Dzivisa Aya Matambudziko Emari Kana Uchitanga Bhizimisi
Vashandi vezvematongerwo enyika vanotarisa kutsvaga mukana wega wega wekusimudzira miganhu nekuwana zvinhu zvitsva pamusoro pevari ivo pachavo nemabhizimisi avo vanonyanya kufarira.
Izvo zvinetso zvakanyanya-zvinokonzera matambudziko, vanoedza mitsara yavo yavanoziva, vanoyambuka miganhu, uye vanoenda kumvura isina uncharted. Izvi zvinokonzerwa nekutengesa njodzi kunobva kumanzwiro ekutengesa kwemabhizimisi anowanzotanidza njodzi nemukana.
Zvisinei, kuda kwakadaro kuita nguva dzose kuisa njodzi kunowanzoita kuti vagone kuita zvikanganiso. Uye zvichibva paupenyu hwangu hunotambudza kuburikidza nekukura bhizinesi rekushanda patinenge tichishanda basa renguva yakazara, tinoita zvikanganiso nguva dzose. Zvechokwadi, vatengesi vanozivikanwa munyika yose kazhinji vaine uwandu hwakawandisa sehubudirira pamusoro pemabasa avo.
Zvimwe kukundikana uye kukanganisa zviduku uye zvinogona kugadziriswa phiri. Asi vamwe-kunyanya avo vane hanya nemari-vanogona kupisa imba yacho nyore nyore. Ichi chikonzero chakaita kuti huwandu hwekutanga hutange kupera mumakore avo mashomanana ekutanga ekushanda. Kuyerera kwemari kunomuka kamwe kamwe, mari yakakura isingatarisirwi, kana kuwedzera kwekukweretesa kwechikwereti zvose zvakatozivikanwa kuunza kunyange mabhizimisi matsva anovimbiswa pamabvi avo.
Kubva pane zvose zvandaifunga uye zvevamwe vashandi vezvemabhizimisi, heyi mhosho huru yemari misha mabhizinesi matsva anowanzoita-uye kuti angazvidzivirira sei pazvose.
Kusina Kusiyanisa Bhizimisi uye Nhoroondo dzeMunhu
Hapana nzira shomanana panyaya iyi. Kunyangwe iwe uri kurwisa uri wega sega solopreneur kana freelancer, iwe haugone kukwanisa kumisa makona pakuchengeta mari yako yakasiyana .
Iwe uchabhadhara mutengo gare gare-ndakadzidza chidzidzo ichi ini.
Ramba uchinge uchitaura uye uzvigadzirire pakusika kuchengetedza kwakasiyana, kutarisa uye kukwereta kwekadhi rechikwereti kwebhizimisi rako usati watanga kuunganidza mari kubva kubhadhara vatengi. Kuita izvi zvakanaka pakutanga pakutanga kuchaita kuti zvive nyore kuita zvinyorwa zvebhizimisi rako, ronga kuronga kwemitero yevatatu (muUnited States) uye bhajeti yemwedzi isingazivikanwi inogona kunge iri mberi.
Kuva nebhangi rakasiyana uye zvikwereti zvikwereti zvichaitawo kuti muve nekodzero yakawanda yebhizimisi renyu 'mararamiro emari nekudzivirira kuwirirana pakati pezvauri iwe pachako nekushandisa uye izvo bhizinesi riri kuunza nekubhadhara pamwedzi. IRS inoshandisawo mitemo yakakomba zvikuru pamusoro pekushandisa kusina kukodzera kwemari yebhizimisi, uye iwe unogona nyore nyore kupinda muhombe yemitero kana usingachenjeri.
Kuva nebhizimisi rakasiyana uye kutarisa kambani kuchaitawo zviri nani kukudzivirira kubva pakukuvadza chikwereti chako chikwereti kana bhizinesi rako risati rasvika munguva yemberi.
Chinonyanya kukosha, kuparadzanisa bhizinesi rako uye nhoroondo dzevanhu pachako kunokurudzira nzira yakasiyana-siyana yepfungwa yekufunga nezvekuti bhizinesi rako rinopinda sei muupenyu hwako. Dhora rega rega bhizinesi rako rinowana harifaniri kuenda kwauri zvakananga kana uri kuisa mari mukukura kwekambani yako nekuvaka ramangwana rakasimba iwe pachako.
