Nyaya Yokudzora
Mutoro unopinda unokonzerwa nekuda kweukama hunokosha huripo pakati pemapoka maviri. Kazhinji, rimwe boka rine imwe mhando yekudzora chikamu chechipiri. Bato riri kutonga rinogona kutongerwa mhosva kana wechipiri aita zvisingateereri, uye asingazivi anokuvadza mumwe wechitatu.
Mutoro unopomerwa rudzi rwemhosva yakasimba , kureva kuti haisi yakakonzerwa nemhosva. Nhengo inogona kubatwa nechisimba kuti inokonzerwa nekukuvadzwa kunyange zvazvo iye asina kuita chakaipa pachedu.
Business Relationships
Kune hukama huwandu hwebhizimisi hunogona kusimbisa mutoro. Heano mimwe mienzaniso:
Mushandi-Mushandi
Vashandi vanogona kubatwa vachizvidzivirira mhosva yekuregererwa kunoitwa nevashandi vavo. Mutoro wemushandi unobva kubva munyaya yepamutemo inonzi respondeat supreme (chiLatini "regai tenzi apindure"). Ushamwari-mushandi-hutano kazhinji anonzi hukama hwehuenzi. Izvi ndechokuti mushandi (tenzi) ane simba pamusoro pevashandi varo (vashumiri). Nokudaro, vashandi vanogona kupomerwa nevatatu vakakuvadzwa muzviitiko zvinokonzerwa nevashandi vasina hanya.
Ushamwari-Mudiwa
Vashandi vanoita basa panzvimbo yekubatana. Nokudaro, kubatana kunogona kubatwa zvakasununguka nekuda kwekuregererwa kunoitwa nemumwe wako.
Semuenzaniso, mumwe munhu ari mumatare emurairo asingatenderi anosiya tambo yekuwedzera yakavharwa muhofisi yake. Mumwe muchengeti anoshanyira hofisi anotenderera pamusoro pambo uye anovhuna gumbo rake. Apo njodzi yacho yakaitika, mudikani (iye asina hanya nebato) akanga achiita mabasa ake segweta kuitira kubatsirana kwehukama.
Nekudaro, kubatana kunogona kubatwa nechisimba nekuda kwekuvhiringidzwa kwekambani.
Corporation-Mutungamiri kana Mukuru Mukuru
Vatungamiri vezvematongerwo enyika nevatungamiriri vakuru vanoita mabasa avo pamakambani. Nekudaro, kambani inogona kubatwa nechisimba nekuda kwekuregererwa kunoitwa nevatungamiriri vavo nevatungamiriri.
Mutengesi wemotokari-Mvumo yekushandisa
Mutoro unopikisa unogona kushanda kune mwene wemotokari anobvumira mumwe munhu (anonzi permissive user) kutyaira motokari. Ngatiti Steve ane motokari yaanobhadhara kuna Bart. Paanenge achifambisa motokari yaSteve, Bart haaiti nenzira inokonzera njodzi umo Lisa akakuvara. Sezvo mutengesi wemotokari, Steve angave akabatwa zvakashata kuna Lisa kuti akuvadze.
General Liability Mitemo
Kunze kwekutengeserana chete, mabhizimisi haakwanisi kuzviita ivo pachavo. Vanoita chete kuburikidza nevashandi vavo, vakuru vakuru uye vamwe vanhu vanokosha. Mabhizimisi akafukidzwa pasi pemitemo yakawanda yezvakagadziriswa zvemhosva yavo yekutakura kwemaitiro asina hanya anoitwa nevanhu ava.
Bodily Kukuvadza kana Imba Kukuvadza Imhosva inosanganisira zvikwereti zvinotsigirwa nemutemo zviri pamutemo kuti ubhadhe sechikuvadza nekuda kwekukuvara kwemuviri kana kukanganisa kwepfuma . Imhosva yepamutemo yechipupuriro inobatanidzwa kana ichibva kune iyo yechipupuriro yezvisina hanya kana kubva pakusava nemhosva kune mumwe munhu.
Kana yako yakasimba isirivha pasi pehutano hwemhosva, inobatanidzwa nokuda kwezvakawanda zvekuzvitsigira kwekuregererwa kunoitwa nevashandi vayo, vanozvipira, nevamwe vanhu vanoita panzvimbo yavo.
Zvemabhizimisi Auto Policies
Kana iwe wakatenga mutengo wemotokari yemabhizimisi , firisti yako inofanira kuve yakarongerwa seye anonzi bhizinesi mumashoko ekuzivisa. Sezvo anonzi anishuwarenzi, yako yakasimba yakafukidzirwa nokuda kwezvakakosha zvayo zvezviitiko zvinokonzerwa nokushandiswa kwemoto chero ipi zvayo yakavharwa. Iyo motokari inofanirwa kunge yakavharwa motokari inobva pane zviratidzo zvinowanikwa mumashoko ekuzivisa.
Iyo yemitemo yemotokari inovhara chikamu chako chepamutemo chepamutemo chekubhadhara kukanganisa kwekukuvara kwemuviri kana kukanganisa kwezvinhu kunokonzerwa nenjodzi, kana njodzi inokonzerwa nekushandiswa kwemotokari yakavharwa. Mutoro wako wepamutemo unobatanidzwa kana uchibva pakusatendeseka kwako kushandiswa kwemotokari (kana iwe uri wega wega) kana kusaregererwa kwebasa kana mumwe munhu anoshandisa mvumo.