo zvevashandi:
- Hapana mhedziso kune zvipo zvakawanda zvipi mushandi anowanikwa panguva ipi zvayo gore rakapiwa;
- Zvipo zviduku hazviverengi. Mugs, chocolates, plaques nezvimwewo hazvisanganisi mu $ 500 muganhu.
Kune dzimwe mimwe mitemo, zvisinei. Kana iwe uchida kushandisa zvipo zvako zvevashandi semitengo yakabviswa muCanada unofanira:
1) Chenjerera zvaunopa semushandi. Zvinhu zvakadai sezvipo zvechipo kana zvikwata zvinoshandurwa nyore nyore kuva mari zvichabatwa semutero unobhadharwa nevashandi neCanada Revenue Agency (CRA), sezvinozoita zvikwereti zvakabatana-maitiro uye mabhonasi.
Izvi zvinosanganisira:
- Chipo makadhi / zvitiketi.
- Makomborero anosanganisira mubhadharo-akapiwa zvokudya kana pokugara. Somuenzaniso, sebhonasi iwe unotumira mushandi uye mhuri yake parwendo rwokuenda kuDisneyland.
- Mari kana mari isiriko yemari kubva kuvakadzi vanopiwa kuvatengi vanoendeswa kuvashandi.
- Points for travel, accommodation and other rewards.
- Zvipo zvakapiwa nevagadziri kune vashandi vekutengesa.
2) Iva nechokwadi chokuti zvipo zvevashandi zviri kupiwa nokuda kwe "zvikonzero zvakanaka". Mitemo yeCanada Revenue Agency yezvipo nemubairo inoti:
"Chipo chinofanira kuva chechiitiko chinokosha chakadai sezororo rechitendero, zuva rekuberekwa, muchato, kana kuberekwa kwemwana ... Kana iwe ukapa mushandi wako chipo chisina mari kana chipo nokuda kwechimwe chikonzero, iyi ino hazvibatsiri uye iwe unofanirwa kuisa mutengo wakakosha wemari yechipo kana mupiro mumari yevashandi. "
Zvisinei, kubhadhara mutero kune mutero wekuteresa, uye chero bedzi iwe uchigara mukati memigodhi, iyi inotora mitero yemari yeCanada pamusoro pezvipo zvevashandi inogona kuita kuverenga iyo T4 inotora zvishoma nyore uye inopa mutengo wakanaka webhizimisi rebhizimisi rako .
Mushandi-anopa Zvimwe Zvitsva
Zvinowanzojairika kune vashandi kupa zvigadzirwa zvezvikwata , zvirongwa zvekutenga zvigadzirwa, kana mabhonasi ari maitiro ezvigadzirwa mukambani kune vashandi semubatsiro.
Iyo inowanzoonekwa seokukunda-kukunda sezvo vashandi vanokurudzirwa kuti vaite pachikwata chapamusoro apo vane mari chaiyo yezvemari mune zvebhizimisi. Kusarudza kana kugovera zvipo / kutenga kunoita kuti mushandi (s) awane chikwata mukambani iri pasi pechirongwa chekodzero yemusika nechinangwa chokuvatengesa mune rimwe zuva remangwana rebasa.
Nhengo yekambani inowanikwa nenzira iyi inonzi inobhadharwa kubhadhara neCanada Revenue Agency; zvisinei, kana kambani iyi iri kuCanada Controlled Private Corporation kubatsirwa hakuzi kuzivikanwa kusvikira zvisarudzo zvichishandiswa kana sengo kana kutengeswa.
Semuenzaniso, sebhonasi yekushanda kwakanakisa iwe unopa iwe mutengesi wako wepamusoro sarudzo yekutenga chikamu chemakambani emakambani pa $ 5 per share. Makore mashomanana gare gare mutengesi anoshandisa sarudzo yekutenga zvikamu pa $ 5 mugove wega asi zvikamu zvino zvinokosheswa ne $ 10 per share.
Munyaya iyi mutengesi akawana $ 5000 pamubatsiro wekugovera uye anofanira kuzivisa $ 5000 semari yekuwana basa. Mushandirwi achadikanwa kutora $ 5000 semutero unobhadharwa kune chikwata cheT4 chebasa chegore iro chisarudzo chakanga chichishandiswa.
Kana zvikamu zvipihwa kumushandi zvakananga kana kuderedzwa kuburikidza nekugoverana kwekutsvaga mitemo mitemo inobhadhara mitemo inoshandiswa zvakare. Izvi zvinogona kuderedzwa kusvikira mashizha atengeswa kunyange uye kana zvikamu izvi zvichitarisirwa kwemakore anosvika maviri mushandi anogona kutora chikamu chekudhonza 50% pane zvakabatsirwa.
Zvikwereti zvevashandi uye Kubhadharwa
Iwe unogona kupawo mushandi ane zvipo zvisingabhadhara uye zvikwereti, zvakadai se:
- Kushandiswa kwebhizimisi yemotokari - mushandirwi anogona kubhadhara mushandi wekushandisa motokari yake pabasa rebhizimisi, kana iwe ukatevera mazano eRCA anonzwisisika pamakiromita ezvikwereti. Izvo zvisina musoro pamakiromita madhora zvichataridzirwa kubhadhara mutero.
- Mishonga yekufambisa mari (zvakadai sekudya) kwezviitiko zvakagadzirwa nokuda kwebhizimisi. Mushandi anofanira kuchengeta nhamba yemari uye kutumira rondedzero yemari (pamwe nemari) kumushandi. Munhu waanoshandira angaita kuti mushandi wacho atange kufambisa mari.
Onawo:
Canadian Income Tax uye Bhizimisi Renyu Duku
Kurasirwa Kwemitero Yakanyanya Kukanganiswa KweChishanu Dzebhizimisi DzeCanada