Kuva neakazvinyorwa mabhuku zvichakubatsira kuti urege kusvibiswa.
Kamwe Kugadzira Zvigadzirwa zveBhizinesi
Paunotanga bhizimisi idzva, zvinonzwisisika kutarisira mapepa ose matsva akanaka, webusaiti yakajeka, hofisi inofadza, inonyanya-mu-class software uye vashandi vane tarenda chaizvo kuti vabatsire kukura kambani.
Zvisinei, kana iwe uchida kuita zvigadzirwa zvekutengesa (kunyange kana vachifunga sezvipuriti) pedyo nekutanga kwebhizimisi rako, funga izvi zvisarudzo zvakanyatsonaka. Zvimwe zvinoshandiswa sekuvaka webhusaiti kana kuenda kune imwe yebhizimisi yekutengeserana ichave yakamanikidzwa zvichienderana nemhando yebhizimisi rauri kutanga, asi unoda kugara uchizvibvunza kana mari iyo iri mubvunzo iri kukubatsira kuti uwane mari yakawanda muhupfumi- term.
Zvimwe zvikwereti zvakadai semasangano anoshamwaridzana, maitiro ekuvakwa kwechikwata, uye mafirimheni ane frivolous asingakoshi pakukura kwekambani yako anopa zvishoma kukosha kune yako pasi.
Kana iwe usingakwanisi kutenga kubhadhara kubhadharo kune imwe nzvimbo yakakurumbira yeCRM, enda kune imwe nzira yakasununguka kana inodhura. Ita kuti uite nehuwandu husina kunyatso. Kana kushandira vashandi vese nguva isingakwanisi kusvika, tsvaga vatengesi vezvipo pazvikwata zvakadai se LinkedIn ProFinder kana Upwork. Ita bhizinesi rako pakutanga uye uunganidze huwandu hwepamusoro hwemari yakachengetedzwa usati washandisa pa "zvakanaka-to-haves."
Kuita Zvitengo Zvitsva (Kufanana neCar)
Kunyange kana iwe wakagadzirisa nyaya yako yega uye yebhizimisi, zviitiko zvinowanzotanga izvo zvinokumanikidza kuti uzvipinza mumari yako pachako kuti uwane mari yebhizimisi dzinoda, zvakadai sekuwedzera pakuva niche itsva kana mukurumbira wekutengesera unovimbisa kubhadhara yakakwirira kudzorera iyo kambani.
Mugore rekutanga rebhizimisi rako, pane zvakawanda zvisinganzwisisiki zvinoshandiswa uye mikana dzisingatarisirwi yekudzidza iyo ichauya iwe. Ichokwadi chaicho ndechekuti iwe uri kuzorova mabhuti. Iwe uchange uine kukundikana-uye zvimwe zveizvi zvinogona kuuya nemutengo mukuru wematambudziko pavari.
Kana iwe wakamhanyira kunze uye wakatenga motokari, imba kana imwe huru yemari yako uye bhizinesi rako rine chimwe chinhu chisingatarisirwi chinouya zvinoreva kuti iwe haugoni kubhadhara iwe mwedzi unotevera; iwe haugone kusungirirwa pasi nemari yakawandisa yemari yako. Iva wakaoma sezvinobvira mune zvebhizimisi rako rose uye hupenyu hwehupenyu hwako uchiri kukura kambani yako itsva.
Kubhadhara Chikwereti Chekwereti Chekwereti Nokutarisira Kwemari Yemberi
Zano rakaedza uye rechokwadi kuti usambofa uverenge mazai ako vasati varova ndeyekusagadzikana kwemari kusina nguva.
Saizvozvowo kushandiswa kweuchenjeri kana zvichiuya kune makadhi emakwereti. Paunenge uchishandisa kadhi rechikwereti zvine musoro ndeye chiitiko chemabhizimisi chaiwo, inokutsanangurirawo pangozi yekwereti yakadzama kana iwe uchinge uchinge waita mutsara wako wekutanga wechikwereti.
