Kubhadhara mari yebhizimisi inzira yekugadzirira zvinyorwa zvemari zvakapiwa nguva inouya mune ramangwana. Imwe kambani inoshandisa mabhizimisi ekutsvaga zvigadziro zvaunotarisira kuzadzikisa pamusoro pegore regore rinotevera rezvemari. Izvo zvino vanozvinyora mumutauro unobvumira kambani kuenzanisa kuti inotarisira sei kuita zvemari kupesana nemigumisiro yaro yemari yose gore rose.
Kubhadhara Nguva Nguva Nguva
Kubhadhara mari kunogona kugadzirirwa kwenguva pfupi, pakati-kati, kana nguva yakareba-nguva. Nguva yenguva yakazara yekugadzirisa mari inogona kuva mwedzi, chechina, uye gore. Iyo bhajeti inofanira kuve yakagadziriswa uye inogadziriswa zvinangwa zvekambani, kushandisa dhiyabhorosi uye mafungiro zvichienderana nemigumisiro yezvakaitika, kutarisa kwehutungamiri, uye ruzivo rwezvinoitika zvemukati nekunze zviitiko kana zvinopikisa. Somuenzaniso, bhajeti yekutengesa inoudza vashandi kuti chii chavanotengesa, uye nevanotarisirwa kuzviita.
Kubhadharisa uye Kwemari Kuchengetedza
Bhabhadharo inowanzotanga danho rekutanga rekambani mukufungidzira kwemari . Bhizimisi rezvemabhizimisi inoratidza zvinangwa zvekambani zvemari uye zvinangwa. Nhoroondo yezvemari, panguva yakatarwa mubhajheji, inofunga nezvemaonero chaiwo, kana izvo kambani inofunga kuti ichaitika.
Izvo zvinotarisirwa zvinoguma zvinowanzoenzaniswa nemwedzi mumwe nomumwe, nechechina, uye gore kurwisana nekushanda kwekambani, asi bhajeti inoramba ichisimbisa apo kambani inoda kuenda mune ramangwana.
Zvakakosha kukudziridza maonero anotarisa mberi ematatu makuru ezvemari; bhasiro rezeri, mari yekubuda kwemari, nemashoko ekuwana mari.
Vamwe vanogona kugadzirira bhadha kuti vabuda makore mashanu, asi hutano hwehuwandu hwemari hunotambura nekuda kwehuwandu hwekusagadziriswa kwemakore mashanu.
Vatengi vebhizimisi vanobva vatanga nemabhadhadha ayo anopa mari uye mari yekugadzira zvinyorwa zvemari yekambani. Asi mamwe maitiro ebhajheti anodiwawo kune kambani. Semuenzaniso, iwe unodawo kuronga huwandu hwezvinhu uye zvikwereti zvaunotarisira kuva nazvo mune ramangwana, sezvinoratidzwa pabharani rekambani.
Nezvematauriro emari inoyerera , zvinonyanya kukosha kuisa izvi mubhajheji. Kujekesa kukwira kwemari kwakakosha zvikuru kuve nechokwadi chokuti kambani iri nguva dzose mune mari yakanaka yekuyerera uye inokwanisa kusangana nemari yadzo yechikwereti kwenguva pfupi. Kana iwe uchikwanisa kukudziridza mari yakanaka yemari yemari , iwe unogona kuva neutungamiri hwepamusoro pamusoro pemari yako yekuyerera , iyo inonyanya kukosha kune bhizinesi rako rekuti iwe unogona kubhadhara zvikwereti zvaro panguva yakakodzera.
Mhando dzebhadharo muBusiness Firm
Makambani anowanzova nemari ye "master" inotora zvinangwa zvemari zvebasa racho rese. Mukuwedzera, simbi inogona kuwedzera huwandu hwehuwandu hwemari huripo pachikoro chesekondari. Zvichienderana nezvidikanwi zvaro uye zvinonetsa, fambisi ichagadzirisa zvimwe, huwandu hwehuwandu hwemari hunofanirwa kuenzanisa kutora mari inoshandiswa uye mari kune dzimwe nzvimbo dzakaoma dzebhizimisi.
Iyi mitatu inokosha zvikuru yebhajeti iyo mazana emabhizimisi emabhizimisi anotarisa kuisa mari yekushandisa mari, kushandiswa kwebhajheji, nekubhadhara mari yebhaji.
Zvimwe bhajeti nzvimbo dziripo asi idzi nhatu dzinoshandisa nheyo yakadzama.
Capital budget. Kubhadhara mari yehupfumi kunogadzira chirongwa chemahombekombe makuru mune bhizinesi rekambani. Kubhadhawa kwehupfumi kunoratidzira zvinhu zvakasimbiswa izvo huwandu hunofanotaura kuti hunofanira kuisa mukati, zvakadai sezvivako zvitsva kana mudziyo unodhura. Icho chirongwa chekugadzirisa mari kana kuenzanisa mari yekuwana, kuwedzera, nekugadzirisa zvinhu zvakagadziriswa.
Kuva nebhajari yakarurama yezvinhu zvakakura, mari inodhura nehuwandu hwemakore inorarama sezvivakwa, zvishandiso, zvishandiso, uye zvinhu zvakafanana zvakakosha nekuda kwekutsvaga kwemari mari uye hupenyu hwezvinhu izvi zvezvinhu. Kana iwe ukakanganisa mubhadharo yemari, inogona kukubvumira kwenguva yakareba.
Kushandiswa kwemari. Basa rekushandira, rakarongerwa semashoko ekuwana mari, rakagadzirirwa kutanga nemashoko ekutengeserana kwekambani.
Izvo bhajeti yekutengesa mari inoshandiswa kuderedza mari yezvinhu uye kutengesa, huwandu, uye hutungamiri mari inowanikwa inopedzisira yawana purofiti. Muchigadziro chekushanda, sarudza zvaunoda mukutengesa mari uye mari iyo kambani inobatsira kutsigira iyo iyo yekutengesa uye uchizadzisa chinangwa chako.
Mari yekushamba kwemari. Mari yekushambadzira kwemari inotarisirwa kutarisirwa mari inowanikwa (mapeti kana mitsva) uye mari yekubuda (mari kana kushandiswa). Mari yekuyerera kwemari inoratidza kana kambani yacho ichava nemari yakakwana yekuenderera mberi kusangana nemari yaro yemwedzi pamusoro penguva yakatarwa. Kana zvisingaiti, mari yekuyerera mari inogona kuratidza nguva yekukwereta uye yakawanda sei, kana iwe usina mari yakakwana yekuwana mari.