Nemhaka yokuti makadhi emakwereti anonyatsoshandiswa kushandisa, vashandi vakawanda vepambani vanokundikana kuona kuti vari kukonzera mari yavo uye vanoita kuti vawane mari yekutarisira nguva dzose pavanoshandisa ivo vanoshandisa mutsara wavo wemari uye havabhadhari chikwereti chakazara mwedzi mumwe nomumwe.
Nyanzvi dzakawanda dzinoona kusakanganiswa kadhi rechikwereti kushandiswa senzira yakaipisisa yemari yevatengesi vanoita . Kana uri kutsvaga zviri nyore, shandisa kadhi debit pane.
Kwete Kuchengetedza Nemaonda Nenguva Nokukurumidza
Kubva kuna Benjamin Franklin kusvika kune nyanzvi dzepamusoro dzemari dzemazuva ano, hapana kushaya kwevanhu vanokuudza kuti uchengete stash yakawanda yekuchengetedza iripo kune zvisingatarisirwi mari.
Itai kuti iponese zuva remvura, asi pachava nenguva apo chimwe chinhu chinoitika uye kuvhara mari iyo kushandisa kadhi rako rechikwereti mhinduro isingatarisirwi iyo inongowanzoita zvimwe zvinetso pasi payo. Vazhinji varongeri vezvemari vanokurudzira vatengesi kuti varambe vachiita mwedzi mitatu yekubhadhara mari mune rimwe dambudziko kana dambudziko rekushaya mari yebhizinesi ravo rose uye mari yavo pachavo.
Kwete Kuronga Kwemitemo Inouya Imitero
Mhando dzakasiyana dzemabhizimisi dzine kusiyana kwehurumende uye hurumende mitoro, izvo zvinobvumira hurumende kubhadhara zvivakoti uye mapurogiramu anobatsira vagari.
Zvisinei, shure shure kwawakanga uri mushandi wenguva yakazara usati watanga bhizinesi rako pachako, mushandi wako aizokupa firi nyore-ku-decipher fomu gore negore panguva yauya nguva yekuisa mutero wako wemari. Iye zvino zvaunoshanda iwe, iwe une mhosva yekutora danho rokutanga uye kubhadhara mitoro yako yose yekutere iwe pachako gore rose.
Sekuzvishanda iwe pachako kana kuti sangano, unofanirwa kuita kuti uenzanise kubhadharwa kwedzimwechete kweiyo kuHIV kuitira kuti iwe usati wakabatanidzwa nemutero mukuru wemitero unouya April gore roga rega, uye kuverenga zvakarurama izvi zvinoda nguva uye simba. Ronga maererano naizvozvo sezvo ichi chava ikozvino chikamu chekuva mubhizimisi iwe pachako.
Kwete Kuisa Budget Yakajeka Kwebhizimisi Rako
Kana zvakanyanya kuipa zvakanyanya, unokwanisa kukwanisa bhizinesi rako pasina urongwa hwakajeka hwemangwana, asi iwe uchava nenguva yakaoma zvikuru kubudirira pasina kana yakaoma bhajeti kuti ubatsire kutungamira chaunogona uye usingakwanisi kushandisa mwedzi mumwe nomumwe.
Sekuvamba uye mutungamiri, basa rako nderokutengesa bhizimisi rako idzva kunobatsira, uye iwe unogona kungoita izvozvo kana uine bhaari rakarongwa zvakanyatsonaka yekushanda, kutengesa nezvimwe mari. Kuva nebhadharo yakajeka kunowedzera mari yekurairirwa uye kunotsanangura nzira yepamusoro yebhizimisi kukura.
Tora Mari Yako Nyaya
Zviri nyore kurega kurasikirwa nemari pane kuitora.
Kunyange zvazvo sarudzo imwechete yezvemari inogona kukonzera bhizinesi kukundikana, kukundikana kakawanda pane kusatevera mhedzisiro yezvisarudzo zvakaipa uye kukanganisa kwemari. Iwe unogona kudzivisa zvikanganiso izvi nekupa zvakanyanya kuzvinhu zvehupenyu hwako uye bhizimusi mari inoyerera gore rese.
Rongedza bhajeti yako, chengetedza mari yako, chengetedza nguva dzekukurumidzira, chengetedza miganhu pakati pebhizimisi uye iwe pachako zvakajeka, uye nguva dzose funga nezvekubhadhara maererano nemaitiro avanozoita mari yemberi yemangwana yekambani.